Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Is it what you thought...?
Old 08-14-2007, 08:19 AM   #1
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
Is it what you thought...?

...ER, that is.

Our finances are in order, and I am planning to FIRE within the next few months, either PT or completely, and have been giving lots of thought to what I/we will do, etc., once I FIRE. As far as my work, I have a great job with a great employer, but I am not at all defined by my work. I have a few friends through work who will still be friends without the work connection. So no difficulty leaving the work place. It's been great, but it's time to move on to the next phase.

DW and I are 50 and do co-own rental properties which take a few (10-20) flexible hours per week (mostly bookkeeping/accounting functions), but that's a no hassle situation for us. And I have developed a fun part-time hobby as a musical performer which is very enjoyable and enables us to get out and about, meet new people and see new places, and pick up some $$ as well. I'm interested in further developing my long time interests in music, writing and photography as well. DW wants to do more traveling (mostly domestic road trips), visitng family and friends and seeing the country, and we are both invloved with local volunteer efforts, and could likely have grandkids within a few years. So, with those things and normal home and automobile chores, etc., I think we have MORE than enough to keep us active and engaged!

I am curious as to what, if anything, you FIREd folks may have found that surprised you once you RE'd. Did your perceptions change once you had "all" the free time to do as you wish, or is the grass truly as green on the FIRE side of the fence as it looks? Were there any issues with finances, sharing the house full time with your SO, or any other unforeseen things, either good or bad? Any thing that you spend more/less time or money on than you had anticipated? We've given it a ton of thought and discussion, and we think we know what to expect (as much as possible), but we'd love to hear from those of you who have "crossed over".

Thanks!
__________________

__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-14-2007, 08:56 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,031
I retired at 59 so I was ready for retirement .The one thing that surprized me is how lazy I've gotten .There is always tomorrow .The first six months I was a real slug but now I'm finally accomplishing things .I had planned to just whip through my home projects but now at ten months retired I'm just starting them .I did teach myself how to sell on Ebay and I've been pretty sucessful which has been fun . I also took a financial planning course and a bread baking course .Plus I've been back & forth to Pa. helping my mother. Hey,maybe I haven't been a total slug .
__________________

__________________
Moemg is offline   Reply With Quote
Old 08-14-2007, 09:05 AM   #3
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
Quote:
Originally Posted by Moemg View Post
The one thing that surprized me is how lazy I've gotten .There is always tomorrow.
I'm thinking this is a possibility for me as well. But I will say, since the kids have been gone and we don't have school events/games, etc sucking up our time, I do get more things done around the house...

Do you think it's a lack of structure and expectation of a certain level "productivity" (i.e. identifiable job requirements), or do you feel you're not meeting your own "production quota"?
__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Old 08-14-2007, 09:34 AM   #4
Thinks s/he gets paid by the post
 
Join Date: Jun 2004
Location: No. California
Posts: 1,600
It's better than I thought.

The first 6 months, I worked my way down a lost of things that I felt I was behind in. Then I realized that I didn't need to do it all...right away.

Now my life is a combination of getting things done and enjoying myself.

It's been 2 years and it's getting better and better.
__________________
KB is offline   Reply With Quote
Old 08-14-2007, 12:29 PM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
dex's Avatar
 
Join Date: Oct 2003
Posts: 5,105
You worry about these issues less.
__________________
Sometimes death is not as tragic as not knowing how to live. This man knew how to live--and how to make others glad they were living. - Jack Benny at Nat King Cole's funeral
dex is offline   Reply With Quote
Old 08-14-2007, 12:29 PM   #6
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
KB,

That's what I'm thinking will happen. Seems as though more things will appear to fill your time as you have the time to copnceive of them. Like digging a hole in sand, that keeps filling in. Only you have all the time you need to keep digging. Sounds good.
__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Old 08-14-2007, 12:39 PM   #7
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,432
I retired last year at 48, with high expectations of how much I would enjoy
being retired. Results have exceeded expectations. RE is not overrated.
__________________
learn, work, save, invest, fire
CyclingInvestor is offline   Reply With Quote
Old 08-14-2007, 01:30 PM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,031
[
Do you think it's a lack of structure and expectation of a certain level "productivity" (i.e. identifiable job requirements), or do you feel you're not meeting your own "production quota"?[/quote]

I think it's pretty typical to go through a slug period .It's our bodies making up for years of stress .Plus I was so used to being busy every moment that it took me awhile to slow down .
__________________
Moemg is offline   Reply With Quote
Old 08-14-2007, 02:12 PM   #9
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Quote:
Originally Posted by Moemg View Post
[
Do you think it's a lack of structure and expectation of a certain level "productivity" (i.e. identifiable job requirements), or do you feel you're not meeting your own "production quota"?
I think it's pretty typical to go through a slug period .It's our bodies making up for years of stress .Plus I was so used to being busy every moment that it took me awhile to slow down .[/quote]


Several months of 'slug'.

