Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 05-10-2011, 05:06 AM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2007
Posts: 5,072
Joining Mensa is not on my bucket list!

Great... life advice from a former hedge fund manager that stopped and wrote a book.


Probably funded by some group of employers... Wooork,,,, WoooOOOoooOOOoooOOOrk
__________________

__________________
chinaco is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-10-2011, 06:13 AM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,434
Quote:
Originally Posted by REWahoo View Post
This one is a real jewel:

Economist Todd Buchholz in his book "Rush," says retirement makes you stupid. "When people retire early they lose IQ points."
This guy proves you don't have to be retired to be stupid.
__________________

__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 05-10-2011, 02:07 PM   #23
Dryer sheet aficionado
 
Join Date: Sep 2009
Posts: 30
Quote:
Originally Posted by MasterBlaster View Post
Here's a link to one of the references regarding ER and mental health. The article claims that brain function decline is not inevitable given mental use.

Mental Retirement


Note- I should tread a little easier on some of you now. That is now that I know that you are and have been impaired - I'll try to be more supportive of your condition.
From the article cited above:

Quote:
the prospect of early retirement may bring about a decreased level of mental exercise while still on the job. Since the human capital production function requires a person to combine cognitive ability, stock of knowledge and effort to produce additional human capital, mental exercise tends to be an increasing function of the volume of investment. For workers late in their careers, the value of continuing to build work-related human capital is very sensitive to the length of the remaining working life. For example, a 50-year-old worker in the United States who expects to work until 65 has a much greater incentive to continue investing in human capital than does a worker in Italy who expects to retire at 57. Thus, we hypothesize that differences in retirement incentives across countries create a reduction in mental exercise at work that may begin well before actual retirement. We call this the “on-the-job” retirement effect.
So even thinking about and planning for early retirement affects our mental capacity. By extension, even for those of us still working, spending time surfing the ER forum makes us less engaged and stupider.
__________________
michelle is offline   Reply With Quote
Old 05-10-2011, 02:59 PM   #24
Full time employment: Posting here.
tangomonster's Avatar
 
Join Date: Mar 2006
Posts: 756
I do think there is something to using your brain----but I don't know that even the highest paying, most prestigious jobs are constantly requiring new learning. I thought the required continuing ed courses weren't the least bit challenging intellectually---just eight hours of boredom a day to maintain my license.

I'm still learning new stuff in ER. Today at the gym was a special type of kick boxing class. With all the Meetups I do, I am learning new names and interacting with a variety of people. Am learning Japanese style mah jong. On Saturday I will attempt to learn Korean. Lots of reading. Independent and foreign movies. And of course, this site never fails with new info daily...
__________________
“It is not a sign of good health to be well adjusted to a sick society”.------Krishnamurti
tangomonster is offline   Reply With Quote
Old 05-10-2011, 03:15 PM   #25
Full time employment: Posting here.
 
Join Date: Dec 2010
Location: Southern California
Posts: 916
The level of Stupid I want to discover = gloss over the b s from megacrap.

I would pay $$ to be a few points lower on the IQ scale or stupid scale as it would help me tolerate some of the day-to-day nonsense at w*rk!

But that's just me.
__________________
Aiming_4_55 is offline   Reply With Quote
Old 05-10-2011, 03:26 PM   #26
Dryer sheet aficionado
 
Join Date: Sep 2009
Posts: 30
I suppose some will undoubtedly have IQ to spare. However the average among us may need to cling to all the points we have been issued.
__________________
michelle is offline   Reply With Quote
Old 05-10-2011, 04:00 PM   #27
Thinks s/he gets paid by the post
Free To Canoe's Avatar
 
Join Date: May 2008
Location: Cooksburg,PA
Posts: 1,738
Quote:
Originally Posted by chinaco View Post
Joining Mensa is not on my bucket list!

Great... life advice from a former hedge fund manager that stopped and wrote a book.


