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Old 01-03-2014, 11:31 AM   #21
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Nice post, Larry. My ER began on 1 Feb 2013 and I experienced almost the same items except the exercise part. I increased my exercise three fold and at 58 my body is holding up pretty well. My wife insisted that we travel in our motor home the first few months to "ease" me into retirement and that was a good call on her part. Unfortunately, I'll be playing nurse to my wife given her upcoming hip surgery. I'm pleased to do it, but I wish at the young age of 60 she didn't have to go through with it. Wish us well. Many congrats on your successful transition to the good life.
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Old 01-03-2014, 03:44 PM   #22
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Thanks

I really appreciate the post. As a person getting closer to pulling the plug, I always like to hear new perspectives. Healthcare does seem like a bit of a wild card.
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Old 01-03-2014, 04:03 PM   #23
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Congrats Larry
I am glad that you are enjoying your retirement. Home renovations are definitely addictive and lots of fun! Try taking Glucosamine for your joints and find a good yoga class to help with the stretching. You can also order really good dvd's from Gaiim which addresses different age groups/flexibility. I would also suggest adding more weight training to your exercise regiment so that you can build up your strength.
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Old 01-03-2014, 11:59 PM   #24
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Great post Larry. As one of those give me a museum posters, it is refreshing to see such insightful post from an unexpected source.

The good and bad news is after 13 years, the pros and cons of an early retirement don't change much.

On and when you get bored, posting on the boards more is appreciated.

humm quality vs quantity, there is some to be learned.
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Old 01-04-2014, 01:10 AM   #25
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Hi, Larry. I'll chime in with appreciating your post, mostly because it's very close to my own timing and experience. I retired a year ago from a corporate IT career, at age 56. Haven't woken up even once wishing I could go back into the office (and my office was at home the last few years) - just don't miss the deadlines one little bit. The last few years were definitely grinding it out. I've been really reluctant to push myself into anything that involves having to be much of anywhere or do anything on a schedule. After 30-some years of project deadlines, I really just want to do what I want to do, when I want to do it. I've been luckier than you on the medical and fitness front, I guess. Added the financial hit of having to pay medical insurance premiums, but haven't needed any medical care to speak of. And hitting the gym more frequently has actually helped in avoiding weekend warrior injuries. Travel costs have been a little higher than expected, but those were by choice. And, if anything, we'll likely be increasing those for a few years, while we still enjoy it. It's nice to be able to travel to places I want to see, rather than to the less than exciting places the job sent me. I also have the INTJ contingency plans in place, and it sure didn't hurt to have investments increase four to five years of living expenses in my first retirement year. My wife is still concerned I'll go into fiscal lockdown mode the first time we hit the inevitable negative returns - we've always been better with saving than spending. I have a small trading account that I use as a play account to try to beat the market for entertainment purposes. And I also haven't found that big passion or dream to follow yet. But I suspect it will come as I test out different ideas over time. Good luck with your future. I share having no regrets (well, other than missing the paycheck hitting the checking account every other week). ss14
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Old 01-04-2014, 07:12 AM   #26
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Thanks for sharing Larry. Being in similar circumstances I also find these posts very helpful. I've been in IT for over 30 years now, will be at it for at least a few more years. Worked for two large corps over that time. I also enjoy physical exercise and I'm a DIY financial planner.

Some ideas for you.
yoga - it's social, physical and spiritually uplifting.
meditation - uplifting, relaxing and in general good for the head..there's guided practices online to help.
gardening - physical, and you get to reap the fruits of you hard work.
join a church - social, spiritual, opportunities for volunteer activities.
feed the birds - they're fun to watch

Wonder what the ACA can do for your medical coverage.

Regards...Keegs
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Old 01-04-2014, 07:15 AM   #27
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Hi Larry,

Nice helpful post. It helps me a lot to hear of other's experiences. My DH and I are just now fully retired after a half year of easing out. He is not an early retiree at 68 (though he has retired from several jobs since his late 50's) but I am somewhat early at 60. And we don't have megacorp to leave behind, being a teacher and librarian.

We planned to do much active but gentle travel (kayaking, hiking, bicycling) but DH is having some health setbacks so we're working through those.

We are finding that with more time, there are more ways to spend money! Will have to relax that a bit.

Keep us updated on the next year. I'll be interested in how it goes.
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Old 01-04-2014, 08:48 AM   #28
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Great post Larry. Very helpful and thought provoking. Regarding your ability to run less as you age, I'd like to suggest a book for you to read that helped me. It's "Runner's World The Runners Body: How the Latest Exercise Science Can Help You Run Stronger, Longer, and Faster" Two of the authors are Ph'ds and what they did for this book is survey recent scientific studies in various areas such as hydration, and then report on what they feel the findings show. Their information on stride length and hydration helped me cut 18 minutes off my marathon time this year (I'm still really slow!)


Can I submit a request to Larry for a year 2 report next January?
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Old 01-04-2014, 01:21 PM   #29
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Originally Posted by NoiseBoy View Post
Great post Larry. Very helpful and thought provoking. Regarding your ability to run less as you age, I'd like to suggest a book for you to read that helped me. It's "Runner's World The Runners Body: How the Latest Exercise Science Can Help You Run Stronger, Longer, and Faster" Two of the authors are Ph'ds and what they did for this book is survey recent scientific studies in various areas such as hydration, and then report on what they feel the findings show. Their information on stride length and hydration helped me cut 18 minutes off my marathon time this year (I'm still really slow!)


Can I submit a request to Larry for a year 2 report next January?
Thanks Noiseboy! I'll definitely see if I can find that book.

I also wanted to clarify to those that have commented about exercise that I am still able to exercise a lot. I do weight training+stretching 2-3 days per week, I either run or ride a stationary bike 2-3 times a week, I hike about once a week, and I actually still play on an ice hockey team with games about once a week. So I'm still able to successfully do quite a bit of exercise, although yes, the joints are complaining more now. My reported sense of frustration in year 1 of ER was with the increasing aches and pains preventing me from doing even more.

Finally thanks for the compliments on the post. I will definitely do a Year 2 post next January !
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Old 01-04-2014, 06:30 PM   #30
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Thanks for the summary Larry. I am trying to figure out my exact ER date, but within next year I am pretty sure. My big unknown wild card is the health care. Even with coverage through my employer pension, it can still wreck plans if major health issues.

Go traveling more, even by car. Get out and go see new places. It will be good for you and you can have some fun. In my case I will certainly be taking motorhome out a lot more.
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