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Old 09-12-2016, 06:11 PM   #41
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Yeah, it's irritating that people are so thoughtless. Why not say that's great, or congratulations, or wow, what do you do to keep busy, or similar responses that would facilitate conversation.

Various responses to the question:
  • Fresh air inspector
  • CEO (Chief Enjoyment Officer) at Layback and Seemore
  • Private Portfolio Manager
  • I'm independently wealthy
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Old 09-12-2016, 06:16 PM   #42
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"I help 30-something millionaires enjoy their money and their lives more". I actually started a consulting side hustle and that's my typical client so I'm not lying (except I spend 0-5 hrs/month consulting). You could use that line even if your sole client is yourself (well maybe make it 40-something or 50-something or whatever age you are at the moment).
Although most of my consulting is to myself, I still have a small consulting gig (also about 0-5 hrs per month) that is an extension of my former job. All eminent domain stuff. So I go with "I help government agencies take people's property". That usually stops the questions.
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Old 09-12-2016, 09:22 PM   #43
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Although most of my consulting is to myself, I still have a small consulting gig (also about 0-5 hrs per month) that is an extension of my former job. All eminent domain stuff. So I go with "I help government agencies take people's property". That usually stops the questions.
Nice. I used to be in that business with the Dept of Transportation's Attorney General's office. Nothing like taking people's stuff against their will.
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Old 09-12-2016, 10:20 PM   #44
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I was talking to another early retired person who got out of the workplace at sixty and he told me that if one more person tells him he is too young to retire, there is going to be a murder!

He told me in complete furious anger that he has now decided to change the subject when strangers at social events ask him what he does for a living. He used to tell them with a smile on his face that he was retired. They would look at him, frown and tell him that he was way to young to retire. And then make him feel guilty or act like he is some sad middle aged man who can't cut it in the work world.

Is this your experience in live after fire?
Absolutely. What's worst, I have old coworkers who insist on giving me job "leads".

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Old 09-12-2016, 11:11 PM   #45
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How bout this: "I'm a securities portfolio investment manager".
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Old 09-13-2016, 05:05 AM   #46
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Absolutely. What's worst, I have old coworkers who insist on giving me job "leads".
That dropped off after the first 6-12 months for me. I think that's when former contacts figured out I was for real.
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Old 09-13-2016, 05:58 AM   #47
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I retired just after my 56th birthday. I had planned on 55, but deferred for a year as the great recession was just barely in the rear view mirror and we still had two homes.

I recall being at a social event when my SIL found out I was retiring and she exclaimed very loudly "But you're too young to retire!" and it was a bit embarrassing.... however, I have not got a lot of "you're too young to retire" since.

I'll concede that at first I was hesitant to describe myself as retired to people who I met, but I got used to it and it doesn't bother me at all now. Interestingly, many of our new friends are retirees who we meet through our love of golf but many of them are 5 or more years older than us. All is good.
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Old 09-13-2016, 06:01 AM   #48
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I recall being at a social event when my SIL found out I was retiring and she exclaimed very loudly "But you're too young to retire!" and it was a bit embarrassing.... however, I have not got a lot of "you're too young to retire" since.
Why is it embarrassing to retire early? You should be proud.
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Old 09-13-2016, 06:06 AM   #49
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This thread makes me think of a t-shirt idea:

"Too young to retire, too old to work"
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Old 09-13-2016, 06:14 AM   #50
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This thread makes me think of a t-shirt idea:

"Too young to retire, too old to work"
I likie, may have to get one made

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Old 09-13-2016, 06:21 AM   #51
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I got this a LOT at work the last few weeks. I'd attribute most of it to envy. Most are probably thinking to themselves, "how did he manage to retire at that age".
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Old 09-13-2016, 06:33 AM   #52
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In response to questions after being introduced as "he's retired" I may discuss any of the following:

I'll mention that with my various volunteer responsibilities it seems similar to work - deliverables, timelines, personal high standard for performance etc.

