It has been 28 years since we retired. The very early days... first year or so, we had to stay on top of what we were doing. Selling our home, buying two snowbird homes, in the campground and in FL, keeping notes and making spreadsheets to check our numbers. Then "fun" took over. Busy 16 hours a day... socializing, partying, and just loving life.
It was really not until 2012 that we settled down at our home here in Liberty Village. The 6 & 6 became more than we wanted to handle. Reaching 75 years old, it was easier to be in one place, plus, the onset of memory problems means that it takes more concentration to do the stuff that was second nature before.
Now, the planning is on the refrigerator calendar for our CCRC. The planning is not long term, for trips etc, but more towards standardizing what we do, how we organize things like the refrigerator, the pantry, the cleaning materials, the washing, the closet and garage storage, and the times when necessary things must be done... Bill paying, doctor visits, planned visits from our kids... Simple things, that were literally "nothings" just a short time ago, but a standardization that simplifies living and keeps the mind clear of worries and the nitpicking thoughts about maybe forgetting something important.
So the topic was "living in the now". I guess you could say that our planning is for ways to make that easier. Both of us are enjoying the most worry free years of our lives.