Join Early Retirement Today
View Poll Results: Reason for Relocating after Retirement
Do not intend to relocate 32 31.37%
Not originally from the area (fewer ties) 11 10.78%
Not originally from the area (going back home to family) 8 7.84%
Looking for something new 21 20.59%
Wanted better weather or natural environment 33 32.35%
Wanted better social, cultural, and infrastructure in the area 14 13.73%
Looking for lower cost of Living 27 26.47%
Looking for International Living 7 6.86%
Just want out of the current location (need to get away) 15 14.71%
Have more resources, moving up in the world 2 1.96%
Multiple Choice Poll. Voters: 102. You may not vote on this poll

Reply
 
Thread Tools Search this Thread Display Modes
Old 07-20-2007, 07:33 AM   #41
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,927
Quote:
Originally Posted by Kitty View Post
I moved to a rural area to fullfill a childhood dream to live on a farm. Well, I have done that. After working for the Gov. for over thirty years and being moved around about every three years or so I still have the the urge to move.

I have enjoyed retirement, the feeling when I get up in the morning and know I am in charge of my day, not someone else is wonderful. I feared not having enough money to get by in retirement, so far that isn't a problem. Then again I live in an inexpensive area and live an inexenpsive life style. I heat with wood ($200yr) water $15 a month, electricity under $40, no state tax on my retirement checks.
The draw backs are; far from relatives, still an outsider after 2 years, shopping is rather basic, health care is good but basic, services there aren't any.
I have been thinking about moving again next year, it would make three years here which would fit the pattern of moving I have been in for decades. I just haven't figured what or where is the next place.
But isn't the moving going to be pretty expensive, and hard on your retirement budget? Or are you saving enough from your LBYM ways that it doesn't matter? Do you rent, or own?

I am retiring on a shoestring in a couple of years but would LOVE to have that kind of flexibility in retirement, in case I don't like where I end up.
__________________

__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

How I can do it
Old 07-20-2007, 08:29 AM   #42
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
How I can do it

I do live below my means that is for sure and I would like to keep it that way.

I own the farm it is just 24 acres with an old Amish house with 4/5 bedrooms, one bathroom that I put in myself. There is electricity (did that myself) kitchen sink, two wood stoves for heat. Huge barn, good fences, pond, productive hay field, off the road about 700'.

I have put less than 10k into the place because I am a diy sort of person. I bought the place for 110K may be able to sell it for 150-160k. I would auction all the equipment and personal stuff that I don't want and leave here with just the pets and two vehicles.

I still have most of the profit from the sale of my house in Virginia saved.
So I would have a fair sized grub stake to start over some where else. So that is the rub, where to start over, what new adventure to begin. How will I reinvent myself/life after this episode? The possibilities are endless. I do need to be fairly close to good medical care, got a tricky ticker, but that is easy, lots of places take care of that stuff. I keep banking at the same bank I have for years and do most of it on line anyway so no problem there. Still have my 401k untouched after two and half years of retirement get by on my pensions just fine. Just have to be careful not to move to a high cost of living area. I am frugal, w e l l actually cheap would be a better word. Still I live well enough for me.

To see what I am talking about see my blog; Oak Spring Farm Kentucky
The older posts show the house and barn.
I have enjoyed it here now is the time to start planning for the next adventure.
Kitty
__________________

__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Old 07-20-2007, 08:41 AM   #43
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,927
Quote:
Originally Posted by Kitty View Post
I do live below my means that is for sure and I would like to keep it that way.

I own the farm it is just 24 acres with an old Amish house with 4/5 bedrooms, one bathroom that I put in myself. There is electricity (did that myself) kitchen sink, two wood stoves for heat. Huge barn, good fences, pond, productive hay field, off the road about 700'.

I have put less than 10k into the place because I am a diy sort of person. I bought the place for 110K may be able to sell it for 150-160k. I would auction all the equipment and personal stuff that I don't want and leave here with just the pets and two vehicles.

I still have most of the profit from the sale of my house in Virginia saved.
So I would have a fair sized grub stake to start over some where else. So that is the rub, where to start over, what new adventure to begin. How will I reinvent myself/life after this episode? The possibilities are endless. I do need to be fairly close to good medical care, got a tricky ticker, but that is easy, lots of places take care of that stuff. I keep banking at the same bank I have for years and do most of it on line anyway so no problem there. Still have my 401k untouched after two and half years of retirement get by on my pensions just fine. Just have to be careful not to move to a high cost of living area. I am frugal, w e l l actually cheap would be a better word. Still I live well enough for me.

