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Old 09-27-2014, 10:14 PM   #161
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Originally Posted by seraphim View Post
Too many other things to do besides w@$k. I had always figured I'd find another job to help tide us through early retirement, but it turns out I had overestimated our needs, and have no need to be more frugal. I'm not a social person - I can fake it for short periods of time, but most people, in person, tend to irritate me. Being a Walmart greeter would be a form of purgatory. Probably wouldn't last 4 hours lol.

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Old 09-30-2014, 01:59 PM   #162
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One issue I've run across is the disparity in retirement heatlhcare estimates. Fidelity's latest estimate for a couple's lifetime health expenses is steady from last year at $220K. OTOH, the FIDO calculator on their site provides an estimate of around $8K annually for health costs for an individual. Both contradictory estimates include medical, dental, medicare parts A, B, D premiums, prescription co-pays, dental, etc. A pretty cool new healthcare costs calculator on the AARP website (sorry, can't post link on this IPAD) gives yet another estimate. Polls on this and the BH site indicate people spend around $5K on average for healthcare. So yes, I have to agree with OP it is entirely possible to underestimate (and conversely, overestimate) retirement expenses.

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