Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 04-23-2019, 05:46 PM   #61
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
imoldernu's Avatar
 
Join Date: Jul 2012
Location: Peru, il
Posts: 6,002
No help here, but lots of sympathy. jeanie and I just discussed this last night and verified our 22 complete moves since marriage in 1958..

Our final move will be coming up soon... 1 to 7 years at the most. Plan is to offer the kids whatever they want, dump the rest, and move into the Liberty Estates apartments with the minimum.

More emotion here than I can believe. Imagine... the later years of an expert hoarder.
__________________

__________________
Happiness is when what you think, what you say, and what you do are in harmony. -- Ghandi
imoldernu is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-23-2019, 05:52 PM   #62
Full time employment: Posting here.
 
Join Date: Aug 2005
Location: Far NW 'burbs of Chicago
Posts: 523
For storage, Illinois friends put their stuff in big "Packrat" containers and had a moving company take them to AZ, then stored very cheaply for a couple of months because there was no unloading and reloading a truck- just put the containers in a secure lot.
They told us that PODS are similar but lower quality in protecting your stuff.
__________________

Gearhead Jim is offline   Reply With Quote
Old 04-23-2019, 06:07 PM   #63
Full time employment: Posting here.
 
Join Date: Aug 2005
Location: Far NW 'burbs of Chicago
Posts: 523
I'm hesitant to comment on the MIL issue, but...


My MIL was the best you could ever hope for- friendly, fun, very happy that I had married her daughter. We had 40 years of great relationships, took her on vacation with us, and had planned on her living in our downstairs (with some minor remodeling) since the kids were gone. We are in Illinois and she had moved to Florida but we visited her to help with minor things and enjoy her company at least a couple of times per year. Life was good.


About seven years ago she rather quickly developed some combination of dementia and Alzheimer's. For a while we tried to help her long distance, then she moved into a Florida retirement home. Two years ago they said she needed special memory care, her son moved her to a nursing home near him in Las Vegas. She now alternates between being a zombie and a screaming bitch at the home.


Distasteful as it may be, you should have some kind of "escape plan" in mind if it becomes needed. Check with an elder attorney to be sure you don't get legally locked into something by having her live with you.
And I hope you never need this information.
Gearhead Jim is offline   Reply With Quote
Old 04-23-2019, 06:53 PM   #64
Full time employment: Posting here.
 
Join Date: Apr 2009
Posts: 883
Just in case this didn’t get mentioned yet... I shipped a car halfway across the country. I’m not up to driving 1400 miles. If you do that, you can’t put or leave anything in the car.

I had the movers pack me, a mixed blessing but I couldn’t do it, physically. The whole process was exhausting. I didn’t have time to downsize before I left - 2 years later, I’m still donating things.
__________________
I used to be “Thinker25” here. Retired at 62, now 70, no regrets & single again. I love it. I’m in RI.
DeborahB is online now   Reply With Quote
Old 04-23-2019, 07:06 PM   #65
Full time employment: Posting here.
 
Join Date: Apr 2009
Posts: 883
Quote:
Originally Posted by meleana View Post

Also- did you take out a mortgage on your Florida home then? No issues getting a mortgage being retired? If so, my fear would be that soemthing could go wrong with your sale and then you are stuck with 2 homes and the expenses that go along with that. That is what I worry about and we can't afford two houses expenses. We at least do not have a mortgage on our current home, but still...
I had an interesting time getting a mortgage. My credit score was 800+. I had lots of invested assets. I live on the dividends plus SS. What I didn’t have was an income stream of any sort. I ended up setting up an automatic payout of $6,000 a month (I think) from my IRA. I did that until I closed on the house. It had been less than 60 days and I was able to stop it and return the money to my IRA with no penalties. I was 68.
__________________
I used to be “Thinker25” here. Retired at 62, now 70, no regrets & single again. I love it. I’m in RI.
DeborahB is online now   Reply With Quote
Old 04-23-2019, 07:38 PM   #66
Thinks s/he gets paid by the post
 
Join Date: Jun 2016
Posts: 2,697
Quote:
Originally Posted by 38Chevy454 View Post
Just an added bit of information. Movers for cross country base rates on weight and distance. So if you have heavy items it can save you money moving them in your vehicle.
Like a refrigerator?
COcheesehead is offline   Reply With Quote
Old 04-23-2019, 07:49 PM   #67
Thinks s/he gets paid by the post
 