To see what I am talking about see my blog; Oak Spring Farm Kentucky
The older posts show the house and barn.
I have enjoyed it here now is the time to start planning for the next adventure.
Kitty
Your house and farm are beautiful, and life there must by idyllic! Good luck in selling it. Like you, I am frugal (actually cheap) so that is why I was being so nosy about how you plan to afford moving. But since the equity in your house in Virginia, or from your farm would pay for it, why not? I loved reading your blog and seeing pictures of your life on the farm (though I am not a country girl, so I won't be retiring on a farm).
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is online now   Reply With Quote
Old 07-20-2007, 09:15 AM   #44
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
You know if your a farm girl or not intuitively, I like getting dirty and sweaty sometimes and to me it is fun (not all the time) and a learning experience.
On the other hand there are times when I enjoy a different life style where I can let my feminine side have its way. I was visiting relatives in Boston and got to the beauty shop for a day and it sure felt good to have my manicure, pedicure and hair done, then go shopping at the big stores. Of course all that costs money, so I don't think I could do it often. Nice while it lasted though
Kitty
__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Old 07-20-2007, 09:24 AM   #45
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Posts: 2,424
Quote:
Originally Posted by Kitty View Post
To see what I am talking about see my blog; Oak Spring Farm Kentucky
The older posts show the house and barn.
I have enjoyed it here now is the time to start planning for the next adventure.
Kitty
What a wonderful way to "meet" you! I browsed through your blog and will come back later to read some more. You're a good writer and have interesting stuff to write about.
__________________
Sue J is offline   Reply With Quote
Old 07-20-2007, 09:32 AM   #46
Thinks s/he gets paid by the post
happy2bretired's Avatar
 
Join Date: Mar 2007
Location: Nebraska
Posts: 1,340
I enjoyed Kitty's blog too. I bookmarked it and will drop by once in a while. I admire you Kitty for taking on farming. It appears that you live alone and do all of this by yourself. I really admire you since I am still trying to adapt to single life again after losing my husband a little over a year ago. I used to think of myself as independent, before marriage, but over our 20 year marriage I think I lost some of that. It's a new life.
__________________
happy2bretired is offline   Reply With Quote
Old 07-20-2007, 12:43 PM   #47
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,035
Kitty ,
Really interesting Blog .You certainly are an adventurer .Where are you thinking of moving next ?
__________________
Moemg is offline   Reply With Quote
Reply
Old 07-20-2007, 07:46 PM   #48
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
Reply

I have a sister who is as adventurous as I am who lives here part time between her tours of duty on an oil research ship in the Gulf Of Mexico. So it is not all done alone. Those jobs beyond me I have hired out like putting on a new roof and some serious carpentry work shoring up the house.

The big question is what is next. I have been brain storming as to where and what to do next. Some ideas are to live on a boat, full time RV, buy a fixer upper house and redo it. Just can't warm up to any idea yet.

I will look into several ideas and talk with folks doing them and then sell this place and try out the new adventure.

When you have been part of a couple and then for what ever reason your not a part of a couple anymore, you go through some serious adjustment. We get connected in hundreds of ways as a couple and when it comes to an end we have to learn again how to behave as a single. Not so easy when the relationship was a long and good one. It takes a while to learn to live your life on your own and for yourself. It is scary sometimes, however I have found that a lot of things I worried about never came true.

Start with brave little steps and go from there and ignore the people who want you to be dependent and restricted because of their fears. Pick what you want to do and go for it using your intelligence and intuition.

Kitty
__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Old 07-20-2007, 10:23 PM   #49
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,386
Quote:
Originally Posted by Kitty View Post
Start with brave little steps and go from there and ignore the people who want you to be dependent and restricted because of their fears. Pick what you want to do and go for it using your intelligence and intuition.


You never actually say it and this may not be part of your reason for leaving, but the kind of life you have led can be very satisfying but also lonely and isolated. I raised my family in a prosperous agricultural area and we all enjoyed in very much. But different circumstances and needs require different responses.

