Join Early Retirement Today
View Poll Results: Which best describes your retirement?
Out of the US! Winging it on probably $500K in Mexico, Thailand..crewing on boats/teaching English/worrying the hell out of our kids! 2 1.52%
Out of the US! Buying a home out of the country & living a middle class life/limited travel, mostly back to the US. 2 1.52%
Out of the US! I will be upper class outside the US! 1 0.76%
US home based, maybe rented or storage space but mostly traveling the world in a more upscale manner. 2 1.52%
Staying put in moderate cost area! Middle class life, limited travel but no W*rk! 38 28.79%
Staying put in moderate cost area! Upper class life, regular vacations. 19 14.39%
Staying put in high cost area! Middle class life. 19 14.39%
Staying put in high cost area! Upper class lifestyle. 3 2.27%
Moving to LOW/moderate cost area and living very frugally. 9 6.82%
Moving to LOW/moderate cost area and living middle class lifestyle. 18 13.64%
Moving to LOW/moderate cost area and living upper class lifestyle. 3 2.27%
Travel North and South America possibly home based but it could be boat or RV. 5 3.79%
Screw LBYM! I've scrimped and saved. People will think I won the lottery. I WILL live a step up from what I've lived. 7 5.30%
Way other! 4 3.03%
Voters: 132. You may not vote on this poll

Reply
 
Thread Tools Search this Thread Display Modes
Old 02-20-2009, 01:30 PM   #21
Full time employment: Posting here.
 
Join Date: Jan 2005
Location: northern Michigan
Posts: 732
I voted for staying put in moderate cost area, middle class life, limited travel, no work.
We'll keep our paid-off modest home here in the upper midwest, and our lake cottage, but hope to spend a few months each winter down south somewhere. About one more year to retirement for me, so we'll have to see if this plan works out or not. We could cut back (or cut out) the winter stay down south if we have to - maybe not stay as long down there, and maybe rent a small house in town, rather than a place closer to the beach, to save some $$.
__________________

__________________
RAE is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-20-2009, 01:55 PM   #22
Full time employment: Posting here.
hankster's Avatar
 
Join Date: Jan 2008
Posts: 645
Staying put in moderate cost area! Middle class life, limited travel but no W*rk!

We like the area we live in now. It's relatively close to many of our favorite vacation spots and our kids and grandkids are nearby. The travel would be geared toward escaping from the winter cold in January/February. We're still trying to decide if that will be a rented condo or just a used travel trailer set up in Arizona for the winter. The way the market looks today, we may have to start checking out the higher end camping tents
__________________

__________________
"There is no dignity quite so impressive, and no independence quite so important, as living within your means." Calvin Coolidge
hankster is offline   Reply With Quote
Old 02-20-2009, 02:01 PM   #23
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,613
Our plan is to stay right where we are in a low-cost, small home (low utility bills and property taxes). We've been weaning ourselves into a more frugal, lower-cost existence since even before cheap became "cool." Within another 10 12 15 years or so, hopefully we'll have had our retirement stash recover enough that I can start safely drawing from it for income.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 02-20-2009, 02:22 PM   #24
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,949
I voted "Moving to LOW/moderate cost area and living upper class lifestyle", though it felt funny to vote that way.

If Firecalc is correct, I could probably live an upper-middle to upper class lifestyle there. I wouldn't know what to do with a McMansion and a Mercedes, though, so I won't be buying that sort of thing.

I guess you could say that I will live an enriched middle class lifestyle, though, assuming the economy recovers. Otherwise it's back to penny pinching for me and probably for everyone.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is online now   Reply With Quote
Old 02-20-2009, 04:54 PM   #25
gone traveling
 
Join Date: May 2006
Posts: 1,036
Quote:
Originally Posted by kumquat View Post
I chose 'way other', but only since the questions seem to suggest living in USA, Mexico or S.E. Asia.

