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View Poll Results: Do you have it made?
I have it made 112 49.34%
I'm pretty sure I have it made 103 45.37%
I'm on shaky ground 10 4.41%
I'm looking for a job 2 0.88%
Voters: 227. You may not vote on this poll

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Old 06-07-2011, 10:16 PM   #41
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Originally Posted by rocketdog View Post
We both quit w*rking in January 2008, and not a day goes by without both of us thanking our lucky stars we are retired and loving it. Yes--emphatically yes--we have it made!
(The economy imploded right after we retired, and I'm sure if we hadn't retired then, we would have been too scared to retire. I bet we would both still be at jobs we hate today. )
We don't live lavishly--and never did--but we planned the retirement finances pretty well, and are having as much fun now as when we met back in college. And no exams!
We have friends in that situation. They are frozen with indecision.
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Old 06-07-2011, 11:08 PM   #42
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Have it made? And then some.

ER'd 4 years ago. Despite serious withdrawals (gifts to kids for DP on houses), NW is up 50%. No one tells me what to do. No one tells me I'm an idiot (except DW, of course). I do what I want, when I want (except when DW tells me what to do).

What can be bad here, even if I die tomorrow?
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Old 06-08-2011, 07:23 AM   #43
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For as long as my health holds out, I have it made.
Yes, but you and your neighbors need to plant a few trees
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Old 06-08-2011, 11:53 PM   #44
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I have it made, but I'm still new to this ER thing. After 6 days of ER, I have barely tought about the old j*b - which amazes me, since it was most of my life for over 20 years. I had one call and one email from old co-workers and staff in the last two days asking for some advice. I made myself sound interested, but NOT. I will admit that I haven't settled into a nice easy-going routine yet, but I will in time.

Life is GOOD!
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Old 06-09-2011, 04:08 AM   #45
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Originally Posted by Glo
Yep, have it made. Not rich by any means but have plenty of everything I need. I'm very greatful.
+1

I'm blessed.
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Old 06-09-2011, 06:35 AM   #46
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I don't plan to vote, IMO this kind of thing is bad juju.

Ha
That's why I voted 'pretty sure'. I didn't want to upset the ER Gods with my cockedness.
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Old 06-09-2011, 07:27 AM   #47
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That's why I voted 'pretty sure'. I didn't want to upset the ER Gods with my cockedness.
Same here.
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Old 06-09-2011, 08:28 AM   #48
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I was edging my sidewalk and thinking about how my retirement was going the other day and this thought popped into my head "sh!t you got it made dude".
In a movie this would be the exact point a Mack truck would come from the side and flatten you.

I prefer not to tempt fate.
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Old 06-09-2011, 09:16 AM   #49
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I have to ask all of you who early retired in your late 40's, what are you doing for health insurance for you and your signficant other? I can't imagine paying $1500 a month for health insurance, that would deplete my hard earned savings quite rapidly!
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Old 06-09-2011, 11:58 AM   #50
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No, I don't have it made yet!!! May be another 5-10 years.
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Old 06-09-2011, 12:09 PM   #51
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I have to ask all of you who early retired in your late 40's, what are you doing for health insurance for you and your signficant other? I can't imagine paying $1500 a month for health insurance, that would deplete my hard earned savings quite rapidly!
At first, I had found an individual HI plan which cost me (no spouse or SO) only $470 a month (for 2009) which was very much affordable. But the premium rose 20% in 2010 and 25% in 2011 (to nearly $700 a month) so I dropped the plan a few months ago and switched to a hospital-only plan. It will cover much of my expenses for a long hospital stay, something which could wipe me out. But as long as previously covered events which would now be out-of-pocket do not exceed $500 a month (the difference between the old and new premiums) I will be okay.

No dental coverage either way, but I had some costly dental work in 2007 and 2008 before I lost that coverage, so my annual dental bills are only about $500.
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Old 06-09-2011, 01:11 PM   #52
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The most stressful things I did today wete empty the dishwasher at 11 AM and make fried bologna and provolohe cheese sandwiches for Mr B and I. It will take me days to recover.

Sometimes I get worried about our future in view of Mr B's heart problem 6 weeks ago, but I think I need to lose that attitude ASAP. We have today together, so let us enjoy it.
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Old 06-09-2011, 05:25 PM   #53
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No one tells me I'm an idiot (except DW, of course). I do what I want, when I want (except when DW tells me what to do).
I have the t-shirt for that:

"I do what the voices in my wife's head tell me to do".

For some reason she was not amused when I brought it home.
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Old 06-09-2011, 07:36 PM   #54
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Quote:
Originally Posted by Skimmer
I have to ask all of you who early retired in your late 40's, what are you doing for health insurance for you and your signficant other? I can't imagine paying $1500 a month for health insurance, that would deplete my hard earned savings quite rapidly!
I don"t understand why you have such a high number for your insurance. Do you have preexisting conditions some kind ?
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Old 06-10-2011, 06:47 AM   #55
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We have today together, so let us enjoy it.
at-a-girl - that's the right approach to life
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Old 06-10-2011, 02:20 PM   #56
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I have the t-shirt for that:

"I do what the voices in my wife's head tell me to do".

For some reason she was not amused when I brought it home.
I was listening to CEO Jim Tisch on a Loews Corp. presentation. Someone asked him if he had thought about retiring. No way he said, I do not want to wear the Honey-Do shirt.

Ha
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Old 06-11-2011, 12:54 PM   #57
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I have it made, and I am happy to use some of it to help others less fortunate.
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Old 06-11-2011, 02:25 PM   #58
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ER'd 4 years ago. Despite serious withdrawals (gifts to kids for DP on houses), NW is up 50%.
If I could do that, I'd be confident of my ER path. But my NW is barely up at all in 4 years, and I've been w*rking and ADDING TO it, not living on it!!

Pray tell how did you accomplish this??
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Old 06-24-2011, 12:26 PM   #59
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We're pretty sure.
The problem we've got is we can no longer enjoy everything we have because we have too much and can't keep it all up. But we enjoy all what we have. A catch 22.

Some nice toys and nothing is exceptional in time maintainence, but add it all together and it's to much for us while we continue working. Retired it would be that much an issue and probably fun. We enjoyed building and aquiring it all over time.
Couple hours here and there each day is all it'd take, it's the weekend warrior requirement that keeps us from enjoying it as much.

So:
1-ER now and enjoy the maintainence and fruits of your labor but cut out the disposable income?
2-Downsize now and continue working a few more years but loose the things we've worked for?
3-Downsize and ER and change everything?
4-Hire help to maintian all the stuff so we can enjoy it and use our disposable income to pay them?

I'm for #4 but we hate hiring help, tough to find good help these days.

Having it made aint all it's crack up to be, but it beats a lot of alternatives.
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Old 06-24-2011, 12:30 PM   #60
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I have the t-shirt for that:

"I do what the voices in my wife's head tell me to do".

For some reason she was not amused when I brought it home.
That is fantastic! I def need to get one of those for DH.
And yes, of course I have it made. I love my life!
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