Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Thoughts on a pool after retirement...
Old 05-28-2016, 09:52 AM   #1
Recycles dryer sheets
 
Join Date: Jan 2016
Posts: 110
Thoughts on a pool after retirement...

It has been awhile since there has been a thread on pools. I retired this year (58 and DH is in mid 60s) and unfortunately our above ground pool needs to be retired as well. I have mixed feelings about what to do next. The pool has primarily been for me and I have done the bulk of the work. To be honest it has been a huge chore and got neglected in times of family crisis. Now that I have more time to maintain and enjoy it I am wondering if we should get another. I'm even considering a possible in-ground. I am not sure if this is momentary insanity or if it makes sense at this age to jump "into the pool again". It is an expensive change to possibly regret.

We are in the Northeast with a dog that would enjoy it too. Not planning to travel much. Mostly short US trips.

What are your thoughts? What has your experience been like with retirement and pools?

TX!
__________________

__________________
CountryGal is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-28-2016, 09:56 AM   #2
Thinks s/he gets paid by the post
Senator's Avatar
 
Join Date: Feb 2014
Location: Eagan, MN
Posts: 2,409
I wanted a pool for a long time too.

You will never swim any laps worthwhile in a home pool. You will likely just jump in and sit, or relax and cool off. It costs a lot to have a pool.

Get an outdoor Jacuzzi. It can be used in the winter too. It's a much cheaper option.

Disclosure: I own neither at this point.
__________________

__________________
FIRE no later than 7/5/2016 at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!
Senator is offline   Reply With Quote
Old 05-28-2016, 09:58 AM   #3
Moderator Emeritus
aja8888's Avatar
 
Join Date: Apr 2011
Location: The Woodlands
Posts: 5,932
Northeast? An in-ground pool?

Part time use, expensive alternative to a Y membership.


Needs winterizing too.

We had a pool in California when the kids were young. Once they left, it was a chore to keep up and we rarely used it.

If you really want to spend money, by an RV that you will only use occasionally..
__________________
......."Everybody has a plan until they get punched in the face." -- philosopher Mike Tyson.
aja8888 is offline   Reply With Quote
Old 05-28-2016, 10:20 AM   #4
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 36,378
Quote:
Originally Posted by CountryGal View Post
To be honest it has been a huge chore and got neglected in times of family crisis. Now that I have more time to maintain and enjoy it I am wondering if we should get another.
One thing that I have intentionally avoided in retirement, is taking on mandatory tasks to replace the time I used to spend at work.

I want that time to spend freely, however I desire to spend it. For me that was the whole point of retirement, so I am more than willing to make that adjustment rather than filling my free time with more work.

If I was in your situation and wanted a pool, what I'd do is join a gym with a pool. That way THEY do the chores, and you get the fun of swimming when you feel like swimming.
__________________


Retired in 2009 at age 61.

Mini-pension 13%, SS 20%, investments 67%.




W2R is offline   Reply With Quote
Old 05-28-2016, 10:44 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
calmloki's Avatar
 
Join Date: Jan 2007
Location: Independence
Posts: 5,232
Have an unheated pool in SoCal. PITA to maintain, almost never used, substantial expense...
__________________
calmloki is offline   Reply With Quote
Old 05-28-2016, 10:52 AM   #6
Moderator Emeritus
Bestwifeever's Avatar
 
Join Date: Sep 2007
Posts: 15,803
DH would love a pool. Fortunately we have a lovely community pool only a few blocks away.

Why not price out another above-ground pool as the one you have now seems to have met your needs? It probably would be more reasonable than an in-ground, right?
__________________

Bestwifeever is offline   Reply With Quote
Old 05-28-2016, 10:53 AM   #7
Thinks s/he gets paid by the post
 
Join Date: Apr 2013
Posts: 4,643
Quote:
Originally Posted by W2R View Post
One thing that I have intentionally avoided in retirement, is taking on mandatory tasks to replace the time I used to spend at work.

I want that time to spend freely, however I desire to spend it. For me that was the whole point of retirement, so I am more than willing to make that adjustment rather than filling my free time with more work.