Probably funded by some group of employers... Wooork,,,, WoooOOOoooOOOoooOOOrk
__________________
Free to canoe
Free To Canoe is offline   Reply With Quote
Old 05-10-2011, 11:09 PM   #28
Full time employment: Posting here.
flyfishnevada's Avatar
 
Join Date: Jan 2010
Location: Smith
Posts: 743
I guarantee I'm receive a lot more mental stimulation now than I did at work. Stress IS good for, till you stoke out.
__________________
Retired July 4th, 2010 at age 43
Trout Bum, Writer, Full-Time Dad and Husband


flyfishnevada is offline   Reply With Quote
Old 05-11-2011, 07:25 AM   #29
Thinks s/he gets paid by the post
 
Join Date: Nov 2009
Posts: 3,860
For me, resurrecting some old hobbies and finding new variations of new ones (i.e. volunteer work) has been far more mentally stimulating than nearly all if not all of the stuff I did at work in the last 7 years I worked. Some of these new activities were simply applying the various skills I learned while working in new ways I liked a whole lot more. That and eliminating all the garbage time at work, especially the mindless and annoying commute, are the big benefits of ER.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
scrabbler1 is online now   Reply With Quote
Old 05-11-2011, 07:39 AM   #30
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
I can buy the idea that retirees shed a few IQ points. I have never been so smart as when I was working an analytical job that felt like I was applying a blowtorch to both ends of the candle. But a concentration on IQ score misses the point. Dude is an economist: whatever happened to maximizing individual utility?
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 05-11-2011, 09:17 AM   #31
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,511
I dunnow, I ferget all that stuff I did when I was working.

But I'm thoroughly enjoying learning new stuff about photography, composition, lighting, color spaces, gamuts and the like. I find I notice the color of light, highlights, shadows, and contrast in everyday life much more than I used to.

I did a simple portrait of DW yesterday, and with Photoshop Elements took about 20 years off and she said "Gee, I wish I really did look like that". I told her she does, to me. It made her smile.

She won't let me post the "before" and "after" photos though.
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 05-11-2011, 09:54 AM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
braumeister's Avatar
 
Join Date: Feb 2010
Location: Northern Kentucky
Posts: 8,591
Quote:
Originally Posted by REWahoo View Post
"When people retire early they lose IQ points."
No, actually I invested them in a deferred account for use later when I may need them.
__________________
Pas de lieu Rhône que nous.
braumeister is offline   Reply With Quote
Old 05-11-2011, 08:29 PM   #33
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Quote:
Originally Posted by freebird5825 View Post
I was stuck in a bureacracy doing the same old same old, mostly in "hurry up and wait" mode. Everything was so confined and predictable. Talk about brain-drain!

In FIRE, I am finding my brain is more challenged by the variety of projects and activites that I plan and accomplish, with no interference from the cluster flies , and can actually see results in short order.

Sometimes I get lazy and do mindless things with no productive purpose, but you know what? It is MY choice to do so.
They promoted me from programmer to 'team lead'; felt IQ dropping after that.

Have more mental stimulation watching the squirrels.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Old 05-11-2011, 10:25 PM   #34
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,384
I think there is no doubt, if your job was intellectually demanding, you are smarter when you were doing it than when you are sleeping late and trying to decide what to have for dinner, or whether to waste time in Lowe's or Home Depot.

IMO it's similar to physical conditioning. Are you in better shape when a coach and the spur of competition has you spending hours every day knocking yourself out, or when you go off to gym a few times a week for some self-paced exercise?

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is online now   Reply With Quote
Old 05-13-2011, 07:10 AM   #35
Recycles dryer sheets
 
Join Date: Feb 2010
Posts: 123
Too young to retire?...
How about... I'm too wise not to.

