Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 02-18-2014, 07:53 AM   #381
Recycles dryer sheets
Dcharles's Avatar
 
Join Date: Oct 2013
Location: Bismarck
Posts: 168
Six weeks into it and even though I am loving my freedom, DW is wondering if we should have a part time job? How can I deal with that if We Are financially OK, as long as the stock market does not tank. I sometimes feel guilty not working! Crazy right? It must be this transition from the mega corp grind and stress to RE freedom? I am definitely not bored. In fact I have so many projects around the house it is overwhelming and I do not know where to start!
__________________

__________________
Dcharles is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-18-2014, 09:25 AM   #382
Recycles dryer sheets
Cassie's Avatar
 
Join Date: Jul 2012
Posts: 281
Quote:
Originally Posted by Redbugdave View Post
Hey Cassie, Kaufman, and the other newly and going to retire FEDs...let's start up a new thread..."2014 retired FED and going to retire FEDs". See ya there...
OK, let me know where the thread is.....how about calling it Retired & Upcoming FIRE'ed FEDS or something like that so future folks will read 2015, 2016 etc. Thanks!
__________________

__________________
Cassie is offline   Reply With Quote
Old 02-18-2014, 09:37 AM   #383
Full time employment: Posting here.
Redbugdave's Avatar
 
Join Date: Apr 2006
Location: Columbia, SC
Posts: 959
Here you go Cassie...
2014 retired FED and going to retire FEDs...
__________________
"I either want less corruption, or more chance to participate in it." Ashleigh Brilliant
Redbugdave is offline   Reply With Quote
Old 02-19-2014, 02:09 PM   #384
Full time employment: Posting here.
 
Join Date: Mar 2008
Posts: 704
Quote:
Originally Posted by Dcharles View Post
Six weeks into it and even though I am loving my freedom, DW is wondering if we should have a part time job? How can I deal with that if We Are financially OK, as long as the stock market does not tank. I sometimes feel guilty not working! Crazy right? It must be this transition from the mega corp grind and stress to RE freedom? I am definitely not bored. In fact I have so many projects around the house it is overwhelming and I do not know where to start!
Next, you'll be telling us you went back to w*rk because the projects were overwhelming and you wanted to avoid doing them.
__________________
akck is offline   Reply With Quote
Old 02-20-2014, 04:58 PM   #385
Recycles dryer sheets
 
Join Date: Jan 2013
Location: Camas, WA
Posts: 96
Friday I talked to my boss about my RE date of July 4th. I think she was shocked. I know this is earlier than most suggest, but my reasoning was totally selfish as my assignment for the next 4 months will be less stressful for me. I told the team I was moving on yesterday, but did not give a hint as to my new "oppurtunity". I think I will fill them in about a month. If I don't do it officially, they will probably drag it out of me. It's getting closer! :-)
__________________
cinman2000 is offline   Reply With Quote
Old 02-20-2014, 05:16 PM   #386
Moderator
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 9,363
I'm down to under 130 hours remaining. Somehow my bosses aren't convinced I'm retiring.
__________________
Ronstar is online now   Reply With Quote
Old 02-22-2014, 04:47 PM   #387
Thinks s/he gets paid by the post
Huston55's Avatar
 
Join Date: Jul 2011
Location: The Bay Area
Posts: 1,803
Quote:
Originally Posted by Ronstar View Post
I'm down to under 130 hours remaining. Somehow my bosses aren't convinced I'm retiring.
Well, I'm a bit behind you; my countdown app says 90 work days remaining. That's based on 30 June 14, which is a rough date as of now. Still, it's nice to count down.
__________________
You may be whatever you resolve to be.
Huston55 is online now   Reply With Quote
Old 02-22-2014, 05:09 PM   #388
Recycles dryer sheets
Theseus's Avatar
 
Join Date: Aug 2013
Posts: 484
Quote:
Originally Posted by cinman2000 View Post
Friday I talked to my boss about my RE date of July 4th. I think she was shocked. I know this is earlier than most suggest, but my reasoning was totally selfish as my assignment for the next 4 months will be less stressful for me. I told the team I was moving on yesterday, but did not give a hint as to my new "oppurtunity". I think I will fill them in about a month. If I don't do it officially, they will probably drag it out of me. It's getting closer! :-)
I stated my intent of FIRE on August 1 to my manager during my mid year review last week, actually seems to have been for the best as I was able to suggest an individual as my successor. My manager and I agreed that my successor could benefit from having some time to spend in his new role before I leave so as to have the opportunity to learn what questions to ask while I'm still around; that could also afford me some time to better organize documentation to assist in navigating the myriad of regulatory matters that must given close attention.