Join Date: May 2006
Location: Orlando
Posts: 2,014
Quote:
Originally Posted by Ronstar View Post
She has started telling her friends that she is moving, and I think she is done downsizing. Took her a week. It's possible that she could change her mind, but I doubt it. And you're right - it would be a kick in the pants if she changed her mind.
Make sure you've got the AC cranked up (down?) for her! The heat and humidity can be hard on the oldsters, especially if their breathing is compromised.
Buckeye is offline   Reply With Quote
Old 04-23-2019, 07:59 PM   #68
Dryer sheet aficionado
 
Join Date: Feb 2017
Location: Gloucester
Posts: 43
We did a 1300 mile move last year from a large house to a small fixer-upper with limited storage. Move was planned well in advance in prep for retirement and to be timed with youngest finishing HS and going to college. Originally we had planned to rent for a while in new location, then buy a place after home sold in prior state. However, found a lakeside place with potential in the area we wanted to be and bought it in late 2017 (took a HELOC loan to cover).

What we did right:
- dejunked in advance of move - it’s never too early to start.
- sold most everything we no longer wanted or that did not mesh with new life, mostly on Craigslist.
- starting 9 months before putting home on market we finished complete remodel of the house (started years earlier), updating bathrooms, new carpet, fresh paint inside and out, level jacked outside walkways, etc.
- also addressed anything that would be flagged by a home inspector. (Repaired window sashes, replaced foggy windows, fixed ceiling cracks, replaced 27 year old hot water heater, installed child safety outlets and checked/replaced GFCI, etc)
- evaluated options on moving stuff. Ended up with 2 Packrat containers and a full 22 foot Estes truck. Packrat cost more per foot, but had advantage of ground level loading and longer term climate controlled storage if needed.
- hired a local crew to unload most of Estes trailer
- staggered delivery of the containers and truck - one at a time to load and unpack.
- finding the new place in advance made for a less stressful transition for the family.
- selling old utility trailer and buying smaller one in new state. This eliminated need for a 2nd trip, but increased space needed in containers to move “boy toys”.
- got out of a high tax area.

What I would have done differently:
- get rid of more stuff. Seriously, half of what we moved is now in the unfinished basement or storage shed. Probably could have cut half of that stuff out and saved $$ on the move.
- would have hired a crew to load the heaviest stuff on the Estes trailer. It was packed over 3 days ending at midnight the night we pulled out of the state. Quite stressful on the family (and on my back).
- get rid of more stuff.....

Biggest thing I learned was the high cost of holding a house on the market.
- lawn service cost is high and can’t be neglected while on the market.
- absentee repairs are high if you are DIY oriented.
- vacant home insurance is 3-4x cost of regular homeowners.
- something always breaks days before closing. In our case the chain came off the garage door opener. If I was there it would have been a simple $10 fix, instead we had to have a new opener installed.
Canoeboy is offline   Reply With Quote
Old 04-23-2019, 10:43 PM   #69
Moderator Emeritus
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 11,082
Wow - thanks for all of the great moving advice and info! I'm already putting some of the advice to use.

A common theme in most of the above posts - declutter to the max and move as little stuff as possible. I've started the declutter process, but have a long way to go.

Our condo hits the market any day now. Currently there are no units for sale in our development of 170 units. Realtor thinks that it will sell fast.

I think I have a house plan in a tract development picked out. Probably the way to go rather than going through the pain of DW redoing an existing house. Az house would take 6-9 months to build once we signed a contract. Plan is to do this when our condo sells.

In the mean time, I plan on wrapping up some home repairs and getting our house on the market around June 1.
__________________
The wilderness is calling and I must go.
Ronstar is offline   Reply With Quote
Old 04-24-2019, 08:57 AM   #70
Thinks s/he gets paid by the post
ivinsfan's Avatar
 
Join Date: Feb 2007
Posts: 4,226
So you plan to rent in AZ if necessary and hopefully it will be because your house in IL will sell quickly. In our Northern climates you can't miss that prime Spring/early Summer listing period. Can you get a month to month lease?