I am runnig into all 3 types of reactions mentioned above.
People can have such small/defensive minds sometimes.
I hope they can manage to grow out of it.
We should send em all a copy of Bob Clyatts book.
__________________
Ken11 is offline   Reply With Quote
Old 05-13-2011, 09:32 AM   #36
Recycles dryer sheets
 
Join Date: Dec 2009
Posts: 214
Quote:
Originally Posted by 73ss454 View Post
Yeah, well I'd rather be stupid than have a heart attack or stroke working.
Amen to that. My doc just took me off my blood pressure meds. Have to be retested in 3 weeks but have been checking myself at CVS and it looks like I will be off them.

Why? Less stress - plus time to exercise and eat right and lost 22 pounds.

I play duplicate bridge to stay sharp. Even if that doesn't work I'd trade a few IQ points for no heart attack any time.
__________________
chemist is offline   Reply With Quote
Old 05-13-2011, 10:44 AM   #37
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,616
Quote:
Originally Posted by Ken11 View Post
We should send em all a copy of Bob Clyatts book.
I've done that, but the teacher can't get started until the student settles down and gets ready to learn.
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Old 05-13-2011, 11:01 AM   #38
Recycles dryer sheets
beowulf's Avatar
 
Join Date: Oct 2007
Posts: 466
I have seen both types of retiree - those who choose to vege out in front of the TV all day and others who remain mentally and physically fit through a variety of actions. My belief is that the latter are far better off in the long run than the former. I know one guy who who sleeps until 11 every day, takes a nap in the afternoon and spends the remainder of the day channel surfing - he has definitely been losing brain cells.

I'm trying, for at least a few months (since March), to meld retirement and work by consulting primarily from home. Very little real stress (other than the occasional deadline) and the ability to take long breaks to go on walks, read, etc. Also taking a lot of short, several day trips when I can. Probably have to give it up by the end of the year, as the reward for doing a decent job seems to always be more work to do. And, believe it or not, clients actually get upset when you tell them you don't want to do more for them . I think they are missing the point that they need me a lot more than I need them.

As someone once said "Moderation in all things, including moderation."
__________________
Mission accomplished - not necessarily ER, but certainly R.
beowulf is offline   Reply With Quote
Old 05-13-2011, 11:34 AM   #39
Thinks s/he gets paid by the post
Major Tom's Avatar
 
Join Date: Nov 2009
Location: SF East Bay
Posts: 3,129
Quote:
Originally Posted by Walt34 View Post
But I'm thoroughly enjoying learning new stuff about photography, composition, lighting, color spaces, gamuts and the like. I find I notice the color of light, highlights, shadows, and contrast in everyday life much more than I used to.

I did a simple portrait of DW yesterday, and with Photoshop Elements took about 20 years off and she said "Gee, I wish I really did look like that". I told her she does, to me. It made her smile.
It's great fun learning about photography isn't it - and very rewarding when you make pictures that people love. I never quite got the hang of making people look their best in pictures, but occasionally would get lucky. It was very gratifying to give friends and loved ones pictures of themselves that they absolutely loved.

Regarding the world of color spaces and gamuts, I went as far as to calibrate my monitor and have a custom profile made for my printer so that the colors on the final print would exactly match what I was seeing on my monitor.

It's all a lot of work, but much fun learning and hey - you gotta do something between the time you wake up and the time you go to bed
__________________
ER, for all intents and purposes. Part-time income <5% of annual expenditure.
Major Tom is online now   Reply With Quote
Old 05-13-2011, 12:03 PM   #40
Thinks s/he gets paid by the post
Tadpole's Avatar
 
Join Date: Jul 2004
Posts: 1,169
Working threatened to make me stupid. I think it was the level of stupid in the environment.
__________________

__________________
Tadpole is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Seek Advice re "2nd Home" to "Rental House" Transition Bonden FIRE and Money 3 05-18-2010 10:32 AM
What makes a pension a "good" pension axtec FIRE and Money 25 12-11-2009 08:38 PM
"Retirement expense" over "SS income" Sam FIRE and Money 41 10-30-2006 05:59 PM
Book report: "It's My Ovaries, Stupid!" Nords Other topics 17 01-14-2006 03:57 PM

 

 
All times are GMT -6. The time now is 11:09 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.