Also clued in my staff, they were pretty sure it was coming as I guess I'd just not been showing as much stress lately. It was rather telling of the work atmosphere that my managers actually seemed to be more into kicking themselves for not being in my shoes than happy for me; the only person who was genuine enough to shake my hand was one of my direct reports, who happens to also be the local union president.

98 work days and counting.
__________________
Theseus is offline   Reply With Quote
Old 02-22-2014, 09:25 PM   #389
Confused about dryer sheets
 
Join Date: Oct 2013
Posts: 5
Can
__________________
Second Wind is offline   Reply With Quote
Old 02-22-2014, 09:29 PM   #390
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,139
Quote:
Originally Posted by MARK HALE View Post
Can
Word association?

OK..."May"
__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Old 02-22-2014, 10:07 PM   #391
Confused about dryer sheets
 
Join Date: Oct 2013
Posts: 5
Dividends are now comfortably higher than living expenses and will be even more so by years end.

May I please inquire as to how many shares you have of which stocks that pay dividends higher than your living expenses? I receive dividends, but no-where near enough to cover my living expenses.
__________________
Second Wind is offline   Reply With Quote
Old 02-22-2014, 10:22 PM   #392
Confused about dryer sheets
 
Join Date: Oct 2013
Posts: 5
Quote:
Originally Posted by Sea Kayaker View Post
Haven't added myself to the list yet. Don't want to jinx myself. Dividends are now comfortably higher than living expenses and will be even more so by years end.

I'd probably give my notice in September, so I still have time to chicken out. More and more I am struck at how fleeting our lives are. Certainly not long enough to be miserable at work.

May I inquire as to how many shares of which stocks you have that are paying dividends to higher than your living expenses?
__________________
Second Wind is offline   Reply With Quote
Old 02-28-2014, 09:19 AM   #393
Recycles dryer sheets
 
Join Date: Nov 2010
Location: Little Trailer Down By The River
Posts: 172
Today is the last day. I put my licenses in "in active", drew my last paycheck. I am done. "Free at last, free at last. Thank god almighty I am free at last".
__________________
"Here's to them who would read,
Here's to them that would write.
There's none ever feared that the Truth would be heard,
But those whom the Truth would indict."

Robert Burns
poorcarver is offline   Reply With Quote
Old 02-28-2014, 09:53 AM   #394
Recycles dryer sheets
Cassie's Avatar
 
Join Date: Jul 2012
Posts: 281
Quote:
Originally Posted by poorcarver View Post
Today is the last day. I put my licenses in "in active", drew my last paycheck. I am done. "Free at last, free at last. Thank god almighty I am free at last".
Congratulations on your "freedom", it is a good feeling! Are you going to Disneyland? :-)
__________________
Cassie is offline   Reply With Quote
Offically retired today!
Old 02-28-2014, 06:19 PM   #395
Full time employment: Posting here.
 
Join Date: Oct 2006
Posts: 525
Offically retired today!

Today was my final day at work. I had a nice lunch with the people in my dept. and said my goodbyes. I expected to experience some sort of a wave of relief to engulf me on the drive home but it didn't happen. My Dad just passed away a couple of weeks ago so I think this has had an affect on me lately.

Age 61 is not a very early retirement compared with most of you here but earlier than most anyone I know. DW and I are going to Key West in a couple of weeks to celebrate.

We are planning to move in the next year or so, but so far we haven't decided if we are heading further South for milder year round climate, or if we will relocate back to our home state of Iowa and snow bird for 2 or 3 months each winter. Before we can get serious about getting our house on the market and moving, we first have to take care of Dad's estate. Being so far away from his home it will be a daunting task getting everything cleared out and the house ready to sell.