A hassle but still easiest IMO. Good luck on the pieces going together smoothly. The good news you have a floor plan for the new house to help you figure out what to move cross country.
ivinsfan is offline   Reply With Quote
Old 04-25-2019, 06:50 PM   #71
Moderator Emeritus
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 11,082
Quote:
Originally Posted by ivinsfan View Post
So you plan to rent in AZ if necessary and hopefully it will be because your house in IL will sell quickly. In our Northern climates you can't miss that prime Spring/early Summer listing period. Can you get a month to month lease?

A hassle but still easiest IMO. Good luck on the pieces going together smoothly. The good news you have a floor plan for the new house to help you figure out what to move cross country.
Yes I plan on renting in Az short term if necessary. Maybe have DW stay with her mom in Il while I rent in Az. Should be able to get a 6 month or a month to month lease depending on the timing of all of this.

I should have the Illinois house ready for listing around June 1. Real estate isn't moving too fast in Illinois, so It would be great if it sold before the end of the year.

DW knows what stuff she wants to move. Yes - the anticipated floor plan is helping to decide on what moves with us.
__________________
The wilderness is calling and I must go.
Ronstar is offline   Reply With Quote
Old 04-25-2019, 10:42 PM   #72
Thinks s/he gets paid by the post
 
Join Date: Apr 2010
Posts: 2,790
Downsizing started off easy for us. That was only round one. We had two or three rounds after that. We thought that we were ruthless at the end. We could only keep what went into the container. Looking back, we could have been more ruthless. We still have at least one unopened box that has moved across the country twice.

Ten months later when we unloaded we discovered that there were still items that we did not leave. Quite a few.

The firm that provided the container, PODS, offered us contents insurance for in transit and in strorage. We found that we got a substantially better rate from our previous home insurer. About a third the price, higher coverage, lower deductable.
brett is offline   Reply With Quote
Old 04-26-2019, 06:39 AM   #73
Thinks s/he gets paid by the post
ivinsfan's Avatar
 
Join Date: Feb 2007
Posts: 4,226
Quote:
Originally Posted by Ronstar View Post
Yes I plan on renting in Az short term if necessary. Maybe have DW stay with her mom in Il while I rent in Az. Should be able to get a 6 month or a month to month lease depending on the timing of all of this.

I should have the Illinois house ready for listing around June 1. Real estate isn't moving too fast in Illinois, so It would be great if it sold before the end of the year.

DW knows what stuff she wants to move. Yes - the anticipated floor plan is helping to decide on what moves with us.
You are definitely a motivated seller so hopefully the right agent and a competitive price will help get a speedy sale.
ivinsfan is offline   Reply With Quote
Old 04-28-2019, 06:23 PM   #74
Full time employment: Posting here.
 
Join Date: Oct 2006
Posts: 611
Quote:
Originally Posted by meleana View Post
Can you tell me how you sold your home yourself? The details? How/where you advertised? What it cost you minus the attorney? Where did you get your For Sale sign made up? How you handled inquiries and showings? Things like that.

We are considering this also since our home has barely appreciated in our area due to market conditions (not the condition of the home, which is updated and has all the conveniences you could want, plus a lot of land).


Also- did you take out a mortgage on your Florida home then? No issues getting a mortgage being retired? If so, my fear would be that soemthing could go wrong with your sale and then you are stuck with 2 homes and the expenses that go along with that. That is what I worry about and we can't afford two houses expenses. We at least do not have a mortgage on our current home, but still...
Sorry to not respond sooner, we have now completed the 1200 mile move to Florida and have been without internet until recently. To answer some of your questions, we intended to purchase a home in Florida during our annual snowbird trip earlier this year. We made the decision to purchase our Florida home before we worried about selling our Northern home.

We have not yet closed on our Northern home but we expect closing will take place about mid May. Fortunately, we did not have to advertise our home for sale as we were contacted by a couple who was interested in purchasing our home before we were able to list it. No realtor was involved so zero commission.

Our total cost to sell is as follows:
termite inspection $75
septic inspection $275
abstract fee $150
lawyer fees $325

If everything goes as expected we will consider ourselves fortunate that the sale went so smoothly.

