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Ten Years Gone
Old 05-29-2015, 03:51 PM   #1
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Ten Years Gone

Reaching a milestone of being retired for ten years June 1st. Turning 64 this coming month so the you can do the math. It has been nothing but wonderful, doing what I want, volunteering and hanging out with my grandkids. If I would have any advice to someone contemplating retirement, I would say, just do it.

On the financial front I have been very fortunate and actually have more net worth than I did the day I retired.

The only regret I have is I didn't do it sooner.

I am truly fortunate to be living the American Dream.
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Old 05-29-2015, 03:55 PM   #2
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Reaching a milestone of being retired for ten years June 1st. Turning 64 this coming month so the you can do the math. It has been nothing but wonderful, doing what I want, volunteering and hanging out with my grandkids. If I would have any advice to someone contemplating retirement, I would say, just do it.

On the financial front I have been very fortunate and actually have more net worth than I did the day I retired.

The only regret I have is I didn't do it sooner.

I am truly fortunate to be living the American Dream.
You are my inspiration today
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Old 05-29-2015, 03:56 PM   #3
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Congrats on the annitirement!
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Old 05-29-2015, 04:04 PM   #4
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Thanks for the perspective - that helps for those of us nervous nellies approaching ER. I hope my pending ER (May 2016) is as fulfilling as yours.
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Old 05-29-2015, 04:25 PM   #5
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May this be the first of many enjoyable decades of retirement
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Old 05-29-2015, 05:02 PM   #6
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one of my fav zep songs
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Old 05-29-2015, 05:14 PM   #7
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Here's to many more happy, healthy years!!!!
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Old 05-29-2015, 05:29 PM   #8
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one of my fav zep songs
Mine too and I can actually play it !
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Old 05-29-2015, 05:35 PM   #9
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May this be the first of many enjoyable decades of retirement
Thanks Michael.
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Old 05-29-2015, 05:36 PM   #10
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Here's to many more happy, healthy years!!!!

Thank Hoosier, and coming from an old Buckeye living in the south.
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Old 05-31-2015, 12:25 AM   #11
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well done!


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Old 05-31-2015, 07:32 AM   #12
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Good on Ye! Life as it should be.
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Old 05-31-2015, 09:46 AM   #13
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congrats on the milestone, that's a really nice chunk of time for yourself already.
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Old 05-31-2015, 09:56 AM   #14
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Mine too and I can actually play it !
well done - one of my main goals in life is to be retired longer than I was w*rking - looks like you are well on your way
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Old 05-31-2015, 10:20 AM   #15
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Congratulations on 10 great years.
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Old 05-31-2015, 01:47 PM   #16
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Congratulations!

I hit 10 years last Dec...how did I ever find time to work?
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Old 05-31-2015, 01:56 PM   #17
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NW hasn't dropped any in ten years of retirement? That is awesome, but you're falling down on the job...there's nothing in the world you would like to do that you've put off because it's too expensive?
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Old 05-31-2015, 02:34 PM   #18
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NW hasn't dropped any in ten years of retirement? That is awesome, but you're falling down on the job...there's nothing in the world you would like to do that you've put off because it's too expensive?
I'm in the same boat with frayne, 10 years into retirement and, ignoring inflation, our NW is up almost 10% since retiring. We've actually averaged withdrawing 5.3% from the portfolio during that time, with a WD percentage in the first four (pre SS) years of 4.8%, 9.8%, 7.9%, and 6.1% respectively.

So you can see we're trying to spend it down, but those darned Wellington and Wellesley funds keep on adding it back!
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Old 05-31-2015, 03:16 PM   #19
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Hurrah!
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Old 05-31-2015, 09:35 PM   #20
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Reaching a milestone of being retired for ten years June 1st. Turning 64 this coming month so the you can do the math. It has been nothing but wonderful, doing what I want, volunteering and hanging out with my grandkids. If I would have any advice to someone contemplating retirement, I would say, just do it.

On the financial front I have been very fortunate and actually have more net worth than I did the day I retired.

The only regret I have is I didn't do it sooner.

I am truly fortunate to be living the American Dream.
Congratulations! And fully agree.

We have also been fortunate that our NW has increased since ER at the end of 2002 at age 52. Although no pension income, we did start taking SS at 62. To paraphrase an earlier post, we keep taking the money out and our investments keep putting it back in. Nice!
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