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Old 12-24-2013, 08:55 PM   #21
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Hi runchman,

Your story sounds familiar. My wife died in an accident at 48. My kids were about to start their first and second year of college, so I didn't have them there with me. I had run some of the life insurance calculators before my daughter started college to make sure my wife was set up for their college financially if I died. What the calculators told me was that we needed more insurance on my wife! I upped her insurance and it turned out to help get my kids through college, although in my plan I was the one who the family needed to be able to get along without. You just don't know how it is going to work out.

You are doing a much better job than I through the first year and a half. Congratulations and good luck in your retirement.


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Old 12-26-2013, 08:15 AM   #22
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runchman, Some how I missed your OP, but wanted to congratulate you on having such a good year, very inspirational. Best wishes to you and your children for another good year.

Doing things today that others won't, to do things tomorrow that others can't. Of course I'm referring to workouts, not robbing banks.
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Old 01-05-2014, 01:38 AM   #23
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Join Date: Jan 2013
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So glad that your advance planning has allowed you to be there for your children when they need you most. And thank you for reiterating the importance of life insurance. My husband and I have been discussing a lot regarding if one of us dies prematurely, what we would like the other to do. 2013 brought a loss of one of DH's cousins, who was 30, and a colleague who was less than 40 years old and had 3 young children. Their deaths reminded me of my own mortality and the fact that you never really know how long your life will be. This past year we increased our life insurance to insure that the surviving spouse would be able to retire permanently and discussed what each of us wishes for our girls. Your girls are definitely lucky to have a father like you.
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Old 01-05-2014, 05:37 AM   #24
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Thanks runchman for the inspiration... very sorry for your family's loss.

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