A few days ago one these morons called me. I yelled to the caller that they were a bunch of scammers and hung up on them. They called me back 3 or 4 times and each time I yelled at them some more without bothering to listen to anything they said. On the last call I just answered the phone and stayed silent for a few seconds before hanging up. No more calls since then but it is still too soon to tell. Felt good to yell at them, though.
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"