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02-08-2013, 07:15 PM
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#1
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Moderator Emeritus
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
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I'm baaaack...
I was very touched by numerous forum friends asking about my well-being and it's time to bring you up on my shenanigans.
First of all (and I won't dwell on them here), I have developed several serious health issues, none of which will likely do me in but which certainly are slowing me down a touch. I expect slow progression and have no intention of rolling over but am learning to pace my energetic self. Thanks for all your messages and words of support, my dear friends. It means a lot.
Currently I am doing lots of reading and a bit of writing. Exercising regularly, enjoying this wonderful part of the world, and hanging out with friends of wonderful diversity. I am still practicing telephone medicine for a large national company: do it if I am in the mood, skip it if not; pays little but it gets us an extra dinner out once or twice a month.
The retirement plan is working, an index based mix of stocks, bonds and cash in a "buckets" type plans, 50:50% stocks to bonds. No worries so far.
Many of you know we have been in a quandry regarding relocation to be near one or the other of our kids and grandkids. Now it's time to reveal the plan. Pick one of the below plans and be prepared to defend yourself. Our decision is already made, final. For the 99% of you who don't give a darn, bear with us.
CHOICE 1: Are you kidding? San Francisco with its wine regions, world class food, weird free entertainment, mild climate, on and on. Slam dunk.
Oh yeah - houses of the type we like (modest but well located) are around $1mm and higher. Much higher.
CHOICE 2: Columbia, MO. Middle America where we raised the kids (Wisconsin in our case). Four seasons (i.e. the weather sucks) but lots of lakes, woods. Univ or Missouri right there with classes and all kinds of people around. Lakota Coffee Shop - one of the best. 100,000 population and rising. Modest cost of living, inexpensive houses.
CHOICE 3: Tampa. Beautiful beaches, familiar, lots of friends. Know it like the back of my hand. Sun galore; summers (read June through November) a bit sultry, I admit.
Your answer is...
__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.
As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
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02-08-2013, 07:20 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Quote:
Originally Posted by Rich_in_Tampa
Your answer is...
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The same one you chose, of course.
Great to hear from you! I thought you might have tripped on your stethoscope, suffered a head injury and thought all this was just a dream...
__________________
Numbers is hard
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02-08-2013, 07:29 PM
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#3
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Moderator Emeritus
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
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Quote:
Originally Posted by REWahoo
The same one you chose, of course.
Great to hear from you! I thought you might have tripped on your stethoscope, suffered a head injury and thought all this was just a dream...
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Death by stethoscope. Horrible. Just horrible.
__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.
As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
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02-08-2013, 07:29 PM
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#4
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,128
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Great to hear from you Rich, truly pleased to see this post appear
Our choice would be #3. But whatever decision you have come to is perfect for you.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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02-08-2013, 07:30 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Nov 2012
Location: Madeira Beach Fl
Posts: 1,403
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San Col-Tampa? San Tamplumbia?
__________________
_______________________________________________
"A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do" --Bob Dylan.
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02-08-2013, 07:36 PM
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#6
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,715
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And here I figured you were living the "vida loca" on a beach somewhere in Mexico.
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02-08-2013, 07:40 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Location: Moscow
Posts: 1,572
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I like #2. I enjoy visiting beaches, but not enough to deal with the throngs of people and high prices. OTOH, I quite like having four seasons, and living in a university town. All those intellectuals and students bring a wonderful vibrancy to a community.
__________________
You can't enlighten the unconscious.
But you can hit'em upside the head a few times to make sure they are really out...
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02-08-2013, 07:41 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Oct 2008
Location: Naples
Posts: 2,179
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Good to hear from you Rich. I've been a little slow on postng myself lately but always keep an eye out for you. I'm voting for staying where you are, not that my vote makes any difference, but you asked. Good luck on what ever you decided to do.
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02-08-2013, 07:47 PM
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#9
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,774
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Quote:
Originally Posted by Rich_in_Tampa
.......
CHOICE 1: Are you kidding? San Francisco with its wine regions, world class food, weird free entertainment, mild climate, on and on. Slam dunk.
Oh yeah - houses of the type we like (modest but well located) are around $1mm and higher. Much higher.
CHOICE 2: Columbia, MO. Middle America where we raised the kids (Wisconsin in our case). Four seasons (i.e. the weather sucks) but lots of lakes, woods. Univ or Missouri right there with classes and all kinds of people around. Lakota Coffee Shop - one of the best. 100,000 population and rising. Modest cost of living, inexpensive houses.
