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08-17-2015, 12:42 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 4,872
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It's just over a year since I ERed. My spending patterns are now set and I'm comfortable with them. I just completed a solo cross country bicycle ride that took me over some impressive peaks and I also met some great people along the way. I got back to a big fat check from the state as my $15k income means that the state will pay 90% of my Cadillac health plan....that ironically I buy from the state. In a year I'll get a state pension and along with rental income that will give me $36k annual income. I won't qualify for the subsidy anymore, but my health premium will go to $95/month. I still keep an eye out for the perfect job....but the need for program managers and optical engineers in astronomy projects isn't vast when you add the restriction of not moving. I could do defense space stuff, but with dual US/UK citizenship a clearance is problematic. So I'll concentrate on home projects, cycling and navigating the retirement landscape to maximize my income.
__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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08-17-2015, 01:41 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: Williston, FL
Posts: 3,925
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 Quote:
Originally Posted by nun
It's just over a year since I ERed. My spending patterns are now set and I'm comfortable with them. I just completed a solo cross country bicycle ride that took me over some impressive peaks and I also met some great people along the way.
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What was the total distance? What path of states did you go through? Any issues?
I have talked with several people that have done the same thing. It is an adventure I would think would be excellent. It's always interesting to hear the stories, and the paths they take. Sometimes even an impromptu 200+ mile detour, just to see something.
Maybe someday...
__________________
FIRE no later than 7/5/2016 at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!
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08-17-2015, 02:38 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 4,872
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Total distance was 4000 miles across the Cascades in WA and the Continental Divide in Western Montana, then ND, MN, WI, MI, Ontario, NY, and MA. The only issue I had was two days from the finish when I got ill and had to rest.
__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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08-17-2015, 03:13 PM
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#4
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Full time employment: Posting here.
Join Date: Apr 2006
Posts: 880
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One year post ER report
Nun, I've been considering the same ride, but apprehensive being a lone female cycling across country. May consider joining an organized ride, but not sure I want to be tied to a fixed schedule. Did you keep a journal or blog? Congratulations!
Sent from my iPhone using Early Retirement Forum
__________________
"Tell me, what is it you plan to do with your one wild and precious life?" - Mary Oliver
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08-17-2015, 03:51 PM
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#5
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,713
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Quote:
Originally Posted by nun
Total distance was 4000 miles across the Cascades in WA and the Continental Divide in Western Montana, then ND, MN, WI, MI, Ontario, NY, and MA. The only issue I had was two days from the finish when I got ill and had to rest.
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Wow! very impressive! Were you riding alone?
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*********Go Yankees!*********
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08-17-2015, 04:00 PM
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#6
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Full time employment: Posting here.
Join Date: May 2011
Posts: 873
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Very Cool!
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08-17-2015, 08:03 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 4,872
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Quote:
Originally Posted by Dog
Nun, I've been considering the same ride, but apprehensive being a lone female cycling across country. May consider joining an organized ride, but not sure I want to be tied to a fixed schedule. Did you keep a journal or blog? Congratulations!
Sent from my iPhone using Early Retirement Forum
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I posted picture to friends and family on facebook.
You are actually seldom alone as you often hook up with other people riding. One thing I did was stay with Warmshowers.org hosts on many nights. If you go on an organized trip it will be more expensive that if you freestyle it.
__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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08-17-2015, 08:16 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Nov 2012
Location: Madeira Beach Fl
Posts: 1,403
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Organize night bike rides to cool star-gazing sites.
__________________
_______________________________________________
"A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do" --Bob Dylan.
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08-20-2015, 06:38 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: Syracuse
Posts: 3,502
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Impressive. Congrats on the year and the ride.
Sent from my Nexus 7 using Early Retirement Forum mobile app
__________________
“No, not rich. I am a poor man with money, which is not the same thing"
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08-21-2015, 07:06 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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Very cool. I can't even imagine doing something like this. Way to go.
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