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02-08-2010, 12:57 PM
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#1
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Full time employment: Posting here.
Join Date: May 2007
Posts: 606
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Insurance Through AARP?
Well, I'm about to turn the big 5-0 and just received the much-coveted invitation to join AARP. 
I'm not all that inclined to spring for the $16, unless there is some value in purchasing health or other insurance through them. Has anyone purchased insurance (or anything else of value) through AARP? I'm not looking for travel incentives, but anything else that might make it worth the $16. Thanks.
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02-08-2010, 01:01 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Seeing as AARP generally gets kickbacks and commissions through AARP-branded insurance actually underwritten by other insurers, you *might* be able to do better by going direct with the underlying insurer (or even another insurer).
The AARP label on insurance is like added expenses on a mutual fund in some sense.
Then again, I'm not a fan of AARP so take it with a grain of salt.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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02-08-2010, 01:02 PM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Many moons ago when I turned 50, I took advantage of a one-time deal to join the AARP and get a 10 year membership for something like $25. When my ten years was up I didn't renew. I suppose the magazine, which is somewhat interesting, was worth $2.50 a year, but that's about it.
__________________
Numbers is hard
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02-08-2010, 02:52 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,674
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Don't get too excited. AARP will be mailing you stuff yearly for the next 10 years or more, even if you do not fall for their trick, succumb to a bout of stupidity, do not enroll as a member.
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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02-08-2010, 06:12 PM
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#5
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Thinks s/he gets paid by the post
Join Date: May 2006
Location: Where the stars at night are big and bright
Posts: 2,847
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 Quote:
Originally Posted by mickeyd
Don't get too excited. AARP will be mailing you stuff yearly for the next 10 years or more, even if you do not fall for their trick, succumb to a bout of stupidity, do not enroll as a member.
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I was wondering how persistent they were going to be about this thing. It's all shredder fodder so far, but I have been considering mailing it back to them with the notation: "I'm not interested".
__________________
There is no pleasure in having nothing to do; the fun is having lots to do and not doing it. - Andrew Jackson
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02-08-2010, 06:47 PM
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#6
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
Originally Posted by REWahoo
I suppose the magazine, which is somewhat interesting, was worth $2.50 a year, but that's about it.
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Our public library has a free magazine exchange table that we regularly sort through for magazines we might want to read but are too cheap to buy.
Last week as I approached the pile I noticed that instead of cover photos of People's & Cosmo's teenyboppers and 20-somethings, there were lots of pictures of icons from my generation! Wow! What great magazine could this be?!?
AARP. Bleagh...
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
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02-08-2010, 07:24 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Posts: 1,901
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For the last 7 years I have received the best rates for auto/homeowners combined. The magazine sucks btw.
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
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02-08-2010, 07:28 PM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Quote:
Originally Posted by Nords
...there were lots of pictures of icons from my generation! Wow! What great magazine could this be?!?
AARP. Bleagh...
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Made ya look... 
__________________
Numbers is hard
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02-11-2010, 09:00 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 3,229
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I found a low cost HSA health plan that AARP offered from Aenta that fit my needs. It was lower in cost than any plan I could get directly from Aetna. I also used AARP for home owners insurance (The Hartford) but it only lasted one year. Hartford offered a nice initial (teaser) rate then jacked up my rate 20% the next year so I dropped them.
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02-11-2010, 09:21 PM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2007
Location: New Orleans
Posts: 47,500
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Quote:
Originally Posted by mickeyd
Don't get too excited. AARP will be mailing you stuff yearly for the next 10 years or more, even if you do not fall for their trick, succumb to a bout of stupidity, do not enroll as a member.
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Yearly? Yesterday I got TWO pieces of junk mail from them, and I am not even a member. Next I expect to find the top dude at AARP lying on my doorstep aiming a long, sharp daggar at his chest, threatening to off himself if I don't join immediately. 
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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02-12-2010, 09:03 AM
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#11
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Dryer sheet aficionado
Join Date: Jun 2007
Posts: 41
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Joined when I turned 50 and started paying attention to what they were all about. found out they are not what they make out to be. they are a for profit group that does not have the 50+ interest at heart. but that is just my opinion. I always shop around and get better deals than they can offer. by the way I dropped the membership after 3 years.