Only hiccup in the move to Florida was that the auto transport company didn't come thru for us as promised. We ended up driving my classic car the 1200 miles to Florida. Fortunately, it made the trip without any problems.
__________________
***********
My motto is.... "a dollar saved is better than a dollar earned. I don't pay tax on the dollar I saved."
Tom52 is offline   Reply With Quote
Old 06-07-2019, 04:54 PM   #75
Moderator Emeritus
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 11,082
Update - Phase I of the relocation plan is complete. Sale of condo closed yesterday. We drove my truck from Illinois to az in May, and did a total “declutter” of the condo. Removed everything, and brought stuff to Goodwill, a consignment store, and a pickup truck load came home.

We looked at several houses in Arizona. Even put an offer on one, with contingencies to sell both out condo and house. MIL called a few hours after our house offer and said she would not move to Arizona. DW will not move to Arizona and leave her mom alone in Illinois. Luckily the house seller declined our offer due to the contingencies.

MIL is having increasing memory issues and DW is handling almost all of her affairs. Meeting with an elder care attorney is coming soon.

We are still decluttering our Illinois house and doing a few improvements so that it will be ready to sell quickly if/when our situation changes. The moving plan will continue, but probably at a much slower pace.
__________________
The wilderness is calling and I must go.
Ronstar is offline   Reply With Quote
Old 06-07-2019, 04:58 PM   #76
Moderator Emeritus
aja8888's Avatar
 
Join Date: Apr 2011
Location: The Woodlands, TX
Posts: 10,072
Good luck Ron, this sounds like a tough situation, but at least you didn't buy a house in AZ before your MIL backed out.
__________________
Wear Italian, Kiss French, Drink Russian, Drive German
aja8888 is offline   Reply With Quote
Old 06-07-2019, 05:05 PM   #77
Thinks s/he gets paid by the post
VanWinkle's Avatar
 
Join Date: Oct 2017
Location: Brighton
Posts: 1,101
Best wishes to you Ronstar as this will require a lot of patience on your part. It will be worth it and you will be glad you made your wife happy.

VW
__________________
Retired May 13th(Friday) 2016 at age 61.
VanWinkle is offline   Reply With Quote
Old 06-07-2019, 05:19 PM   #78
Moderator Emeritus
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 42,319
Congratulations on the sale of your condo! And on completing all of that decluttering. That is a huge accomplishment.

As for your MIL changing her mind about moving to Arizona, well good luck on that. I hope you, your DW, and your DMIL can agree on a path forward that will allow all of you to be happy.
W2R is online now   Reply With Quote
Old 06-08-2019, 10:01 AM   #79
Thinks s/he gets paid by the post
Teacher Terry's Avatar
 
Join Date: Jun 2014
Posts: 3,745
Congrats on the sale. So sorry about MIL. Hope it works out.
Teacher Terry is offline   Reply With Quote
Old 06-09-2019, 12:32 PM   #80
Thinks s/he gets paid by the post
 
Join Date: Apr 2010
Posts: 2,790
Downsizing into a container was the best thing we ever did. If forced us to prioritize and to make decisions in a timely fashion. The container was only in the driveway for 10 days. It felt so good to stuff our mattress on the last day, close and lock the doors, and then see it taken away. A lifetime it would seem in an 8X8X16 container,

We planned ahead about what and how we would pack and load. Even then, there were some surprises.

Looking back, it was one of the best decisions that we made after early retirement. Blew out the cobwebs, forced us to change certain habits, and moved us toward placing more value on experiences, travel, family, etc than on possessions and things that in retrospect were of little importance to our lives.

Still not certain how the crowbar and the tile saw made it into the container though. The latter has since found a far better home.
__________________

brett is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
CROX-The Mother Of All Shorts haha Stock Picking and Market Strategy 5 11-07-2007 12:34 PM
Nine Dumb Moves mickeyd FIRE and Money 13 10-17-2007 10:02 PM
Mother of all Newbie Questions Southbay FIRE and Money 9 07-13-2007 01:30 PM
Vanguard Funds' take on energy moves justin FIRE and Money 0 09-01-2005 10:07 AM
Foreign Exchange Moves- how do you deal with them? Saver FIRE and Money 18 08-30-2004 03:13 PM

» Quick Links

 
All times are GMT -6. The time now is 02:39 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.