I choose Canada, for now, since I've always lived here. I might like 5-6 month vacations during the winter. You never know, maybe southern USA will fit.
It's not that easy making one size fits all polls. I specifically said "staying put" to encompass all areas even Canada! I don't think there are any posts of people moving "OUT" of anywhere except the US, go figger.
Mexico and S.E. Asia were meant to represent an "Adventurer's Guide" type of retirement. Heck, it could be anywhere foreign to you that's perceived to be cheaper than where you've lived most of your life. Perhaps I should have added a snowbird option, high and low end.
__________________
honobob is offline   Reply With Quote
Old 02-20-2009, 05:26 PM   #26
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,038
Retirement may be 30 to 40 years of our life so I think most people will make a few moves along the way . In my last thirty years I moved three times changed husbands , changed jobs and changed my outlook more times than I can remember so I'm sure my retirement will change a few times .
__________________
Moemg is offline   Reply With Quote
Old 02-20-2009, 09:48 PM   #27
Thinks s/he gets paid by the post
Koolau's Avatar
 
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 3,244
Voted "stay put in high cost/middle class" but in reality, my retirement was to move FROM moderate cost area/middle class to high cost/middle class. Not one of the poll's options, but close enough, I guess since I've been here more than a year - and I do plan to stay put now. Only travel plans in next few years is to visit the old homestead at least once per year.
__________________
Ko'olau's Law -

Anything which can be used can be misused. Anything which can be misused will be.
Koolau is offline   Reply With Quote
Old 02-21-2009, 01:10 AM   #28
Recycles dryer sheets
Hobo's Avatar
 
Join Date: Sep 2008
Posts: 274
I was married to a young women for 6 years - but she got jealous and wanted a divorce because I was too much of a playboy. To my eyes, the other girls are just too beautiful to resist. So I am a single father to a 4 year old boy (which Social Security gives me an extra $800 per month as a dependent child).

This is also part of the reason why I have 2 live-in housekeepers. They are far from being a frustration, unless you mean sexual frustration. I don't have them as concubines. They are here to clean the house, do the laundry, cook, and help take care of my son. Unlike many young women in America, these girls learn how to clean house and take care of children from the time they are young.

I pay them $25 per month each + food + clothes + medical...So I figure it costs me in total about $50 per month for a housekeeper. I had a bamboo and grass roof house built for them - so they have their own private life and I have mine.

As a political commentary... I never could understand why the richest country in the world would not allow housekeepers from developing countries to work in American homes. With both parents working, who has time to clean the house and do the other brainless chores? Singapore (and many other countries) have a system to bring in contract workers for a set period of time. They get passports, learn the local language, learn local customs and come home with enough money to buy a small house. It would be a good arrangement for both the American family and the foreign young men and women who could use the money to get a start on life.
__________________
Hobo is offline   Reply With Quote
Old 02-21-2009, 08:28 AM   #29
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,613
Quote:
Originally Posted by Hobo View Post
I was married to a young women for 6 years - but she got jealous and wanted a divorce because I was too much of a playboy.
The nerve of some people. Leaving you just because you were cheating on her? Talk about unreasonable expectations...
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 02-21-2009, 09:24 AM   #30
Moderator Emeritus
Bestwifeever's Avatar
 
Join Date: Sep 2007
Posts: 16,375
Quote:
Originally Posted by Hobo View Post
I never could understand why the richest country in the world would not allow housekeepers from developing countries to work in American homes.
I believe "the richest country in the world" does allow this (ask my former cleaning lady, my neighbors' nannies, etc.). We just have pay them more than $25 a month to do it.
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
Bestwifeever is offline   Reply With Quote
Old 02-21-2009, 09:32 AM   #31
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Hybrid approach is likely for us. Probably stay put in the existing modest home (but could conceivably move to a cheaper area) and then split for 3 or 4 months of the year (winter) in a travel trailer.
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 02-21-2009, 09:55 AM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2006
Posts: 11,020
I voted "Way other" because none of thre options are exactly right. I'm planning to move, not certain where to, but it will be a warmer place and may be a more expensive area, either in Canada or abroad.
__________________
Meadbh is offline   Reply With Quote
Staying put in moderate cost area! Middle class life, limited travel but no W*rk!
Old 02-21-2009, 09:57 AM   #33
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,446
Staying put in moderate cost area! Middle class life, limited travel but no W*rk!

This bracket works for me. I'm content in a small house with limited travel. Short trips to the coast for a little golf is ok with me. I did just book a flight to Cancun for late April. Nephew getting married down there. So will be down there for a few days and just enjoy the bikini's on the beach. That will be my big trip for 2009.
__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Old 02-21-2009, 10:14 AM   #34
Recycles dryer sheets
Hobo's Avatar
 
Join Date: Sep 2008
Posts: 274
Quote:
Originally Posted by Bestwifeever View Post
I believe "the richest country in the world" does allow this (ask my former cleaning lady, my neighbors' nannies, etc.). We just have pay them more than $25 a month to do it.
That's just the point. I certainly don't begrudge the work and the salary paid to your cleaning lady and neighbor's nannie. But it seems obvious that no one can afford a full time, live-in nannie to care for the house, the kids, the cooking and the cleaning. I know the cleaning ladies and nannies are both expensive and hard to find - and they are in and out in a few hours.

