What is the perfect month in which to retire?

[rescueme]

I selected any month in which there is a Playboy Centerfold that I "admire" ...

Any month is good, in my world....

[martyb]

I will be able per the rules of my retirement plan (CSRS) to retire on my 55th birthday, which is in January of 2013...so 15 1/2 months from now. However, if I want to be able to get paid for another year's worth of vacation time (208 hrs or a little over 5 weeks) I'd have to work until the end of December of the same year. If I did that I could also contribute another $22,500 to my TSP (401k) and my pension would also increase by an additional 2% for the rest of my life. Not saying I'd work the extra year but that's the way it would work out for me. In my opinion, the optimum time for a fed worker under the CSRS system to retire is the very end of December or the first couple of days of January....mainly to be able to get paid for the maximum amount of vacation leave (Annual Leave).

[slazenger]

You should be so in the clear that it would be inconsequential when you retire. Rephrased, If it has more than a miniscule effect what month you retire, then you're not ready to retire yet.

[Finance Dave]

Quote:

Originally Posted by CantThinkofAUserName The month isn't all that important to me, but I voted for April because: it's my birthday annual bonuses will be paid by then even if there's a delay I won't spend yet another summer freezing in my cubicle while the weather outside is so nice

I agree with all these except the birthday...I was born on Thanksgiving...my mom calls me a turkey.

[ER Man]

Retire on April Fools day?

[old woman]

I voted April because it is my birthday and I work in accounting so am swamped in Jan-Feb and need to train my replacement. It will allow me to max my 401K for the year and my vacation pay accrued will make my annual income enough not to need withdrawals the first year. Also I can enjoy spring cleaning and getting ready to enjoy summer.