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ObamaCare, 2014, when does it start?
12-27-2011, 09:32 AM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,171
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ObamaCare, 2014, when does it start?
Many FIRE people styill have to deal with medical insurance in the USA. Obamacare requires us to all have insurance in 2014 and makes it universally accessible. I do not see this law being revoked, though I believe it will be tweaked and fixed for decades (just like the NHS in the UK has been).
When does the requirement to insure everybody start in 2014? Jan 1? Dec 31? In between?
Update: Just found the date. The non discrimination based upon pre-existying conditions starts on January 2, 2014.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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12-27-2011, 11:48 AM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,317
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Quote:
Originally Posted by Chuckanut
I do not see this law being revoked, though I believe it will be tweaked and fixed for decades (just like the NHS in the UK has been).
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We will get a pretty definitive answer by the end of the Supreme Court term - mid June.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
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12-28-2011, 07:52 AM
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#3
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Thinks s/he gets paid by the post
Join Date: Mar 2009
Posts: 2,983
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My big reason for rationalizing staying at work is healthcare. We'll see what happens this summer, after the fall elections, and every other hurdle between now and 2014.
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Took SS at 62 and hope I live long enough to regret the decision.
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12-28-2011, 08:14 AM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,130
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Was watching one of the Sunday morning talk shows and the topic came up. One panel member expected the Supreme Court to rule the mandate unconstitutional. Another panel member said in preparation (if the mandate is ruled unconstitional) they are already giving more authority to the states to decide (I guess, a plan B).
As they say...we shall see...
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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12-28-2011, 08:17 AM
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#5
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Recycles dryer sheets
Join Date: Jun 2011
Posts: 239
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I am waiting this out also. If the court affirms it this summer you may be able to retire using your Cobra to fill the 18 month gap until the pre-existing conditions are eliminated.
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12-28-2011, 08:48 AM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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If the provision holds up, it would take effect January 1, 2014, which means folks could circle July 2012 on their calendars assuming they could afford up to 18 months of COBRA.
Of course, that assumes no legislative repeal or implementation delay in, say, 2013 -- at which time folks who retired and took COBRA in anticipation of it would be hung out to dry.
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"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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12-28-2011, 09:29 AM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,171
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Yes, we will see. Personally, I cannot see this going away. Reformed, fixed and changed, yes, but not gone. I know to many people who have benefited already from the reforms, many of them relatively conservative voters.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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12-28-2011, 09:55 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,151
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Quote:
Originally Posted by ziggy29
....... folks who retired and took COBRA in anticipation of it would be hung out to dry.
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Folks who make non-reversible and impactful life decisions based on anticipating what the buttholes in Washington will do deserve to be hung out to dry.........
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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12-28-2011, 09:59 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,151
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Quote:
Originally Posted by Chuckanut
Reformed, fixed and changed, yes........
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Yep, the current version is pretty bad.........
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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12-28-2011, 06:17 PM
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#10
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Recycles dryer sheets
Join Date: Oct 2007
Location: San Diego
Posts: 313
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Quote:
Originally Posted by Chuckanut
I know to many people who have benefited already from the reforms, many of them relatively conservative voters.
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But do they know they've benefited? I didn't realize till later that the removal of co-pays for annual exams was removed because of the laws, my company made it sound like they did it for us to be nice.
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12-28-2011, 06:46 PM
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#11
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Recycles dryer sheets
Join Date: Jun 2004
Posts: 229
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As of February 1st I'll be on medicare; its been a long 4 years without health insurance. Looks like I'm goingto make it!
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12-28-2011, 10:19 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,171
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Oh, yes! In both cases they had children who would no longer have had insurance. In one case a child was about a month away from getting insurance from her work when he was laid off. In another, a child got very ill just after graduating college. Both, were covered by the new rule requiring coverage for children until their 26th birthday.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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12-29-2011, 05:02 AM
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#14
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,585
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Quote:
Originally Posted by 52andout
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This links to a story about people having to pay for health care services they expected to be covered as preventive. The reason is the way the service provider classifies the procedure. It is difficult to expect consumers to make financially sound health care choices when they do not have the information and costs are not predictable.
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12-29-2011, 07:45 AM
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#15
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Recycles dryer sheets
Join Date: May 2007
Posts: 213
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Thank you MichaelB. I should have given a better explanation as to what the link explained.
I know with our current health care policy we are very careful to call them all the time to clarify that we don't need referrals or they are in place, what is covered under what circumstances etc. They get annoyed sometimes but too bad so sad. We've been burned and the article outlines circumstances where so called preventative medicine turned into diagnostic medicine and therefore people had to use their deductables.
I am starting to question if all this preventative screening is more for the benefits of the paychecks of the providers, very hard to know.
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12-30-2011, 02:57 PM
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#16
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Recycles dryer sheets
Join Date: Oct 2010
Posts: 392
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I live in Mass, we already have this. It's great. We will stay here until there is something similar. We never have to worry about getting health insurance. People in Mass love it. I think it has more than 70% approval. You can just go to the Health Connector website and price out insurance, different types, we love it.
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12-31-2011, 03:21 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
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A few patients of mine have always been conservative, but they are now happy to take advantage of the reforms already. What a shame.
Quote:
Originally Posted by Chuckanut
I know to many people who have benefited already from the reforms, many of them relatively conservative voters.
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__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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12-31-2011, 03:46 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,004
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Quote:
Originally Posted by obgyn65
A few patients of mine have always been conservative, but they are now happy to take advantage of the reforms already. What a shame.
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I thought you swore off making political comments about healthcare...
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Numbers is hard
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12-31-2011, 03:52 PM
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#19
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Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
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Well I made an exception, didn't I ?
Quote:
Originally Posted by REWahoo
I thought you swore off making political comments about healthcare...
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__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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12-31-2011, 03:56 PM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,004
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Broke your resolution on the last day of the year.
Quote:
Originally Posted by obgyn65
What a shame.
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