Originally Posted by Helena
BCBS of Texas and BCBS of NM are part of the same parent company
as is BCBS of Oklahoma and BCBS of Illinois... they are all part of HCSC
headquartered in Chicago. HCSC is looking to take in other non-investor
owned BCBS plans.
True, but their rates vary from state to state and even from location to location within the state (TX is really big). Early in retirement, I called BCBS to check out insurance. The representative said they would decline if I applied...preexisting conditions (no heart problems or cancer). Bought HI from another company and they excluded everything wrong with me, then some!
When I applied for BCBS in NM, I disclosed same preexisting stuff. They insured me without any exclusions. I suspect I could keep BCBS if I moved back to TX but suspect that my rates would go up.