Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
St. Louis: Is it a Good Place for RE
Old 06-29-2007, 10:18 AM   #1
Recycles dryer sheets
 
Join Date: Sep 2006
Posts: 69
St. Louis: Is it a Good Place for RE

We are constantly researching areas to relocate now that we are in ER, and were wondering about the St. Louis area in terms of cost of living, housing, etc.

We want to be by or on a lake and have looked at the Ofallon and Lake of St. Louis areas, but wondering if anyone could perhaps provide opinions on these areas as well as other potential communities around or on a lake.

We probably would be looking for housing in the $300-400K area.

Appreciate all the information. Thanks
__________________

__________________
oliverdickens is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-29-2007, 11:58 AM   #2
Thinks s/he gets paid by the post
 
Join Date: Mar 2007
Posts: 3,323
I hope you have checked the crime rate in that area before you do anything. A new report came out I saw in the paper a few days ago citing St. Louis as the #1 city with the highest crime in America now.
Not for me...thanks.
__________________

__________________
Orchidflower is offline   Reply With Quote
Old 06-29-2007, 01:19 PM   #3
Recycles dryer sheets
 
Join Date: Apr 2007
Posts: 113
Quote:
Originally Posted by Orchidflower View Post
I hope you have checked the crime rate in that area before you do anything. A new report came out I saw in the paper a few days ago citing St. Louis as the #1 city with the highest crime in America now.
Not for me...thanks.
The crime statistics you refer to are only based on the city of St. Louis, population 340,000. The full St. Louis metropolitan area is somewhere around 3 million people.

A bit misleading, wouldn't you say? The majority of the full metropolitan area has very low crime rates. A house purchased for $300-$400k will definitely not be in anything remotely resembling a high crime area. A house for $30k near the projects in north St. Louis, on the other hand, would.
__________________
cho oyu is offline   Reply With Quote
Old 06-29-2007, 01:28 PM   #4
Recycles dryer sheets
 
Join Date: Sep 2006
Posts: 69
Thanks for the information. I remember hearing that crime stat as well, but didn't want to condeem the entire area. Looking forward to hearing from anyone with opinions on the areas around lakes, etc.
__________________
oliverdickens is offline   Reply With Quote
Old 06-29-2007, 01:36 PM   #5
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,147
My mother and sister live in O'Fallon. When I left home 30 years ago, it was a sleepy little town surrounded by farms. Since that time, they have built new bridges over the Missouri River, and O'Fallon and neighboring St. Peters consequently have become exurbs of St. Louis, with wall to wall subdivisions, strip malls and chain restaurants. It really saddens me to see it when I go home to see Mom.

I would look at places out past Wentzville or south of Highway 40/61, like New Melle or Augusta (or even Washington) where it is still more rural and quiet. Actually, if you like a rural location and a lake, you might check out the Lake of the Ozarks, southwest of Jefferson City. It is bigger than Lake Saint Louis and the general area is more attractive.

No matter where you go in Missouri, though, you will be much more comfortable if you are Baptist and socially conservative. They don't like liberals there (another problem for me).
__________________
Living an analog life in the Digital Age.
Gumby is offline   Reply With Quote
Old 06-29-2007, 01:38 PM   #6
Moderator Emeritus
CuppaJoe's Avatar
 
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,866
Also, consider the news stories of people who leave a high-crime area only to become rare victims in a "safe" place.

I too would like to hear more about St. Louis.
__________________
CuppaJoe is offline   Reply With Quote
Old 06-29-2007, 03:10 PM   #7
Moderator Emeritus
Rich_by_the_Bay's Avatar
 
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
Quote:
Originally Posted by Gumby View Post
I would look at places out past Wentzville or south of Highway 40/61, like New Melle or Augusta (or even Washington) where it is still more rural and quiet. Actually, if you like a rural location and a lake, you might check out the Lake of the Ozarks, southwest of Jefferson City. It is bigger than Lake Saint Louis and the general area is more attractive.
My kids like Columbia, too, if you are attracted to smallish college towns. Might even find a few liberals there, too. Great coffee shop, nice little downtown area and the big university. It's about 90 minutes from St. Louis.
__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.

As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
Rich_by_the_Bay is offline   Reply With Quote
Old 06-29-2007, 03:14 PM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
bbbamI's Avatar
 
Join Date: Dec 2006
Location: Dallas 'burb
Posts: 9,039
I agree with everything Gumby said...however, I really never noticed the Baptist thing.

Never lived on a lake, but DH and I lived in Ballwin for 8 years (that was 13 years ago). The only reason we left the area is because Mega Corp moved us. We loved living there. The only thing I don't miss is the snow.