CHOICE 3: Tampa. Beautiful beaches, familiar, lots of friends. Know it like the back of my hand. Sun galore; summers (read June through November) a bit sultry, I admit.
Your answer is...
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I guess I'd vote Tampa as it's the devil you know and your kids would enjoy the sunshine on winter visits.
But the other two places are great in very different ways too. Can't wait to hear where you ended up.
PS: welcome back!
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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02-08-2013, 07:59 PM
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#10
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Full time employment: Posting here.
Join Date: Mar 2009
Posts: 512
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Welcome back Rich_in_Tampa. CHOICE 3: is my pick. Glad to know you are still kicking. These health issues seem to come with age . I am working out a few myself. Good luck and Good Health . oldtrig
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02-08-2013, 08:19 PM
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#11
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Full time employment: Posting here.
Join Date: Sep 2012
Location: San Jose
Posts: 607
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Welcome back!
Well, I live in the SF Bay Area, so I know about #1, including the insane price of real estate here. Assuming I were retired (which I'm not yet, but this is how I'd think about it)...if I could buy a home here and my retirement funds were still enough for me to enjoy life without having to work, then I'd go for it. If it reduced my funds so much I couldn't enjoy things, or would have to go back to working, then no way. As nice as SF Bay Area is, it doesn't outweigh severely cutting ones lifestyle, or forcing someone to go back to work.
Your other two choices...I don't have much input, other than knowing Tampa would not be a good fit for me personallly. I have relatives in Tampa, and visiting them one August almost killed me. I grew up in the South, and even I can't take that much heat and humidity anymore.
Looking forward to seeing your decision, and if you're moving away from Tampa.
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02-08-2013, 08:20 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 2,844
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Best of luck to you,
The choice I would make is #2. Being near a major college town in the Midwest is an excellent experience for a family with all the intellectual impacts they have especially on smaller towns. The savings on living means you'd be able to use your funds to have excellent vacations in both of the other locations.
__________________
But then what do I really know?
https://www.early-retirement.org/forums/f44/why-i-believe-we-are-about-to-embark-on-a-historic-bull-market-run-101268.html
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02-08-2013, 08:21 PM
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#13
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Moderator Emeritus
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
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Quote:
Originally Posted by Alan
Great to hear from you Rich, truly pleased to see this post appear
Our choice would be #3. But whatever decision you have come to is perfect for you.
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Good to hear from you, Alan. Thanks for the welcome.
Rich
__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.
As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
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02-08-2013, 08:22 PM
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#14
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Recycles dryer sheets
Join Date: Jun 2010
Posts: 456
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Good to see you back Rich. No particular vote here. Wherever you're comfortable and happy.
Best wishes on the improving health issues.
__________________
...open up your mind and see like me...
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02-08-2013, 08:57 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Jun 2007
Posts: 2,657
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No idea so no vote from me. But glad to see you back. Always enjoy your posts.
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02-08-2013, 08:59 PM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,371
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Welcome back. It is good to see your screen name popping up again. Sounds like you have had some trials but are dealing well with the cards you have been dealt.
I like all of them.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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02-08-2013, 09:07 PM
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#17
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Moderator Emeritus
Join Date: May 2007
Posts: 12,901
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Welcome back Rich!
Based on your description of the 3 possible destinations, it seems like you can't hide your enthusiasm for the city by the bay. The Tampa Bay that is. So I think you picked #3.
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02-08-2013, 09:11 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2007
Location: New Orleans
Posts: 47,500
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Welcome back, Rich! Sorry to hear that you are still having some health issues, and most definitely hope for the best.
Hmm... As someone who planned to move after retirement, and then discovered how easy it was to just stay put, my first thought was that maybe you will stay in Tampa(?). Or not. Missouri and SF are both so attractive, in very different ways.
Maybe you decided to move somewhere entirely different. That's it! Choice #4.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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02-08-2013, 09:16 PM
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#19
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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Good to hear from you Rich. Sorry to hear that you are having the health issues, but glad to hear that they are not serious.
I think that my choice would be #3. There is something to be said for lots of friends, familiarity and beautiful beaches. Sounds like home for you. You can always vacation in the other places. Glad to hear that you have already made the decision. Will be waiting to hear your decision.
Welcome back.
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02-08-2013, 09:20 PM
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#20
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Thinks s/he gets paid by the post
Join Date: May 2007
Posts: 1,525
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Welcome back, Rich.
For many facing health issues, staying put to get continuity with medical providers would be important. With M.D. after your name, I'm thinking that's not a top priority.
So, I guess #1 because it's different from the places you have lived before.
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