My kids grew up early, left early, finished college early and started working and succeeding early. So a major part of my life was much reduced.

Then my wife got lonely and took off to re-ignite a career she had left years earlier. She has succeeded very well. I hung on, enjoying the eagles and the solitude, keeping company with my dog and with trips to see friends in the city 60 miles away. Most of my close local friends moved away over time, and the people I was able to meet locally just didn't fill my needs as well.

Then I was in a car crash (hate those rural roads, heavy drinkers, out of control teenagers!). This cut down on my social life because it was too damn scary to get out on the roads and come home late at night. But I was too lonely to stay home all the time.

Next my dog died, and oddly enough this was the last straw that got me off my butt and out of there.

I'm now in the middle of the city. It's an expensive city, but renting saves so much money over buying if you are willing to downsize. All I need is some space, and a safe and esthetically pleasing neighborhood and interesting things to do and people I know or can meet. Luckily my kids are also within 5 miles and I see them way more frequently.

I'm a senior, and although I am in good health I want to be a fast ambulance ride from good hospitals. I want to be s short walk or bus or cab ride from good specialists. Last fall an ophthalmologist told me I had glaucoma. So I went to see a doctor at a large eye clinic who does only glaucoma. He had lots of expensive instruments to really check out my eyes. Result- no glaucoma.

I also want to be near museums and a type of cultural opportunity which can lift my spirits. Particularly as one ages, I think art can help so much to keep us engaged in a spiritually healing way.

So I don't know how similar you are to this, but I would head for a good sized city, preferably one where you have some familiarity and maybe even some family and or friends already in place.

I have even found that most people in my building are very friendly and outgoing, even though most are much younger than I am.

Solitude is great; but loneliness is not.

ha
__________________
haha is offline   Reply With Quote
Reply again
Old 07-21-2007, 07:29 AM   #50
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
Reply again

Wow, the similarities are so close!
I have cardiac disease and getting EMS here in an emergency and getting to the hospital in time is iffy at best. The local hospital does what it can, but it is under funded and let's face it the doctors there are not as sophisticated/knowledgeable as in the major medical centers, equipment doesn't impress either it is dated and tired looking.

I haven't impressed the neighbors I have only two who are friendly the others have not bothered to introduce themselves and when I went to introduce myself I could sense a coldness. I am not a Christian Conservative or what ever it is they are around here. One of the first things they ask you is what church you attend. In my travels that would have been a NOYB type of question here it is part of your identity.
I met one neighbor last week and the first thing out of the man's mouth was "oh your the lady that works like a man" ! He said it twice so it must bother him I wear overalls and swing a hammer and mean it. I don't fit their mold, then again I don't fit into many molds.

When my sister is here I have someone to talk to and bitch at and even though we do tasks differently we enjoy each others company. When she is gone it gets lonely. The dogs are company to a point. I sometimes drive to the next fair size town to shop and be around people for a while. Even there the biggest store is Wal-Mart not especially sophisticated, seen one you've seen them all.

I am sure I don't want to live in an apartment or condo, done that and it is not pleasing to me. Living in an area with a really good hospital or medical center within a half hour's drive would be reassuring. To have bookstores, coffee shops, theater and art museums, restaurants of various cultures, and other services would be stimulating. I like going to a restaurant and having a glass of wine with dinner, here that ain't going to happen, it's a dry county.

The relatives; my children and grandchildren are in Arizona and Idaho far away from here and the likely hood of them visiting me are slim and none, I will have to visit them if I want to see them. Email is great up to a point can't put your arms around it though.

Your experience driving the country roads is right on I don't like to drive after dark around here, on these narrow roads the shoulders don't exist if you go off the road you are in a wreck and you might not survive it. There is a lot of drinking and driving here even though it is a dry county, the evidence is the beer bottles and cans I pick up by my mail box. The locals here use the roads to try out their NASCAR wannabe race cars and there are no police patrols. If I were to call the local Law Enforcement about it I would most likely be talking to one their cousins or school chums and your not going to get any where with a complaint, so forget it.

So the similarities between what you experienced and I have experienced are very close. Time to move on and have some fun some where else.