Sleeping 10 hours a night, tapered off to 7 or 8.

And it is such good sleep; without tooth-grinding or work dreams or can't find office/desk/classroom/car... dreams.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Old 08-14-2007, 02:29 PM   #10
Thinks s/he gets paid by the post
Fireup2020's Avatar
 
Join Date: Feb 2007
Posts: 1,186
Dare I ask if any RE's have gained weight since FIRE? No more stress driven running around like a chicken with your head cut off? Or is there simply more time for physical play? (this is what I am looking forward to)
__________________
Make no mistake, my friend, it takes more than money to make men rich. - A. P. Gouthey
Fireup2020 is offline   Reply With Quote
Old 08-14-2007, 02:33 PM   #11
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Quote:
Originally Posted by Fireup2025 View Post
Dare I ask if any RE's have gained weight since FIRE? No more stress driven running around like a chicken with your head cut off? Or is there simply more time for physical play? (this is what I am looking forward to)
From retirement (31 Dec '04) to 01 Jul '07, I lost 70 pounds.

As the stress went away, so did the stress eating.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Old 08-14-2007, 02:33 PM   #12
Full time employment: Posting here.
Cattusbabe's Avatar
 
Join Date: Apr 2006
Posts: 814
ajs56
I am curious as to what, if anything, you FIREd folks may have found that surprised you once you RE'd.

What surprised me was the lack of guilt about leaving the j#b behind. I'm a nurse and as a care giver you always put everyone ahead of your self. Have not had one moment where I thought of all of those in need out there. I am not indispensable and people are getting care...just not by me.

Did your perceptions change once you had "all" the free time to do as you wish, or is the grass truly as green on the FIRE side of the fence as it looks?

Greener.



Were there any issues with finances, sharing the house full time with your SO, or any other unforeseen things, either good or bad?

The money part is not an issue. Since we took everyone's advice and did not make any drastic changes to our lifestyle we see that we live well below the income that our investments kick off. Being at home 24/7 with the love of my life is another matter. We had to work that part out. We have out own hobbies and go to different parts of the house to have alone time. DH also loves to go out on the Burgman to ride the highway and byways and he does stay out overnight when he does that so that gives us time away from each other.

Any thing that you spend more/less time or money on than you had anticipated?

Less money on eating out. I love to cook so have the time, energy and newly remodeled kitchen to do it. More money on travel. We have the time and don't have to arrange it around a job. Just love not having to put in vacation time at the beginning of the year and then not making plans until the time is approved. Or having to arrange coverage when you want a few days off.

We've given it a ton of thought and discussion, and we think we know what to expect (as much as possible), but we'd love to hear from those of you who have "crossed over".

Thanks!
__________________
A todos los amantes del mundo. No importa el color de su piel, la pasion es universal.
_______________

La tavola e il letto non hanno restrizioni.
_____________
Any day your on this side of the grass is a good day.
Cattusbabe is offline   Reply With Quote
Old 08-14-2007, 03:23 PM   #13
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,616
Quote:
Originally Posted by Fireup2025 View Post
Dare I ask if any RE's have gained weight since FIRE? No more stress driven running around like a chicken with your head cut off? Or is there simply more time for physical play? (this is what I am looking forward to)
Between surfing & tae kwon do I've packed on a good bit of ER muscle. Most of my jackets & dress shirts are too small in the chest & shoulders and my slacks are too loose in the waist. I weigh a couple pounds more than during my working years, but the "quality" & distribution has improved a tremendously.
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Old 08-14-2007, 03:25 PM   #14
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
Cattusbabe,

Thanks for your reply. While I realize that everyone has a different story and reaction, it's good to hear folks talk about their experiences. Sounds like it has been GOOD for you guys. Glad to hear the grass is even GREENER! BTW, what's a Burgman?