If I was in your situation and wanted a pool, what I'd do is join a gym with a pool. That way THEY do the chores, and you get the fun of swimming when you feel like swimming.
+1

Possibly more. Spend money that makes me more work? No way. Full disclosure I've had 3 outdoor spas, last one was seldom used.

Sent from my SAMSUNG-SM-G920A using Early Retirement Forum mobile app
__________________
MRG is offline   Reply With Quote
Old 05-28-2016, 10:54 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,275
We really love the city pools. $1.60 for kids and $3.20 for adults per admission when we buy the punch passes with 15 admissions. Other than the 7-10 minute drive to any one of four nearby pools, there is zero work involved in going swimming. We go in, kids play, we swim some laps, maybe lounge around a bit. Sometimes picnic.

All the pools we visit are heated and it's a great place to defrost in the middle of winter (which is admittedly short in North Carolina). Nothing like wearing a coat and gloves on your way into the pool in January when it's freezing outside and jumping into 83 degree water (after a change of clothes of course).

I doubt we'll ever have a pool at our house though. We just wouldn't use it that much. Unless we heated it, it wouldn't be comfortable to swim in for 6-7 months of the year (water or air temps too low). Add to that the fact that we usually spend a month or two of our summer (prime swimming season) vacationing elsewhere, so the window to actually use the pool is rather limited. It would consume a chunk of our backyard that we use for other things (kids playing). Don't want to clean it or pay someone to clean it. Or pay to fix broken stuff. Or for chemicals. Or extra insurance because of the safety risk.

Our house used to have a pool before we bought it. Fortunately a previous owner filled it in before we bought the place (I'm assuming it's still there underground).
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (4, 10, and 11).
FUEGO is offline   Reply With Quote
Old 05-28-2016, 11:05 AM   #9
Moderator
Ronstar's Avatar
 
Join Date: Aug 2007
Location: Somewhere between Chicago and Phoenix
Posts: 8,047
We're not pool people. I've used our condo association pool maybe 3 times in the last 14 years. I certainly wouldn't have one of my own because of the work involved.
__________________
A ship in harbor is safe but that is not what ships are built for. John A. Shedd
Ronstar is online now   Reply With Quote
Old 05-28-2016, 12:05 PM   #10
Recycles dryer sheets
 
Join Date: Jan 2016
Posts: 110
Below is my list of pros/cons. I have never liked going to public pools and being in the country that isn't an option. I have had a pool most of my life - all above ground. The pool is dead center in the back yard and what you see when you look out the back patio door.

Is there anyone that has a pool and is glad at this stage of life?

No Pool
Pros - more restful to look at, much cheaper, no work
Cons - less fun for us and dog to cool off; need to go elsewhere to swim, need lots of landscaping to “remove pool” (need to pay to fill in hole)

Above ground
Pros - cheaper than in-ground, want new deck in different location, minimal landscaping to redo, less of a safety issue than in-ground.
Cons - covered 7 months of year (eye sore), far from house, lots of bees get under rails and deck, vinyl can tear if dog is in, burst issue with house downhill, maintenance will be an issue as we age but can get help with opening and closing.

In Ground
Pros - beautiful, dogs can go in it, Will tie in well with back deck
Cons - costly, more disruptive to back yard to put in and get landscaped, more of a safety issue, permanent, problems will be expensive, covered 7 months of year (eye sore), may be hard to keep dogs out, Fence will need some work, maintenance will be an issue as we age but can get help with opening and closing.
__________________
CountryGal is offline   Reply With Quote
Old 05-28-2016, 12:22 PM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 9,659
After looking at your pros and cons I would go with an above ground pool because it is cheaper and if in a few years you change your mind it is much easier to get rid of than a in ground pool . I have an in ground pool but I live in Florida so pool season is long even without heat . A few years ago the pool needed major repairs so I got estimates on removing it . They were horrendous since an engineer would be involved so I did the repairs and use it in the summer.
__________________
Moemg is offline   Reply With Quote
Old 05-28-2016, 12:22 PM   #12
Thinks s/he gets paid by the post
Live And Learn's Avatar
 
Join Date: Feb 2012
Location: Tampa Bay Area
Posts: 1,611
I second the Jacuzzi / Hot Tub idea. I wouldn't let the dog in it, but you can always hose the dog down which they also tend to like when its hot out.

