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Old 09-18-2013, 03:22 PM   #161
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Dates updated.

1. HeatherB - 2013
2. Retire2013 - 2013
3. Ronstar - Apr-2014
4. akck - Dec 31, 2013 last day of work, Jan 1, 2014 1st day of ret.
5. Redbugdave - Jan-2014
6. sbwitte - Jan-2014
7. debster747 - Jan-2014
8. Coaster - Aug-2014
9. rodi - H - Jan-2014
10. Ozstache - 2013
11. Unpaintedhuffhines - Jan-2014
12. Cassie - Jan-2014
13. gozer - Jan-2014
14. BizzyC - Apr-2014 OMM
15. foxfirev5 - Feb-2014
16. rodi - Feb-2014
17. Meadbh - Mar-2014
18. nun - Mar-2014
19. brewer12345 - Jan-2014
20. Lagniappe - Apr-2014
21. Hawk50s - Apr-2014
22. jimbee - Apr-2014
23. Dakotah - May-2014
24. christian_n - Jun-2014
25. fh2000 - Jun-2014
26. FreeAtLast - Jun-2014
27. scrinch - Jun-2014
28. 02camp - Jun-2014
29. Huston55 - Jun-2014
30. FIREd - W - Jun-2014
31. jollystomper - Jun-2014
32. photoguy - Jun-2014
33. linny727 - Jun-2014
34. obgyn65 - Jun-2014
35. Nomad4hire - Jun-2014
36. powlusr - Jun-2014
37. WhoDaresWins - Jul-2014
38. Grainiac - Aug-2014
39. ER Eddie - Sep-2014
40. hakuna matata - Oct-2014
41. FLD3C - Oct-2014
42. SecondCor521 - Nov-2014
43. hakuna matata - W - Dec-2014
44. Turn_the_Page - Dec-2014
45. sengsational - 2014
46. Amethyst - ? To be determined.
47. Masquernom - Jun 2014 possible 2013
48. Difficultrun - Apr 2014
49. pinejake May-2014
50. bjorn2bwild - Apr-2014
51. howdidigetthisold - Dec-2014
52.Grigori - Apr-2014
53. Andre1969 - Apr-2014
54. In-control - Jun-2014 ?
55. Kaufmanrider - Jan-2014
56. Theseus - Jul-2014
57. Annienz - Feb-2014 PT Summer 2014 FT?

I've updated my status for my current feelings.
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Old 09-19-2013, 07:35 PM   #162
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Let me confirm--- I am out in 2014. Either January or May. My plans are finalizing. And I am ready!!!
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Old 09-19-2013, 07:37 PM   #163
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One more thing-- as I try to finalize I am plagued with the one more year thing. Any advice? --- Nomad
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Old 09-19-2013, 08:19 PM   #164
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As for 1 more year, I had the 1 more year syndrome. It wasn't until recently that I figured how much I'd save in the extra year. Then using a 3% withdrawal rate, the savings from working the extra year tacked on less than 1k per year retirement income. The extra year of work is not worth getting an extra 1k per year
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Old 09-19-2013, 08:23 PM   #165
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Help me understand that.... I need some incentive and clarity. Believe me, I am ready....---Nomad
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Old 09-19-2013, 10:24 PM   #166
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Help me understand that.... I need some incentive and clarity. Believe me, I am ready....---Nomad
Say a person had 1 mm in retirement savings and their projected retirement spending was $30k per year. That equals a 3% withdrawal rate. If they worked another year and saved $25k, they would then have $1025000 in retirement savings. Using the same 3% withdrawal rate, the yearly withdrawal would be $30,750 per year. This means that the person would spend another year at work for only $750 more in spending per year in retirement
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Old 09-19-2013, 11:15 PM   #167
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Originally Posted by Nomad4hire View Post
One more thing-- as I try to finalize I am plagued with the one more year thing. Any advice? --- Nomad

Try reading this thread; see if it helps:
Handling the "just one more year..." syndrome
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Old 09-20-2013, 03:10 PM   #168
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Add me to the Class of 2014!!! I had the retirement talk with the President of the company today and we will be finalizing plans in the next weeks. Surprisingly, I have a feeling of loss or let down as opposed to be the excitement I thought I would feel. Maybe it's just that I've been planning, thinking and talking about it for so long that it hasn't sunk in yet.
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Old 09-20-2013, 03:52 PM   #169
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I would think feeling a sense of loss would be normal. Maybe everyone expects to feel excited and enthused, but retirement also means the end of something that has been a big part of your life for a long time. Seems to me, I would feel a sense of loss with that, even if I wasn't fond of the job. I had no doubt that my divorce was a good decision, but it still made me sad. Endings always make me sad.
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Old 09-20-2013, 05:41 PM   #170
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Try reading this thread; see if it helps:
Handling the "just one more year..." syndrome
Thank ER Eddie. I will look at it. -- Nomad
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Old 09-22-2013, 07:48 AM   #171
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I would think feeling a sense of loss would be normal. Maybe everyone expects to feel excited and enthused, but retirement also means the end of something that has been a big part of your life for a long time. Seems to me, I would feel a sense of loss with that, even if I wasn't fond of the job. I had no doubt that my divorce was a good decision, but it still made me sad. Endings always make me sad.

Yes, and some anxiety is normal, too. I have felt that at times.
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Old 09-22-2013, 09:34 AM   #172
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I would think feeling a sense of loss would be normal. Maybe everyone expects to feel excited and enthused, but retirement also means the end of something that has been a big part of your life for a long time. Seems to me, I would feel a sense of loss with that, even if I wasn't fond of the job. I had no doubt that my divorce was a good decision, but it still made me sad. Endings always make me sad.