Thanks again.
__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Old 08-14-2007, 06:09 PM   #15
Thinks s/he gets paid by the post
Goonie's Avatar
 
Join Date: Oct 2006
Location: North-Central Illinois
Posts: 3,198
Quote:
Originally Posted by ajs56 View Post
I am curious as to what, if anything, you FIREd folks may have found that surprised you once you RE'd. Did your perceptions change once you had "all" the free time to do as you wish, or is the grass truly as green on the FIRE side of the fence as it looks?.......Any thing that you spend more/less time or money on than you had anticipated?
No surprises here! Everything is pretty much as I had figured it would be. And, YES, the grass IS greener on this side!!! As for spending more/less time or money than anticipated.....I spend about the same amount of money as I did pre-FIRE, it's just spent differently. I spend a lot less on eating out, since I don't go out for lunch everyday like I did while w*rking. However, I spend more on trips and traveling than I used to, because I have the free time to go more!

The FIRE life is GREAT!!!
__________________
Goonie is offline   Reply With Quote
Old 08-14-2007, 06:16 PM   #16
Thinks s/he gets paid by the post
Goonie's Avatar
 
Join Date: Oct 2006
Location: North-Central Illinois
Posts: 3,198
Quote:
Originally Posted by Fireup2025 View Post
Dare I ask if any RE's have gained weight since FIRE? No more stress driven running around like a chicken with your head cut off? Or is there simply more time for physical play? (this is what I am looking forward to)
I've lost about an inch around the waist. I get more exercise now, and I don't snack as much as I did while w*rking. Also I frequently skip lunch because I'm either busy doing something else, or else I'm just not hungry. It's usually the latter, since I eat breakfast about 3 hours later now.....usually around 9am, instead of 6am like while I was w*rking. Before FIRE'ing, I ate lunch out 5 days a week.
__________________
Goonie is offline   Reply With Quote
Old 08-14-2007, 06:23 PM   #17
Full time employment: Posting here.
 
Join Date: Feb 2004
Location: Okanagan Valley
Posts: 805
15 months into retirement. So far, retirement has been about what I had hoped for. Definitely got a bit lazy but I think this is more about regeneration of the body after 35 years of working my butt off. I have also lost 25 pounds due to less office and plane sitting, and more natural and planned physical exercise.
__________________
AltaRed is offline   Reply With Quote
Old 08-14-2007, 10:37 PM   #18
Full time employment: Posting here.
Cattusbabe's Avatar
 
Join Date: Apr 2006
Posts: 814
Quote:
Originally Posted by ajs56 View Post
Cattusbabe,

Thanks for your reply. While I realize that everyone has a different story and reaction, it's good to hear folks talk about their experiences. Sounds like it has been GOOD for you guys. Glad to hear the grass is even GREENER! BTW, what's a Burgman?

Thanks again.


The other woman.
__________________
A todos los amantes del mundo. No importa el color de su piel, la pasion es universal.
_______________

La tavola e il letto non hanno restrizioni.
_____________
Any day your on this side of the grass is a good day.
Cattusbabe is offline   Reply With Quote
Old 08-15-2007, 07:27 AM   #19
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
Ahhh, THOSE Burgmans! I've seen those around, but didn't know what they were. Thanks!
__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Old 08-15-2007, 07:31 AM   #20
Recycles dryer sheets
 
Join Date: Apr 2006
Posts: 135
Quote:
Originally Posted by Goonie View Post
No surprises here! Everything is pretty much as I had figured it would be. And, YES, the grass IS greener on this side!!!
The FIRE life is GREAT!!!
Thanks Goonie, that's two votes for the grass being greener on the FIREside!
__________________

__________________
Best!
-AJ
ajs56 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
A Financial Thought from an Early ER Telly FIRE and Money 53 03-05-2007 08:25 AM
I Thought 4% Was A Good Target, but FIRECALC Doesn't? Lovely Rita FIRECalc support 20 10-31-2006 08:37 AM
Spending more than you thought?? kz Life after FIRE 15 07-12-2006 09:23 AM
Ouch, thought I had a new govmint job! Bimmerbill Other topics 6 05-01-2006 10:55 AM

 

 
All times are GMT -6. The time now is 04:37 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.