You should be able to get a very nice house for $300 to $400k.
__________________
There's no need to complicate, our time is short..
bbbamI is offline   Reply With Quote
Old 06-29-2007, 04:04 PM   #9
Thinks s/he gets paid by the post
wildcat's Avatar
 
Join Date: Feb 2005
Location: Lou-evil
Posts: 2,025
Quote:
Originally Posted by Rich_in_Tampa View Post
My kids like Columbia, too, if you are attracted to smallish college towns. Might even find a few liberals there, too. Great coffee shop, nice little downtown area and the big university. It's about 90 minutes from St. Louis.
Jeff City sucks in my opinion. Gotta be one of the worst state caps that I have seen. St. Lou is a bit rusty to me but still offers a decent value. I would like to see them rebuild some of the structures in the area -- of course they say there are plans to do so. Clayton is very nice.

Columbia is a fantastic college town. I REALLY enjoyed my time there while obtaining my master's, kinda miss it already .
__________________
"These walls are kind of funny. First you hate 'em, then you get used to 'em. Enough time passes, gets so you depend on them"
wildcat is offline   Reply With Quote
Old 06-29-2007, 04:43 PM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2004
Posts: 11,615
Sorry, no up-to-date info, but we lived near Scott AFB (which is near O"Fallon) for three years in the early 1990s. The cost of living was very reasonable, and the spring and autumn weather is pleasant. We liked the people and the area. Crime was not a serious problem then. Now, the city of East St Louis is another matter--it is a crime-ridden disaster. It was no problem unless your car happens to break down while you are enroute to St Louis (see the movie "Vacation").
In general, I wonder why crooks living in high-crime areas don't target the nearby wealthy suburbs more. It would be just a short commute, and the pickings are so much better.
Oh, if you travel by air frequently, you'll want to see if there's a nearby hub. Lambert IAP in St Louis used to be a hub for TWA years ago, but I've heard it is just a shell of it's former self. Having a hub within driving distance of home can cut your total fares considerably.
__________________
"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is online now   Reply With Quote
Old 06-29-2007, 05:10 PM   #11
Thinks s/he gets paid by the post
wildcat's Avatar
 
Join Date: Feb 2005
Location: Lou-evil
Posts: 2,025
Quote:
Originally Posted by samclem View Post
Oh, if you travel by air frequently, you'll want to see if there's a nearby hub. Lambert IAP in St Louis used to be a hub for TWA years ago, but I've heard it is just a shell of it's former self. Having a hub within driving distance of home can cut your total fares considerably.
It is. Steadily declining air traffic. Columbia has a small airport that flies to KC and then connects. They also have a shuttle that will take you to either St. Lou or KC.
__________________
"These walls are kind of funny. First you hate 'em, then you get used to 'em. Enough time passes, gets so you depend on them"
wildcat is offline   Reply With Quote
Old 06-30-2007, 12:02 AM   #12
Recycles dryer sheets
 
Join Date: Apr 2007
Posts: 113
Quote:
Originally Posted by samclem View Post
Sorry, no up-to-date info, but we lived near Scott AFB (which is near O"Fallon) for three years in the early 1990s. The cost of living was very reasonable, and the spring and autumn weather is pleasant. We liked the people and the area. Crime was not a serious problem then. Now, the city of East St Louis is another matter--it is a crime-ridden disaster. It was no problem unless your car happens to break down while you are enroute to St Louis (see the movie "Vacation").
In general, I wonder why crooks living in high-crime areas don't target the nearby wealthy suburbs more. It would be just a short commute, and the pickings are so much better.
Oh, if you travel by air frequently, you'll want to see if there's a nearby hub. Lambert IAP in St Louis used to be a hub for TWA years ago, but I've heard it is just a shell of it's former self. Having a hub within driving distance of home can cut your total fares considerably.
I think you are mistaking O'Fallon, IL (near Belleville) and O'Fallon, MO (near Lake St. Louis on the west side).

I don't think that Lambert is still a hub, but it is a large enough airport that there are still many direct flights to other major US cities (and some international).
__________________
cho oyu is offline   Reply With Quote
Old 06-30-2007, 12:14 AM   #13
Recycles dryer sheets
 
Join Date: Apr 2007
Posts: 113
Quote:
Originally Posted by Gumby View Post
No matter where you go in Missouri, though, you will be much more comfortable if you are Baptist and socially conservative. They don't like liberals there (another problem for me).
Socially conservative, yes. The further away from any city you get, the more conservative attitudes tend to become. Interestingly, Madison county (in Illinois) is heavily Democratic (albeit still conservative compared to cities on the west coast).

Baptist? A bit more heavily represented in southern Missouri, perhaps. Missouri and southern Illinois tend to be a wide mix of Catholicism and a variety of Protestant faiths.