We had an above ground pool up north - never used it after the novelty wore off. We had an inground when we moved south. Used it alot during the summer (but this is Florida, so that means 8 months of the year). Paid $60 / month for maintenance service so the only thing I had to do was empty the basket and skim the water. 2 years ago we moved to an active 55+ community. BEST thing I've ever done. They have two community pools. I don't miss having my own pool but DH does.

Think about the annual cost and see if it seems "worth it" to you. Your list of pro's and con's doesn't have very much about how much you would actually USE the pool.
__________________
"For the time being no discipline brings joy, but seems grievous and painful; but afterwards it yields a peaceable fruit of righteousness to those who have been trained by it." ~
Hebrews 12:11

ER'd in June 2015 at age 52. Initial WR 3%. 50/40/10 (Equity/Bond/Short Term) AA.
Live And Learn is offline   Reply With Quote
Old 05-28-2016, 12:37 PM   #13
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 22,338
We have a small in ground pool (South Fl). The grandkids love it. It's nice to just sit by the pool - coffee and the paper in the morning, iced tea and a book in the late afternoon. A great place to entertain visitors and to grill. It's like a deck - it can be enjoyable just to sit alone as well as a good location to socialize. But it is high maintenance. ongoing expense, and needs a fence and carefully controlled access.

Our visitors from cold climate areas visit in winter and love sitting in the sun. We spend almost all of our pool-side time in the shade.

Alternatives to a backyard pool are a nice deck or a landscaped backyard patio area.
__________________
MichaelB is online now   Reply With Quote
Old 05-28-2016, 12:49 PM   #14
Recycles dryer sheets
 
Join Date: Feb 2005
Posts: 162
I installed a pool many years ago and have an annual pool service to take care of it. While the pool was great in the beginning and was used a lot when our children were growing up, it is not used much now. I am probably going to have it removed soon.

All of my swimming now is done in the indoor pool at my health club.
__________________
treypar is offline   Reply With Quote
Old 05-28-2016, 01:18 PM   #15
Thinks s/he gets paid by the post
 
Join Date: May 2014
Posts: 2,213
I had in-ground pools in 2 houses, one from 1997-2003, one form 2003-last year. DH and I did all of the work (mostly DH) other than opening and closing the pool. Both were in climates where they had to be closed in winter.


I would not recommend putting in an in-ground unless you really don't care about getting it back in resale. I don't think it adds that much to the market value and some people just plain won't want it. I used it a lot in the early years; the last few years it tapered off as I focused on bicycling and spent a lot of my spare time keeping the weeds down. Typically, I just took a quick dip after getting hot and sweaty from pulling an infinite supply of weds. DH is sensitive to the sun and to chlorine, so didn't use it at all.


We moved last year to a house on a lake, no pool. Life is far less complicated and the lake is managed by the HOA.
__________________
athena53 is online now   Reply With Quote
Old 05-28-2016, 02:19 PM   #16
Moderator
rodi's Avatar
 
Join Date: Apr 2012
Location: San Diego
Posts: 7,640
We had a small pool growing up. I was the youngest so I did all the maintenance as my older sibs went off to college. When I moved out my dad dealt with it a few years - then had it filled in. The cost of heating, chemicals, filtering, etc weren't worth it when he and my mom weren't using it.

I bought the house from him years later. Despite the fact he did everything right on filling it in (pulled a permit, etc) the country records still show a pool, and we get lots of junk mail related to pool products and services.

Sometimes I wish we had the pool... Most of the time not. One son is playing water polo through the rec center - so we're at that pool 2x week. DH or I (we trade) does laps at the other end of the pool while practice is going on. I also participate in a free "senior" aquatic body conditioning class at a nearby senior community's pool. So I'm in a pool a few times a week without the expense or fuss.