I started feeling relief and exitement yesterday. My husband just told me I seem happier already. It's true..........I feel such a weight off my shoulders. I'm sure I'll go through a range of emotions in the days ahead but I am ready!
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Old 09-22-2013, 12:01 PM   #173
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Glad you're feeling better about it. I imagine that, when the time comes, I will feel a range of emotions, like you -- probably a changing mixture of sadness, relief, worry, and excitement.
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Old 09-22-2013, 12:03 PM   #174
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Add me to the Class of 2014!!! I had the retirement talk with the President of the company today and we will be finalizing plans in the next weeks. Surprisingly, I have a feeling of loss or let down as opposed to be the excitement I thought I would feel. Maybe it's just that I've been planning, thinking and talking about it for so long that it hasn't sunk in yet.
At about 1 year, I had a sense of dread which I attribute to doubt about being able to afford retirement and maybe a little what will I do once I'm done with work. So I think it's normal to have these feelings once the date is set and you're close. My dread lasted about a month and has not returned. I'll bet your sense of loss will do the same.

It sounds like you enjoy your job, so the let down is understandable. Giving up something you like will always be hard. For me, the work environment changed enough that I won't be having any regrets about leaving. I'll go knowing that I made several major accomplishments with a small regret that some will be lost after I leave. But I'll get over it once I turn off the lights for the final time.
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Old 09-27-2013, 06:35 PM   #175
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Another list update. Post a message if I missed you.

1. HeatherB - 2013
2. Retire2013 - 2013
3. Ronstar - Apr-2014
4. akck - Dec 31, 2013 last day of work, Jan 1, 2014 1st day of ret.
5. Redbugdave - Jan-2014
6. sbwitte - Jan-2014
7. debster747 - Jan-2014
8. Coaster - Aug-2014
9. rodi - H - Jan-2014
10. Ozstache - 2013
11. Unpaintedhuffhines - Jan-2014
12. Cassie - Jan-2014
13. gozer - Jan-2014
14. BizzyC - Apr-2014 OMM
15. foxfirev5 - Feb-2014
16. rodi - Feb-2014
17. Meadbh - Mar-2014
18. nun - Mar-2014
19. brewer12345 - Jan-2014
20. Lagniappe - Apr-2014
21. Hawk50s - Apr-2014
22. jimbee - Apr-2014
23. Dakotah - May-2014
24. christian_n - Jun-2014
25. fh2000 - Jun-2014
26. FreeAtLast - Jun-2014
27. scrinch - Jun-2014
28. 02camp - Jun-2014
29. Huston55 - Jun-2014
30. FIREd - W - Jun-2014
31. jollystomper - Jun-2014
32. photoguy - Jun-2014
33. linny727 - Jun-2014
34. obgyn65 - Jun-2014
35. Nomad4hire - Jun-2014
36. powlusr - Jun-2014
37. WhoDaresWins - Jul-2014
38. Grainiac - Aug-2014
39. ER Eddie - Sep-2014
40. hakuna matata - Oct-2014
41. FLD3C - Oct-2014
42. SecondCor521 - Nov-2014
43. hakuna matata - W - Dec-2014
44. Turn_the_Page - Dec-2014
45. sengsational - 2014
46. Amethyst - ? To be determined.
47. Masquernom - Jun 2014 possible 2013
48. Difficultrun - Apr 2014
49. pinejake May-2014
50. bjorn2bwild - Apr-2014
51. howdidigetthisold - Dec-2014
52.Grigori - Apr-2014
53. Andre1969 - Apr-2014
54. In-control - Jun-2014 ?
55. Kaufmanrider - Jan-2014
56. Theseus - Jul-2014
57. Annienz - Feb-2014 PT Summer 2014 FT?
58. Nomad4hire - Jan or May-2014
59. Rena - 2014
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Old 09-27-2013, 11:45 PM   #176
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OK - sign me up for the class of 2014! Probably March 31st.

I'm fallin off the bone done. The BS buckets (plural - they are literally spilling over) are full, MegaCorp has ground out of me almost all vesitages of enthusiasm and others in my age-class at work are clogging up the exit lanes.

For some time DW has been saying I am a different person on Saturday afternoons than I am on a workday. Could use another year of savings in the bank, but how much is your happiness (and your spouses) worth? Just can't wait until everyday is Saturday!
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Old 09-30-2013, 09:26 PM   #177
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Okay I am now into my final year starting tomorrow. So on Oct 1, 2014 I will be free to do what I want. 365 calendar days, 254 works days--not that I am counting So one year from today I will be celebrating big time. Wow it doesn't seem real yet that I am that close now finally. So with each passing day I can now say 'that is the last Halloween, (or Thanksgiving or Any day for that matter) that I have to work' Awesome!
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Old 09-30-2013, 10:10 PM   #178
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Congrats hakuna! The next year will fly by. I started a workhour spreadsheet when my final year started, where I agreed to work 960 hrs in the next year. I start my final 6 months tomorrow. I've got 469 hrs to go. It's great to see some progress in getting to the end zone.
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Old 10-01-2013, 04:20 PM   #179
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Some advice from the Senior Class? I am officially in the class of 2015 (Jan) and have been wondering what those of you with more experience have done with life insurance in your last year of working. It seems a waste to me as I have always thought of life insurance as protection against losing earning potential. So I should only need 1 year at the most, right? What have you all done (or are you planning to do) in your last year?
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Old 10-01-2013, 04:25 PM   #180
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I phased out all life insurance as I neared FI. As you point out, there is no need for it if you can self-insure.
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