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Old 05-06-2016, 04:39 PM   #41
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You should talk [W2R]. I hear you just hooked up with the next door neighbor.
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Old 05-06-2016, 05:11 PM   #42
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You should talk. I hear you just hooked up with the next door neighbor.
That I did! Best thing ever.
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Old 05-06-2016, 05:13 PM   #43
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I think that first paragraph is part of the problem. Many of us, ala Jerry Seinfeld, were very particular during our dating years. The problem is you could miss someone that could be the catch of the life. My mate did not check every box on my long list of particular "requirements" but luckily we ended up dating. 20 years and multiple kids later life is awesome. I can't imagine having a better relationship. I think people are too close minded when dating. They need to be a certain religion, look a certain way, have a certain job, etc.... I think people could benefit from being open minded and relaxing. Just my thoughts looking back.
That's a very good point and true for us as well.
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Old 05-06-2016, 07:11 PM   #44
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This thread hijack reminded me of this story

http://qz.com/641236/almost-everyone...e-same-reason/

I laughed at the cheese and cracker part of the story.
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Old 05-07-2016, 08:44 AM   #45
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I'm not retired, but 38... I'd go back and tell 18-22 year old me: "Don't fall for the pretty face." Spent some time with some doozies... while they were fun for some time, they caused a lot of stress, probably didn't help the bank accounts, and now I thank God that I found DW (who is a pretty face, but has a hell of a lot more substance than any of them!).

I also second the "don't spend money on cars". I made a couple of mistakes there instead of just holding a good, quality car that was paid off. While I didn't go crazy overboard, it was probably the difference between having $10-20K to invest in this company called "Apple" when I read about the iPod and iPhone... I called that one, but had no money to take advantage of it.

I didn't think about opportunity costs when I was younger. Should've taken the Buffett view early on: this $1 could be $2 in a few years... do I really want to spend it?
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Old 05-07-2016, 10:42 AM   #46
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I would say, Put 20% of your income into SCV and only look at it every 10 years.

Also, eat and drink less and walk more. But I am sure I would not listen to that.

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Old 05-07-2016, 10:54 AM   #47
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Great post- now that I recall I did get some of those too! Mainly in the shape of Gym Rat Mongos who figured they could work out and drink protein shakes all day while I worked!
No thanks! ....
ha ha ha , never heard that before, but I realize that is exactly what one of my buddies is.
For the past 13 years or so, his wife works and he stays at home, and goes to the gym at least 3x per wk.
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Old 05-07-2016, 01:08 PM   #48
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Stay away from that agent orange stuff when you are in Vietnam. As I learned 40 years later, no one who served in Vietnam was able to avoid dioxin. We were all affected by that bad stuff.
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Old 05-07-2016, 01:57 PM   #49
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ha ha ha , never heard that before, but I realize that is exactly what one of my buddies is.
For the past 13 years or so, his wife works and he stays at home, and goes to the gym at least 3x per wk.

Whoa! How old are these people?


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Old 05-07-2016, 01:58 PM   #50
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Stay away from that agent orange stuff when you are in Vietnam. As I learned 40 years later, no one who served in Vietnam was able to avoid dioxin. We were all affected by that bad stuff.

💔 that's awful.
Yeah Operation Ranch Hand. Great idea. Not.


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Old 05-07-2016, 03:57 PM   #51
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I would say learn to be patient. Too many times I felt like I had to do something when doing nothing would have led to a much better outcome.
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Old 05-08-2016, 09:53 PM   #52
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Don't cash out that tiny ira when you leave a job in your late twenties!!!


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Old 05-09-2016, 09:13 AM   #53
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I would have instead invested the 140,000 that I invested in rental real estate between 87-91 into AAPL and held on tight. It would be worth $10m today...even more if I had sold at the peak.
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Old 05-10-2016, 12:21 AM   #54
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Whoa! How old are these people? ....
Worried you know them ? I'm sure you don't , as they are far from Mo.
He is 57.
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Old 05-10-2016, 06:41 AM   #55
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I wish I knew then what I know now........

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Worried you know them ? I'm sure you don't , as they are far from Mo.
He is 57.

No it sounded like a younger couple, maybe 20-30. I knew a few couples back years ago. The guys usually had big dreams to be the next Arnold.
And I've only lived in MO for 18 months. Before that spent my entire life in the beach cities of California.

Not sure why the snark was necessary.

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Old 05-10-2016, 07:16 AM   #56
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Don't worry, things are really going to work out well, eventually. I would advise myself to be a better ie nicer person.
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Old 05-10-2016, 03:15 PM   #57
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Become an opportunist. When you see a higher level position that you would like, observe and start to develop/display those attributes that are appreciated in such a job. You will be amazed at how perceptive the decison-makers are. Don't be afraid to accept a geographic move.

Should you be lucky enough to fall in love, make sure to sit down and communicate your priorities/fears/ambitions/desires. If you do not agree on most of them, one of you will be doomed.

LBYM but don't sweat it until age 40. Then set out a plan to retire. Stick to it. But be flexible.
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Old 05-12-2016, 10:24 PM   #58
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Fired at 45. Planned it since 21. What would I tell my 21 YO self based on learning ?

1). Balance career - more family time
2). Exercises more and eat healthy
3) Index invest not individual stocks.
4). Be more patient. It's a marathon not necessarily a sprint.

Many good posts here and sage advice.
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Old 05-13-2016, 11:02 PM   #59
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Great thread!

I am currently 48 and married to a wonderful women for 20 years with two teenagers. Due do concerns and fears of loosing my job and not having enough money for this or that, I brought loads of pressure and stress into my families life. Therefore, may have taken a longer career and saving view.

A great book that I read about 10 years ago which is related to this topic; "30 Lessons for Living: Tried and True Advice from the Wisest Americans"

http://www.amazon.com/30-Lessons-Liv.../dp/0452298482
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Old 05-13-2016, 11:35 PM   #60
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No it sounded like a younger couple, maybe 20-30. I knew a few couples back years ago. The guys usually had big dreams to be the next Arnold.
And I've only lived in MO for 18 months. Before that spent my entire life in the beach cities of California.

Not sure why the snark was necessary.

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oops sorry, wasn't trying to do a snark.
I was trying to write a reply in a joking kidding sort of manner. As I type I hear the words in my head, but that's lost in the typing.
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