The best solution - have a good friend with a pool. Get invited over often.
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 7%, rental income 18%
rodi is offline   Reply With Quote
Old 05-28-2016, 02:38 PM   #17
Recycles dryer sheets
 
Join Date: Jan 2016
Posts: 110
More info - Don't plan to sell the house, so resale isn't a factor. Got small inheritance from my parents a few years back that will cover it. There would be no heater, so likely 4 months of the year use and then winterized. We have had a hot tub since we got the pool 22 years ago. It was just upgraded to a new model 6 years ago 7.5'x7.5'. I have been in the hot tub more this week than any other week - to cool off in the heat. We do have a nice deck off of it. DD is in college and living at home.. no other kids.

Why do I want a pool? To cool off, to sit by, for the dog to cool off, to help live without AC more and to get some exercise. Small is fine and if I want to swim swim, I can get one of those tethers.

I guess another con is that any pool will require some landscape work and ultimately weeding/maintenance (the biggest issue). Making the whole area grass would be a lot simpler.
__________________
CountryGal is offline   Reply With Quote
Old 05-28-2016, 03:05 PM   #18
Thinks s/he gets paid by the post
 
Join Date: Feb 2013
Posts: 4,748
Over the years we've always just gone to the local pools, bought memberships in pool clubs or often an annual pass to the local waterpark. The waterpark has slides, lifeguards, many pools and a lazy river. It used to be $40 a season per person so it was a great value when the kids were growing up and it doesn't cost much more than that these days.

There has been a lot of press lately on germs at waterparks and public pools so I'm not sure about that option these days, but in the years we belonged I didn't notice any ill effects.

We also had friends that filled in their pool and others that have frequent pool parties and really enjoy their pools, so I guess it really depends on much you would personally use and enjoy it.

We're asking ourselves the same question about an RV. I like the idea but we're just not sure how much we would really use one.
__________________
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
daylatedollarshort is offline   Reply With Quote
Old 05-28-2016, 03:21 PM   #19
Recycles dryer sheets
 
Join Date: Jan 2016
Posts: 110
Daylatedollarshort - the RV isn't happening here. We are mostly homebodies and don't host many parties.

You make a great point. Water quality is so touchy, I would never go in a public hot tub. Even a public pool is tough to imagine, though I have been to one indoors for exercise.

I used to be real casual about water chemistry, but now I watch it closely. You can have a lot of health issues if it isn't good.
__________________
CountryGal is offline   Reply With Quote
Old 05-28-2016, 05:29 PM   #20
Thinks s/he gets paid by the post
Sunset's Avatar
 
Join Date: Jul 2014
Location: Chicago
Posts: 3,357
We had a pool above ground, found as time went on we used it less and less. I got rid of ours myself, they come apart easily.

My thoughts on the issue:

No Pool
Pros - more restful to look at, much cheaper, no work, filling in hole is cheap, can have a large vegetable garden where it was located.
Will need to go elsewhere to swim which allows socialization.

Above ground
Cons - covered 7 months of year (eye sore), lots of wasps/bees get under rails and deck, vinyl can tear if dog is in, burst issue with house downhill, maintenance will be an issue as we age but can get help with opening and closing.
Costs every year about $200 in extra electricity to run pump, and $150 - $200 in chemicals, plus few hours every week to vacuum, clean, test ph, cl.
Increase in insurance liability


In Ground
Cons - dogs can go in it and drown, happened to my neighbor 2x !!
costly, more disruptive to back yard to put in and get landscaped, more of a safety issue, permanent, problems will be expensive, Buyers will not like it 20 years from now.
covered 7 months of year (eye sore), may be hard to keep dogs out so they will drown under the cover.
Fence will need lots of work with autoclosing gates, maintenance will be an issue as we age but can get help with opening and closing.
Increase in insurance liability
__________________

__________________
Sunset is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Thoughts on a pool? martyb Other topics 74 02-01-2013 11:31 AM
Our pool business as a road to retirement Arif Young Dreamers 60 09-11-2011 07:02 PM
what cleans pool tile  best ? zuki Other topics 2 04-10-2005 09:04 PM
45 companies create insurance pool Al Smith FIRE and Money 1 05-11-2004 07:10 AM

 

 
All times are GMT -6. The time now is 08:18 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.