Threat: *Greatly increased cost of medical insurance
1.* Obtain high deductible catestrophic coverage at a lower cost
2.* Live a healthy lifestyle and stay in shape
3.* Seek less expensive medical care out of the US
4.* Shield your assets to avoid loss due to medical bills
Threat:* A close family member has "problems" and you feel obligated to help when they ask.
1.* Tell them to buzz off.
2.* Help them in a limited way that does not interfere with ER.
3.* Live with the illusion of a very modest lifestyle so they don't ask for help in the first place.
4.* Live somewhere far away and leave no forwarding address.
5.* Keep your assets in a trust or some other vehicle so you can honestly say "I'd like to help but I don't have the money."