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03-10-2016, 05:15 AM
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#21
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Thinks s/he gets paid by the post
Join Date: Mar 2009
Posts: 2,983
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This thread is encouraging. I'm at the 50 days to go mark and have stopped watching the business news and eliminating any negativity that regularly pops up at w*rk.
__________________
Took SS at 62 and hope I live long enough to regret the decision.
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03-10-2016, 05:51 AM
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#22
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Recycles dryer sheets
Join Date: Mar 2014
Location: .
Posts: 382
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Quote:
Just shared your comments with DW (a public school teacher) who has been struggling with being "on the fence" for OMY. Thanks to your post, she's in a much better place now and ready to take that next step to E.R. at the end of this school year.
Me - still straddling......
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Glad I could help. (I'm just paying it forward; lots of people on this forum helped me to decide to pry my butt off my Aeron and bolt for the exit.) Your DW is smart to jump.
If you keep straddling, that fence rail can cause some major bruising after a while. Go live your real life.
__________________
“We always may be what we might have been.” -- Adelaide Anne Procter
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03-10-2016, 05:44 PM
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#23
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Moderator
Join Date: Oct 2010
Posts: 10,656
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I've been retired 776.11 days. But the point is, at the 365 mark, it could have been me writing 1, 2 and 3 from the OP. Not missing it, time flies, and spit polishing the egg, yep, yep and yep. I did go to a reunion of sorts, but it was at a place that had 60 or 70 beers on tap... I never went back to the office!
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One Year of ER Under My Belt
03-11-2016, 10:14 PM
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#24
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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One Year of ER Under My Belt
I don't know but one thing I noticed, I'm getting lazier than before I retired. Only 3 months so far. I need to get off my butt and do my tax.
Sent from my iPad using Early Retirement Forum
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Just another day in paradise
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03-12-2016, 01:35 PM
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#25
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,302
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Quote:
Originally Posted by Fedup
I don't know but one thing I noticed, I'm getting lazier than before I retired.
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I've noticed the same thing. Whatever "it" is, it can wait until tomorrow. Same thing happens the next day and so on....
__________________
When I was a kid I wanted to be older. This is not what I expected.
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03-12-2016, 03:52 PM
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#26
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Recycles dryer sheets
Join Date: Dec 2012
Posts: 93
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+1
I had been debating March or June (to boost the pension that last little bit). Finally I decided that the weather in here in Florida is just too nice to be working in spring.
OTOH, about October 1, when the hellish summer breaks, would have been okay too.
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03-13-2016, 08:28 PM
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#27
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: Syracuse
Posts: 3,501
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Never put off till tomorrow that which can be put off to the day after tomorrow.
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“No, not rich. I am a poor man with money, which is not the same thing"
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03-14-2016, 09:02 AM
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#28
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Thinks s/he gets paid by the post
Join Date: Feb 2012
Location: Tampa Bay Area
Posts: 1,866
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Great post (commenting a bit late since I'm too busy being retired to stay up to date on the forum!). It's "only" been 9 months for me but your entire post rang true.
__________________
"For the time being no discipline brings joy, but seems grievous and painful; but afterwards it yields a peaceable fruit of righteousness to those who have been trained by it." ~
Hebrews 12:11
ER'd in June 2015 at age 52. Initial WR 3%. 50/40/10 (Equity/Bond/Short Term) AA.
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03-14-2016, 10:35 AM
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#29
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Thinks s/he gets paid by the post
Join Date: Feb 2011
Location: West Tx
Posts: 1,392
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I am 10 months in retirement and I echo all the positive comments. I couldn't be happier. We don't spend as much as I thought we would, thankfully. What has surprised me is that my urge to travel isn't nearly as strong as it used to be. We've been on a couple of two week trips, but I don't yearn to get away like I did when working a stressful job.
Sent from my iPhone using Early Retirement Forum
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03-14-2016, 11:44 AM
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#30
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Thinks s/he gets paid by the post
Join Date: Jul 2015
Posts: 1,103
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It's our 1 yr FIRE anniversary and we're not missing w*rk either. Just sparse contact with a few folks, but this is all the better. Too many not so great memories...
We're spending below budget, but this is good because our WR is a bit above 4% before we hit SS in a handful of yrs. The biggest reductions come from our vastly improved tax situation/ACA subsidy (living on after tax savings for now) and a huge reduction in travel.
We budgeted for about 20% more travel than when we were w*rking, assuming we would have more time to kill. We have more time, but the prospect of dealing with the travel headaches (airports/planes, long drives, bad road food) has actually cut travel by almost 70% in FIRE. I guess we love living where we're at. Life is great
Welcome aboard FIRE Classs of 2016!
FB
__________________
Living the dream...
