Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Some rambling thoughts about impending ER
Old 08-18-2007, 01:48 PM   #1
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Some rambling thoughts about impending ER

Our first real step into ER is now only 28 days away. SO has given his notice, and there's nothing left to do but change health plans and roll over the 401(k). He claims to be too engrossed in the push of finishing up his final project to even think about the change, but I'm not.

I'm excited, but worried about how it will all play out. Certainly there will be some huge changes around here. He's always worked a minimum of five twelve hour days, more often it stretches into six days and fourteen hours. Now he'll be around the house 24/7.

He has lists of projects a mile long, and I know I'm looking forward to the help around the house, since I'm going to keep working 35-40 hours.

Health and health insurance are the biggest conundrum we face. To people who know us, it seems a little backward that I have the health issues but he quits working. He feels funny about that too, but it feels right to me. I need him at home more than I need to be at home myself. And I'm just not quite ready to leave my career behind. We don't really need the income, but we do need the health insurance. Company will pay for SO as my "spouse" and now that I'm unhealthy and uninsurable individually, I feel like I need to keep working. [Can we all see the irony here?]

Continuing to work will not only bring in my income, but save us $1,500 a month or so on insurance premiums.

But hey! This post was not supposed to be about health insurance. It was about the excitement and anticipation of the impending ER date. I'm feeling sort of nostalgic, even maudlin, about all the support, camaraderie and information I've found on this board over the last three years. If I had not read about others doing it I don't think we would have had the confidence to jump into these unknown waters.

In celebration, I'm putting this post in Life After Fire, instead of Young Dreamers.
__________________

__________________
Sheryl is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-18-2007, 03:09 PM   #2
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,620
Quote:
Originally Posted by Sheryl View Post
Our first real step into ER is now only 28 days away. SO has given his notice, and there's nothing left to do but change health plans and roll over the 401(k). He claims to be too engrossed in the push of finishing up his final project to even think about the change, but I'm not.
You'll have to keep us posted on the "transition process"!

So is he going to start posting here, or is he already?
__________________

__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Old 08-18-2007, 03:46 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,037
Good Luck Sheryl ,
The retirement water is just fine jump in !
__________________
Moemg is offline   Reply With Quote
Old 08-18-2007, 06:23 PM   #4
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Quote:
Originally Posted by Nords View Post
You'll have to keep us posted on the "transition process"!

So is he going to start posting here, or is he already?
Nah. The less time spent staring at a computer screen the better, in his opinion. Of course that may change, once he actually HAS some discretionary time!
__________________
Sheryl is offline   Reply With Quote
Old 08-18-2007, 06:49 PM   #5
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Congratulations to you both! Having a non-working spouse at home to cook and take care of everything is a luxury few seem to have anymore. Enjoy it!
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Old 08-18-2007, 09:47 PM   #6
Thinks s/he gets paid by the post
SteveR's Avatar
 
Join Date: Jul 2005
Posts: 2,803
Congratulations to your SO. Too bad you can't ER with him. I am sorry to see you have some health issues. That can be a major bummer; DW has some so I do understand.

Your SO sounds like me. Lots of hours, lots of lists of things to do and no time to do any of it. Now that I am ER'd my list has grown but in differnet ways. What was once a priority is not any longer. Also, we have been so darn busy in ER we have just not had the time (taken the time) to do the more boring stuff on the To Do list.

ER can be an adjustment for some folks. ER is not really about slowing down as it is about spending your former work time on thinge you really would rather do. The first few weeks and months will be a transitional time for him and for you. Give each other some space during the day.

Good luck and glad he is counting down the days.
__________________
Work? I don't have time to work....I'm retired.
SteveR is offline   Reply With Quote
Old 08-18-2007, 10:37 PM   #7
Thinks s/he gets paid by the post
 
Join Date: May 2006
Location: Largo
Posts: 1,945
My 58 year-old husband does not work full-time (I do) and it is a wonderful arrangement. He enjoys doing part-time driving and volunteering with the Red Cross. Of course, he takes care of everything to do with laundry, grocery shopping, cat to the vet, making me lunches for work, etc. He is 10 years older than I am so hopefully he will be around longer with some stress free years since he started working at 13. I always wished I had a wife and now I have one (no slam on my husband's manhood).

Working would be so much more difficult if we were both working full time (which we did for the first 12 years of our marriage). He would much prefer I was back in Florida working (big bass) rather than Ohio but he hasn't chosen the option of going back to work full-time to speed up ER. Neither one of us wants to go back to the old days when we were both working and life was a lot more crazy (even without kids). I accept having to work more years due to his not working because our quality of life is so much improved on the journey to ER.

Also, be careful what you wish for because wishes do come true. That's a whole other topic.
__________________
Buckeye is offline   Reply With Quote
Old 08-19-2007, 12:18 AM   #8
Thinks s/he gets paid by the post
Telly's Avatar
 
Join Date: Feb 2003
Posts: 1,448
Quote:
Originally Posted by Sheryl View Post
He has lists of projects a mile long, and I know I'm looking forward to the help around the house, since I'm going to keep working 35-40 hours.
Hmmmm, is your hubby well-versed on the high art of napping? I can see that a lot of practicing may be in order...
__________________
-- Telly, the D-I-Y guy --
Two fools dancing on the hands of time
Telly is offline   Reply With Quote
Old 08-19-2007, 04:03 AM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2007
Posts: 5,072
Congrats to the SO and you. It sounds like you are transitioning into ER.

DW and I are doing the same.

Keep us posted on how things go.
__________________
chinaco is offline   Reply With Quote
Old 08-19-2007, 06:56 PM   #10
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Quote:
Originally Posted by Telly View Post
Hmmmm, is your hubby well-versed on the high art of napping? I can see that a lot of practicing may be in order...
Yup. I have no doubt that catching up on 35 years worth of missed naps is going to be a high priority in the first weeks.

Right after we do our practice RV trip. We are renting a 26 ft. class C for a week to see what we and Milo think of the lifestyle.
__________________

__________________
Sheryl is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
thoughts on MCN tjon72 Stock Picking and Market Strategy 0 06-23-2007 09:05 PM
Thoughts on buy or lease new car, Technology changing fast rjk514 Life after FIRE 62 01-25-2007 08:50 PM
Thoughts on Allocation. jaerco FIRE and Money 1 02-04-2006 07:20 PM
Thoughts on leveraged mutual funds? Olav23 FIRE and Money 6 10-27-2005 07:15 PM
Deep thoughts on oil wildcat FIRE and Money 8 07-18-2005 09:07 PM

 

 
All times are GMT -6. The time now is 01:45 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.