I do feel that a certain amount of close-mindedness to differing ideas is still endemic to the area. It is one of several reasons that I would not consider returning.
__________________
cho oyu is offline   Reply With Quote
Old 06-30-2007, 05:15 AM   #14
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,147
Quote:
Originally Posted by cho oyu View Post

Baptist? A bit more heavily represented in southern Missouri, perhaps. Missouri and southern Illinois tend to be a wide mix of Catholicism and a variety of Protestant faiths.
I am guilty of some oversimplification. As you mentioned, there are a wide variety of Protestant denominations, but the evangelical varieties seem to dominate. The main point of my comment is that religion (of the evangelical Christian variety) has role in society there that is typically more pervasive than on the coasts. People are much more open in talking about their faith. One of the early questions people will often ask a newcomer to the area is "Have you found a church yet?" That could make some people uncomfortable if they are not accustomed to it.
__________________
Living an analog life in the Digital Age.
Gumby is offline   Reply With Quote
Old 06-30-2007, 08:00 AM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409
Quote:
Originally Posted by Gumby View Post
One of the early questions people will often ask a newcomer to the area is "Have you found a church yet?" That could make some people uncomfortable if they are not accustomed to it.
Don't know about St. Louie but at the other end (greater Kansas City) got the welcome tray with actual neighbors home cooked goodies (not a real estate agent ) and the gentle recruitment for 'my church' - 'only if you're interested of course.'

Like all bigger metro areas in the US I suspect you can find a wide variety - just try not to pick ones like Kansas City SWAT shown on cable tv.

heh heh heh
__________________
unclemick is offline   Reply With Quote
Old 06-30-2007, 09:11 AM   #16
Thinks s/he gets paid by the post
Coach's Avatar
 
Join Date: Nov 2005
Location: Colorado, USA
Posts: 1,127
oliverdickens, I grew up in Columbia. Darn nice town.

I assume you're in the area now and are familiar with the climate? I know we're all different in our tastes, but Missouri is misery to me.

Coach
__________________
Coach is offline   Reply With Quote
Old 06-30-2007, 01:02 PM   #17
Recycles dryer sheets
 
Join Date: Apr 2007
Posts: 113
Quote:
Originally Posted by Gumby View Post
I am guilty of some oversimplification. As you mentioned, there are a wide variety of Protestant denominations, but the evangelical varieties seem to dominate. The main point of my comment is that religion (of the evangelical Christian variety) has role in society there that is typically more pervasive than on the coasts. People are much more open in talking about their faith. One of the early questions people will often ask a newcomer to the area is "Have you found a church yet?" That could make some people uncomfortable if they are not accustomed to it.
I'll certainly agree with you on this. It doesn't so much matter which denomination church you go to, but you'd better be going to one.

I'd forgotten how much this is brought up in normal conversation.
__________________
cho oyu is offline   Reply With Quote
Old 06-30-2007, 05:04 PM   #18
Full time employment: Posting here.
 
Join Date: Mar 2005
Location: Punta Gorda, FL
Posts: 666
I lived in Lake St. Louis from 1987 to 2001. I moved in order to be closer to the wifes job. The lakes only cover around 700 acres and you are limited on your boat size. I think its something like 21' and a 6 cylinder motor.

It's a nice town and their really isn't a "bad part of town".

$300k to $400k will buy you a very nice home in the O'fallon, Lake St. Louis area. Go alittle farther out from St. Louis and things generally get cheaper. I currently live about 15 miles north of St. Charles but we are thinking of moving into the Augusta, St. Charles, or Wildwood area to be closer to town and the golf clubs.
__________________
dm is offline   Reply With Quote
Old 06-30-2007, 05:58 PM   #19
Recycles dryer sheets
 
Join Date: Dec 2006
Posts: 65
If you are willing to be outside of the city proper, check out Lake of Egypt in Carlysle, Illinois. About 90 min outside St. Louis. Under $300k will get you a very nice house on the lake with boat dock. Tracy
__________________
Tracy42 is offline   Reply With Quote
Old 07-04-2007, 07:26 AM   #20
Thinks s/he gets paid by the post
2B's Avatar
 
Join Date: Mar 2006
Location: Houston
Posts: 4,330
My daughter and her husband live in Wentzville and they love it. They are in one of rapidly growing subdivisions in the area. I've visited there and it's a lot less congested than Houston. Of course, anyone that "retires to Houston" is nuts although I do know one couple moving from Pennsylvania to here -- the attraction of grandbabies.

I'm hijacking this thread a bit to encourage comments in a thread I'm starting on SW Mo and NW Ar. I'd like any comments anyone has.
__________________

__________________
2B is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Dang..missed a good day! Donzo Other topics 0 09-01-2006 07:35 PM
What is a (good) manager? vvsonikvv Young Dreamers 55 08-01-2006 10:26 PM
Is this rate as good as it looks? KB FIRE and Money 9 06-26-2006 06:37 PM
Is a closed-end State muni fund a good place for cash? Olav23 FIRE and Money 5 06-09-2006 02:08 PM
Good Schools for Early Retirees Kids thinkingaboutit Life after FIRE 24 03-05-2006 04:07 PM

 

 
All times are GMT -6. The time now is 05:17 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.