Financially, we are in good shape. I am still drawing a salary and benefits for the next 9 months plus Mom & Dad left a generous inheritance to my Sister and me. I will have to tackle the health insurance issue later this year for 2015 (ACA for us). So long as the health care is reasonably affordable for the next 4-5 years we will be good to go.

DW and I like to travel so we have budgeted for that. We also enjoy gardening, bicycling, and long walks for exercise. We just enjoy each other's company no matter what we are doing. We have talked about getting a used motorhome to do some extensive traveling but that is still only in the discussion stage. Hopefully, retirement will be very fun and exciting so long as we both can maintain our health.
__________________
***********
My motto is.... "a dollar saved is better than a dollar earned. I don't pay tax on the dollar I saved."
Tom52 is offline   Reply With Quote
Old 02-28-2014, 09:19 PM   #396
Recycles dryer sheets
Cassie's Avatar
 
Join Date: Jul 2012
Posts: 281
@Tom52, sorry for the loss of your Father. Congratulation on your retirement, I think your plans sound interesting, hope you do updates.
__________________
Cassie is offline   Reply With Quote
Old 03-01-2014, 06:44 AM   #397
Thinks s/he gets paid by the post
Huston55's Avatar
 
Join Date: Jul 2011
Location: The Bay Area
Posts: 1,803
Congrats Tom!
__________________
You may be whatever you resolve to be.
Huston55 is online now   Reply With Quote
wavering....
Old 03-03-2014, 06:59 AM   #398
Thinks s/he gets paid by the post
jollystomper's Avatar
 
Join Date: Apr 2012
Posts: 1,364
wavering....

I'll have to decide within the next month if I will stick with the class of 2014. Chalk it up to OMY syndrome . A couple of projects I took on and completed last year because no one else wanted to (and which I figured the worse case scenario was getting fired and getting severance) have amazingly become in demand due to shortfalls in other projects. A round of layoffs earlier didn't tap me (drat ) but did impact the other projects. I have meetings with my first and second line managers this week where I know they are going to be feeling me out regarding my "longevity" so we'll see where that goes.

In addition, having to replace all of our vehicles in the past year (about 2 years ahead of plan), and wanting to pay youngest child college bills as much as possible from current earnings rather than savings are also factors. Waiting a year will also boost my pension about another $2000 a year. Not much, but it helps our strategy of being able to live only on pension and cash savings for 7-10 years after retirement without being forced to sell equities in a down market or forced to take SS early.

We're meeting with the financial planning company (paid for by Megacorp) in a couple of weeks, to validate what Firecalc, Quicken, and Fidelity planners are all showing that we are well within "safe" retirement range this year, and OMY would be a bonus. We'll see...
__________________
Current target FIRE date: Under negotiation, can happen anytime.
jollystomper is offline   Reply With Quote
Old 03-04-2014, 06:41 AM   #399
Thinks s/he gets paid by the post
 
Join Date: Apr 2006
Location: North Bay
Posts: 1,026
Congratulations for pulling the trigger and retiring, Tom. Reaching the point where you can choose to retire on your terms at whatever age is something to be celebrated and admired. Well done!

Sent from my ADR6350 using Tapatalk 2
__________________
scrinch is offline   Reply With Quote
Old 03-04-2014, 06:47 AM   #400
Thinks s/he gets paid by the post
 
Join Date: Apr 2006
Location: North Bay
Posts: 1,026
Stomper, I'm afraid that I'm likely going to move my name from the 2014 list to the 2016 list also. Recently my BS bucket has gotten emptied a bit, and DW is pushing for another couple of years in the orient so we can travel and see a lot of the sights here. We haven't made a final decision, but we're leaning toward 2016 now.
__________________

__________________
scrinch is offline   Reply With Quote
Reply

Tags
2014


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Health Insurance 2014 - A question? robls Health and Early Retirement 1 11-02-2010 10:27 AM
HSA value after 2014? smjsl FIRE and Money 22 10-14-2010 01:37 PM
Specific ? on Healthcare changes in 2014 Lakewood90712 Health and Early Retirement 2 10-04-2010 11:37 PM

 

 
All times are GMT -6. The time now is 12:07 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.