I'll mention that we have no kids so it is easier for us

I'll mention that we have aging parents that need more assistance (DW and I are both only children)

I'll mention that we lost two other parents since RE'ing.

I'll mention that we much prefer buying experiences than things

I'll reference the pride we take in driving and repairing vehicles 10-20 years old

I'll mention workplace induced anxiety taking a toll on my health

I'll mention the 1 year unpaid leave of absence that I took to care for my mother post-spinal surgery and how after 1 year away I had no desire to return.

I'll mention on how when I was away they froze my DB pension so my retirement benefits will not be effected one bit if I were to continue to work or not.

I'll mention that the conventional wisdom that you need 80-100% of pre-retirement to retire does not apply if you have a higher than normal level of savings rate.

I'll mention that I am past the sweet-spot on the Social Security lifetime earnings curve (ie 2nd break point) so additional working for SS benefits is not rational.


I will often be drinking a beer during these discussion so it may be more light-heated than normal encounters.

With DW still working, I knew early in the process that both of us would be exposed to these types of questions and have to have responses thought through in advance.

DW was especially concerned but we came up with the answer of "I'll be evaluating it as we go" when faced with the question of "What do you think about him not working?"

-gauss
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Old 09-13-2016, 07:38 AM   #53
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I tend to fudge the response a bit but when folks in my previous profession ask me, I tell them straight up. Most often I get a look of admiration and then questions about how the he## I managed it.
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Old 09-13-2016, 07:57 AM   #54
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I used to say "I'm a stay at home mom to two young dogs". People don't ask anymore, guess they figure I am lucky to still be standing.
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Old 09-13-2016, 08:05 AM   #55
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I've gotten "You're too young to retire" a couple of times.

Once, I responded with "Oh, how old do you have to be?"

He said, "Hmmm. I guess you're right!"
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Old 09-13-2016, 09:18 AM   #56
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Getting this question less often now but I usually replied by saying "how old do you have to be"? That usually resulted in a follow up that was easier to deal with. People would ask what I do all day, don't I miss the interaction with people at work, or aren't you worried about running out of money?
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Old 09-13-2016, 09:20 AM   #57
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"I help 30-something millionaires enjoy their money and their lives more". I actually started a consulting side hustle and that's my typical client so I'm not lying (except I spend 0-5 hrs/month consulting). You could use that line even if your sole client is yourself (well maybe make it 40-something or 50-something or whatever age you are at the moment).
Every year, we go on a trip with 2 other couples and it's always a good time. The first one we took, I had been retired for about 5 months and the entire trip was me "teaching" the others how to maximize their relaxation time. There were strict rules: no watches, no internet, NOTHING that could be construed as w*rk; you get the point. About 3 days into it, I started calling it the "Life of Leisure Institute." We thought about how we could convince people to spend good $$$ on coming to our "retreats" to learn how to truly relax. I think it could be a very successful business, but alas..it would be w*rk, so I am already disqualified.I guess I could call myself "Founder and Head Lounger @ The Life of Leisure Institute." Actually...I think that's a great signature line!
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Old 09-13-2016, 10:15 AM   #58
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I got this a LOT at work the last few weeks. I'd attribute most of it to envy. Most are probably thinking to themselves, "how did he manage to retire at that age".

I figured this would be the case, so I only told a few people at w*rk after my resignation. I'm sure the true story has leaked out by now, but I don't have much contact after almost 2 years out. Too busy living life!!


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Old 09-13-2016, 10:19 AM   #59
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Absolutely. What's worst, I have old coworkers who insist on giving me job "leads".

Yep. Former coworkers and my BIL (who I worked with 20 years ago and still works in the same industry) regularly send me job listings or suggest I talk to so-and-so about a new position.

I was 52 when I retired... and I still don't have much grey hair... so I get questions a lot.
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Old 09-13-2016, 10:26 AM   #60
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In my experience, at least 90% who say I am too young to retire are really jealous.
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