Kitty
__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Old 07-21-2007, 09:15 AM   #51
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,035
When I first moved to Florida I was shocked to see how many people move a few times in retirement But Ha & Kitty you hit the nail on the head .Different places for different times in your life .I read a lot of posters thinking of rural places because of the cost of living but health care is usually substandard in these area and that is a big consideration as we age .
__________________
Moemg is offline   Reply With Quote
Moving again
Old 07-21-2007, 04:22 PM   #52
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
Moving again

Quote:
Originally Posted by Moemg View Post
When I first moved to Florida I was shocked to see how many people move a few times in retirement But Ha & Kitty you hit the nail on the head .Different places for different times in your life .I read a lot of posters thinking of rural places because of the cost of living but health care is usually substandard in these area and that is a big consideration as we age .
Now that you bring it up several older acquaintances moved several times in retirement. Usually for very good reason, most because of their health.

Being close to excellent health care becomes important as one develops diseases of aging. Rural areas don't have the facilities or personnel to give the best care, if you survive you get sent to the nearest city for treatment. Hopefully the place you are sent is good enough. The problem is you don't get to pick or research which facility to go to or what doctor or procedure is best for you. You go to the facility that is available and deal with the doctor who is there, your at a great disadvantage. Makes me nervous. Folks here don't know any better they think things are fine.

Kitty
__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Old 07-21-2007, 05:28 PM   #53
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,440
Ha,

Just curious, where do you live?
__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 07-21-2007, 05:40 PM   #54
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,386
Quote:
Originally Posted by Dawg52 View Post
Ha,

Just curious, where do you live?
Dawg, Nice neighborhood up the hill from downtown Seattle.

Ha
__________________
haha is offline   Reply With Quote
Old 07-21-2007, 05:59 PM   #55
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,440
Quote:
Originally Posted by haha View Post
Dawg, Nice neighborhood up the hill from downtown Seattle.

Ha
Nice. I hope to explore the pacific northwest one day. I have a cousin who has a second home on the coast of Oregon. She keeps saying she would like to have a family reunion there but I guess it's a little far for most of the family members. I sure would go.
__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 07-21-2007, 06:27 PM   #56
Thinks s/he gets paid by the post
wildcat's Avatar
 
Join Date: Feb 2005
Location: Lou-evil
Posts: 2,025
Kitty -

I think your posts did an excellent job of informing some people that the "low cost-of-living" South is not always the answer for people's tastes when they FIRE. Sure, it is an inexpensive region in general to live but there is A LOT more to what makes people satisfied with where they end up than that alone. The South is not for everyone.

I hope you find what you are looking for and I hope it brings you happiness. My dad is a fed and we moved around quite a bit so I am not surprised at your "need to move" feelings. I have it too.
__________________
"These walls are kind of funny. First you hate 'em, then you get used to 'em. Enough time passes, gets so you depend on them"
wildcat is offline   Reply With Quote
Old 07-21-2007, 09:06 PM   #57
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,440
Quote:
Originally Posted by wildcat View Post
Kitty -

I think your posts did an excellent job of informing some people that the "low cost-of-living" South is not always the answer for people's tastes when they FIRE. Sure, it is an inexpensive region in general to live but there is A LOT more to what makes people satisfied with where they end up than that alone. The South is not for everyone.
That is true. And for anyone thinking about moving south, don't forget about the chiggers, scorpions, rattlesnakes, spiders, etc etc etc(Sorry Rewahoo, I needed to borrow your line)
__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 07-21-2007, 09:11 PM   #58
Recycles dryer sheets
Kitty's Avatar
 
Join Date: May 2005
Location: Dunnville
Posts: 190
Oh yes it is a different area all together and takes a while to get used to, some never do. Some will never feel a part of the community.
__________________

__________________
>My blogs http://oakspringfarm.blogspot.com
Kitty is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Tax Policy Promotes "Early" Retirement REWahoo FIRE and Money 19 07-21-2017 03:10 PM
Who pays more income taxes in retirement? LOL! FIRE and Money 19 12-17-2006 04:16 PM
Vanguard Adding More Target Retirement Funds Lusitan FIRE and Money 23 03-21-2006 07:17 PM
Scott Burns: Stay safe on retirement spending PL FIRE and Money 49 12-22-2004 11:59 AM

 

 
All times are GMT -6. The time now is 04:58 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.