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Health insurance I have through my former employer, but life insurance I bought online. I used insure.com and got quotes, then picked through them and chose an insurer that I had (have) confidence in, and got my policy. Not sure which route I'd take if I had to shop for a health insurance policy....probably shop both online as well as local agents....then flip a coin.
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
I am pretty sure you can buy term online. If you want Whole Life or UL.. you may need to go through an Agent.
IMO - I would buy term if I were in the market for Life Insurance.
The biggest question is: how much life insurance do you need? And how much are you willing to pay. Balancing out those two will provide you some key insight.
Personally, I would only buy Life Insurance from a Triple A company (rated tops by 2 or more rating agencies) that has strong net worth and is conservative. Life insurance is a long-term contract... you will want a company that can last.
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