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03-14-2016, 11:46 AM
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#31
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Thinks s/he gets paid by the post
Join Date: Jul 2015
Posts: 1,103
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Quote:
Originally Posted by Ally
I am 10 months in retirement and I echo all the positive comments. I couldn't be happier. We don't spend as much as I thought we would, thankfully. What has surprised me is that my urge to travel isn't nearly as strong as it used to be. We've been on a couple of two week trips, but I don't yearn to get away like I did when working a stressful job.
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+1 Exactly!
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Living the dream...
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03-14-2016, 03:12 PM
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#32
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 1,085
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I am over three years into ER and do not miss the work at all. I do occasionally miss some of the social interaction. One surprise is I have done very little travel, probably because I don't have the need to get away from everything like I used to.
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One Year of ER Under My Belt
03-14-2016, 04:36 PM
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#33
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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One Year of ER Under My Belt
No contact from me to folks from work here. My secretary called and complained about the new boss. I didn't want the headache because I've already retired, LOL, so I have not initiated any call to her yet. However, she is free to call me, I'm always here to lend her support.
Sent from my iPad using Early Retirement Forum
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Just another day in paradise
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03-19-2016, 09:00 PM
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#34
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Recycles dryer sheets
Join Date: May 2014
Posts: 82
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Great to hear - I am just two weeks from my FIRE escape. Can't wait!!
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03-19-2016, 09:42 PM
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#35
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Recycles dryer sheets
Join Date: Mar 2015
Posts: 64
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I just passed my one week ER anniversary ☺
Megacorp seems like ages ago!
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03-30-2016, 09:05 AM
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#36
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Recycles dryer sheets
Join Date: Apr 2007
Location: Longmont, CO
Posts: 90
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This is a great post! I pulled the plug almost 17 months ago.
Just yesterday I did a recap of my investments and withdrawals from the day I retired. My investment totals are higher than when I retired. My withdrawals have been less than 3%, and I have not sold any investments to live off of. (You gotta love dividends!) Six months ago, the results wouldn't have looked so good.
After being a million mile flyer during my w**king years, we have only stepped on airplanes to go to and from Europe. We throughly enjoyed a driving trip from Colorado to Virginia so we could take care of the grandkids while their mom and dad went on a cruise.
I have stayed in touch with several of the people I worked with. Two guys that retired about the same time I did and the owner of the company are coming out next September. We will rent a house in Estes Park to enjoy the autumn leaves changing and the hopefully 1000s of elk coming to lower elevations for the annual rut.
It is enjoyable to read about the many others on this site that have had similar experiences. Life is good!
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03-30-2016, 09:05 PM
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#37
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Thinks s/he gets paid by the post
Join Date: Jan 2008
Posts: 1,495
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Quote:
Originally Posted by Ally
I am 10 months in retirement and I echo all the positive comments. I couldn't be happier. We don't spend as much as I thought we would, thankfully. What has surprised me is that my urge to travel isn't nearly as strong as it used to be. We've been on a couple of two week trips, but I don't yearn to get away like I did when working a stressful job.
Sent from my iPhone using Early Retirement Forum
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I very much agree. Nothing I want to see, nowhere I want to go, nothing I want to do. Strolling to the library today the sky was the bluest of blue, with what seemed to be tufts of cotton balls for clouds. Later, after a brief midday nap, I went out for a treat of afternoon coffee and leisurely reading at my favorite cafe, noticing the sky had changed texture again. I couldn't experience any of that a year ago in an extremely sterile, climate controlled, sealed, inner office working on what now seems insanely inane... stuff.
Retirement reminds me of The Matrix movie, where you wake up and realize the whole time you were working your life was being sucked out of you and you didn't even know it.
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03-31-2016, 11:43 AM
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#38
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Dryer sheet aficionado
Join Date: Mar 2012
Location: Negaunee, MI
Posts: 33
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Thanks for the update, Mo. I'll be gone a year in May. Everything you said could've been written by me. Can't imagine going back.
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04-02-2016, 12:18 PM
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#39
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Posts: 7,422
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I'm at about 18 months.
Don't miss work one bit, though have to admit, left at a lucrative time in the industry.
My budget for the first full year was the largest it's ever been, a lot more on travel than I expected to spend, yet it was about 2% of my retirement assets.
Have a big tax payment coming up but also some trips I'm looking forward to (spent 3 weeks in New Zealand in February already).
Income would have been nice if I kept working but I prize time far more.
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04-07-2016, 11:01 PM
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#40
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Recycles dryer sheets
Join Date: Aug 2009
Location: Southern California
Posts: 489
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Quote:
Originally Posted by braumeister
My 15th year of ER, so I guess I shouldn't be using the "E" any more, but it's still just as good as the first year.
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Glad to know that it's still awesome after 15 years!
Sent from my iPhone using Early Retirement Forum
__________________
Formerly known as "Retire 2014" Due to aggressive saving and a lot of luck managed to get out at end of March 2013, hence, the name change :)
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