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Old 01-09-2011, 08:41 PM   #21
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RE 11/30/2011 age 55+
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Old 01-09-2011, 09:24 PM   #22
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Old 01-09-2011, 09:40 PM   #23
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First post, I am excited and very nervous to be retiring the end of May 2011. My husband will be 56 and I will be 53 when we close our office.... Can't wait, but am nervous about the change.
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Old 01-10-2011, 06:30 AM   #24
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"Do you guys have butterflies in your stomachs?" No, not yet. I think we will a bit as the time comes, but I also believe we are ready.

"Just out of curiosity..since how long has each one of you been planning your retirement i.e. how long ago did you decide on the date you want to retire??"
We picked this date in our early 30's. Saved diligently, LBYM, and had some good luck along the way with opportunity. Not always easy, but always focused and never let go of the dream....

"I think we're supposed to build a list (showing our age at retirement), to be expanded as the year goes along. Here's a stab, feel free to add or correct:"

bizlady 55 (sorry- do not know how to edit the list)
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Old 01-10-2011, 06:40 AM   #25
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I retire effective 3/1/11and it can't come too soon for me... we planed this date over a year ago but actually I worked my whole life to retire by age 55 and I just barely will make it... look out 2011 here we come...
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Old 01-10-2011, 06:41 AM   #26
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Retired 1/1/11.......62......had to wait till I could get SS!
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Old 01-10-2011, 07:16 AM   #27
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Retired 1-1-11 at 54.
In one sense, I've planned this since I was 24 or so--1st year 401Ks came into being. I planned to retire at 30 years in but got promoted in 2008 so stayed in a bit past to boost the pension. By April 2010 I knew I had to get out...and put in for retirement in October 2010 to be effective this month.
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Old 01-10-2011, 09:15 AM   #28
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We have been planning for our retirement from the first day we went to work...but never put an actual date on it until the last month. Just woke up and realized we had the financial ability to do this and what are we waiting for. Biggest concern we have is a son in college (20 years old), but we have a college fund to cover his expenses so hoping there are no unknowns there.
We have ability to do consulting jobs for a few months each year which if we decide to do may ease us into ER with a little less stress.
Am looking forward to regaining my life. It was a lot easier and really was fun when I was younger, but now it has turned into such a stress ridden career that I know that our health is going to be affected if we don't make a move soon.
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Old 01-24-2011, 09:03 AM   #29
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I've been "spying" on these forums for quite a while. I didn't really feel qualified to post anything. Well, my time has come.

57 and a 35 year long career will have me retired on 8/15/11!!! I started planning for retirement 30 years ago. My "min" was age 55 with 33 years. That had the house paid for and both kids through college. Both of those things happened earlier, I helped both kids get into their own homes, and I just socked it away.

I'm going to be able to retire due to two things: a very good income and living on 50-60% of that income my whole life. This does two things: 1) you save a bunch, 2) you don't have to change your spending in retirement because you did that 30 years ago!

Got doubts and butterflys galore, (medical insurance is my big boogie man, even though I have some of it paid for by my company for now), but I've run the numbers everyway I can. I've just been working for the kids the last few years. Saving a significant amount each month is going to be missed. I'm not sure how I'll react to not saving, or measuring saving by the amount I withdraw.

Another unnerving thing is that I'll be one of the younger folks who retire where I work. Most go 39-42 years if they can. Maybe they didn't save like I did, or are just greedy. I do see greed sneaking into my thinking, probably more than fear.

Anyway, the closer I get, the more it seems to make sense. It is getting Soooo tough to get ready for work in the morning now........
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Old 01-24-2011, 05:39 PM   #30
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Class of 2011 - I''ve tried to update correctly, please feel free to add or correct:

afntrn56 (55)
bizlady (55)
cj
dessert (60)
heyduke (55)
Jacmac (53)
Jacmac DH (56)
kwblack (54)
Midpack (57)
Purron DH
RunningBum (49)
Skye (62)
zaqxsw (57)
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Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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Old 01-24-2011, 05:42 PM   #31
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I was planning for July 2012 but the way things are going I might as well FIRE in 2011. Still conflicted about it.
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Old 01-25-2011, 07:37 AM   #32
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Midpack - thanks for keeping track. Assuming the numbers in parenthesis are our ages, I'll be 56.
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Old 01-31-2011, 06:27 AM   #33
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an update here with only four more mondays to work... we bought our future home last friday - a 2007 Allegro Bay 37QDP... look out world...
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Old 01-31-2011, 06:47 AM   #34
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Just an update, feel free to make changes or adds yourselves...
Quote:
Originally Posted by Midpack View Post
Class of 2011 - I''ve tried to update correctly, please feel free to add or correct:

afntrn56 (55)
bizlady (55)
cj (56)
dessert (60)
heyduke (55)
Jacmac (53)
Jacmac DH (56)
kwblack (54)
Midpack (57)
Purron DH
RunningBum (49)
Skye (62)
zaqxsw (57)
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No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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Old 02-01-2011, 10:34 AM   #35
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I left work Dec 17th but I am running out a couple of months of vacation. My official retirement date is March 1st. I will be 55. Do I qualify for the class of 2011?
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Old 02-01-2011, 12:09 PM   #36
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Originally Posted by Midpack View Post
Just an update, feel free to make changes or adds yourselves...
Please add:
KingB (62)
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Old 02-01-2011, 05:40 PM   #37
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Join Date: Jan 2008
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Just an update, feel free to make changes or adds yourselves...you don't want me in charge of this!

afntrn56 (55)
bizlady (55)
cj (56)
dessert (60)
heyduke (55)
Jacmac (53)
Jacmac DH (56)
KingB (62)
kwblack (54)
martyp (55)
Midpack (57)
Purron DH
RunningBum (49)
Skye (62)
zaqxsw (57)
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No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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Old 02-01-2011, 08:05 PM   #38
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Quote:
Originally Posted by heyduke View Post
an update here with only four more mondays to work... we bought our future home last friday - a 2007 Allegro Bay 37QDP... look out world...
Congratulations heyduke!
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Old 02-01-2011, 09:50 PM   #39
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Feb 1st today and already the list is up to 14.

Well done folks, it's going to be a great year.
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Old 02-07-2011, 04:50 PM   #40
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I have 14 working days left. I made my official notifications to HR and my boss on Jan 3. It took me two days to figure out why I felt so different after that. I finally realized I was completely relaxed without a care in the world . It was totally unexpected and I'm still enjoying it. Now if I can keep the nitwits on Hiway 146 from running over me for three more weeks I'm home free. I'm 56 and have planned this exact date for many, many years.
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