SS Benefits as Survivor
We are trying to decide if we should keep life insurance for DH. While our numbers support us without insurance, life's variables still provide a little extra cushion with it.
My SS will be larger than DH. My questions are this:
1. If he were to die early before reaching 62 (or even after), can I claim SS survivor benefits under HIS earnings, AND then still switch to my benefits at FRA or age 70?
2. Can I claim as a survivor as early as 62, or would I have to wait until my FRA?
Hope to keep him around for a long time (most days! :-) but his premiums may not justify the ongoing expense.