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02-12-2010, 01:08 PM
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#12
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Thinks s/he gets paid by the post
Join Date: May 2005
Location: Texas
Posts: 1,038
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Just dropped my membership in AARP due to their support of the now defunct Health Bill.
__________________
In theory, theory and practice are the same. In practice, they are not.
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02-16-2010, 06:20 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Jun 2002
Posts: 1,637
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I'm a member solely for the hotel/motel discounts we get. I have never bought any of their insurance because I have done better on my own. Their politics is annoying, but not bad enough to get me to give up the hotel/motel discounts.
__________________
friar1610
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02-16-2010, 06:25 PM
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#14
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Quote:
Originally Posted by friar1610
I'm a member solely for the hotel/motel discounts we get. I have never bought any of their insurance because I have done better on my own. Their politics is annoying, but not bad enough to get me to give up the hotel/motel discounts.
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I take advantage of their hotel and rental car discounts, too, but I don't think anyone has ever asked me to prove membership.
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02-17-2010, 06:31 AM
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#15
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Thinks s/he gets paid by the post
Join Date: Oct 2008
Location: Naples
Posts: 2,179
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Our health care package by United Health Care and is labeled AARP/Medicare Complete from Secure Horizons. I inquired a couple years ago about the tie to AARP and was told that is is no affiliation. United Health Care pays a fee to AARP in order to use their name on their product. That's the American way isn't it? If you haven't got a big name on which to tie your product, you pay somebody to use their name and boost your image. It's a joke. l like the health care package but I'm paying for United Health Care to use the AARP identity.
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02-17-2010, 10:29 AM
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#16
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Thinks s/he gets paid by the post
Join Date: Oct 2006
Location: North-Central Illinois
Posts: 3,228
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Quote:
Originally Posted by Lazarus
Just dropped my membership in AARP due to their support of the now defunct Health Bill.
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Their support of Health Care and Insurance Reform is one of the primary reasons that I keep my AARP membership! 
Quote:
Originally Posted by friar1610
I'm a member solely for the hotel/motel discounts we get.....
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Quote:
Originally Posted by travelover
I take advantage of their hotel and rental car discounts, too, but I don't think anyone has ever asked me to prove membership.
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I take advantage of the AARP hotel/motel savings also! It's saving us quite a bit of money on our current trip....averaging at least $20 per night, for a majority of our 19 total nights......over $300 savings! 
I've also taken advantage of the rental car discounts over the last couple of years too. Every buck that I can save through discounts, is more money that I have available to blow on fun stuff...and food!!! 
As for the insurance offers from AARP....I don't need any of it, so I just ignore it.
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02-18-2010, 03:11 PM
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#17
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Confused about dryer sheets
Join Date: Feb 2010
Location: Ridgefield
Posts: 7
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I have been with USAA Insurance located in San Antonio, TX for 35+ years.
Began with them when I was in the military, ...no longer a requirement.
They insure my houseS, carS, have Savings and Checking accounts, have a JUMBO Mortgage with them at low interest rate. They have followed me to South Korea, Kansas, Texas , California, North Carolina, Connecticut, Georgia.
USAA provides full financial services,...ATM anywhere at no charge, they credit my account for any other banks charges.
They have a Financial Planning team available, $800 per year....I don't use it, but it is there.
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02-19-2010, 10:27 AM
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#18
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Recycles dryer sheets
Join Date: Jul 2007
Location: Orem/Provo
Posts: 231
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I was a member for a few years, mainly because of motel and hotel discounts. No motel/hotel rep EVER asked to see my AARP membership card. Then I found out that I could get the same rates just by asking for a senior citizen discount.
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02-19-2010, 11:04 AM
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#19
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Quote:
Originally Posted by kperkins
I have been with USAA Insurance located in San Antonio, TX for 35+ years.
Began with them when I was in the military, ...no longer a requirement.
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Are you sure this is no longer a requirement?
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02-19-2010, 01:02 PM
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#20
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Confused about dryer sheets
Join Date: Feb 2010
Location: Ridgefield
Posts: 7
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Quote:
Originally Posted by travelover
Are you sure this is no longer a requirement?
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call 1 800 531 8111, say not a member, they will ask for SSN, then follow the questions to see what happens.
Since I am a member, this path does not work for me.
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