It just does not seem fair that so many poor people in developing countries would love to work and live in your home for $250 per month. That's a huge salary in many countries. And meanwhile, a large percentage of the population with both husband and wife working must come home and do this grunt work themselves - with less time for the kids.

I know America would never allow any such program to be worked out - even if we could work out something so that the cleaning lady and nannie don't get get the shaft. We just don't do things that way in the US, right?

Another great reason why retiring in a foreign country is so inviting...the lack of American social rules!
__________________
Hobo is offline   Reply With Quote
Old 02-21-2009, 10:23 AM   #35
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409
Quote:
Originally Posted by Hobo View Post
I was married to a young women for 6 years - but she got jealous and wanted a divorce because I was too much of a playboy. To my eyes, the other girls are just too beautiful to resist. So I am a single father to a 4 year old boy (which Social Security gives me an extra $800 per month as a dependent child).

This is also part of the reason why I have 2 live-in housekeepers. They are far from being a frustration, unless you mean sexual frustration. I don't have them as concubines. They are here to clean the house, do the laundry, cook, and help take care of my son. Unlike many young women in America, these girls learn how to clean house and take care of children from the time they are young.

I pay them $25 per month each + food + clothes + medical...So I figure it costs me in total about $50 per month for a housekeeper. I had a bamboo and grass roof house built for them - so they have their own private life and I have mine.

As a political commentary... I never could understand why the richest country in the world would not allow housekeepers from developing countries to work in American homes. With both parents working, who has time to clean the house and do the other brainless chores? Singapore (and many other countries) have a system to bring in contract workers for a set period of time. They get passports, learn the local language, learn local customs and come home with enough money to buy a small house. It would be a good arrangement for both the American family and the foreign young men and women who could use the money to get a start on life.
Duh! Cause they won't go home! That's how my parent's parents came to America - a Grandmother and an Aunt were 'Swedish' maids who were really Finns. One was a maid up into the 1950's in 'New York City.'

heh heh heh -
__________________
unclemick is offline   Reply With Quote
Old 02-21-2009, 10:28 AM   #36
Moderator Emeritus
CuppaJoe's Avatar
 
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,866
Quote:
Originally Posted by Hobo View Post
...


Another great reason why retiring in a foreign country is so inviting...the lack of American social rules!
I don’t get why you are posting on a board that does have social rules
__________________
CuppaJoe is offline   Reply With Quote
Old 02-21-2009, 11:44 AM   #37
Recycles dryer sheets
Hobo's Avatar
 
Join Date: Sep 2008
Posts: 274
Unclemick, read my original post #28 on the subject. "Contract workers for a set period of time" - This is a very standard system thought out the world. I used Singapore as an example, but we also have contract Americans working for Arab nations doing construction and working on oil projects. Its not a new concept. More than 90% of the United Arab Emirates are contract workers from other countries.

CuppaJoe, I post here because I like the subject matter plus the rules are very reasonable. However, you know I would find a LOT OF RULES against a single man hiring a 18 year old school girl to work at my house as a live-in housekeeper/ babysitter - even if I were able to provide a better life for her than she had at home. The worst problem is that American society "looks down" on such an arrangement. And if that isn't bad enough, think what it would like if I tried to marry her! Those are American social rules.
__________________
Hobo is offline   Reply With Quote
Old 02-21-2009, 12:52 PM   #38
Thinks s/he gets paid by the post
kyounge1956's Avatar
 
Join Date: Sep 2008
Posts: 2,171
It depends on what you mean by low-moderate cost. I plan to move after retirement to somewhere less expensive than where I live now, in order to be able to have my home completely paid for. But it will still be on the west coast, which I think is, on average, more expensive than much of the rest of the country.
__________________
kyounge1956 is offline   Reply With Quote
Old 02-21-2009, 01:52 PM   #39
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409
Quote:
Originally Posted by Hobo View Post
Unclemick, read my original post #28 on the subject. "Contract workers for a set period of time" - This is a very standard system thought out the world. I used Singapore as an example, but we also have contract Americans working for Arab nations doing construction and working on oil projects. Its not a new concept. More than 90% of the United Arab Emirates are contract workers from other countries.

CuppaJoe, I post here because I like the subject matter plus the rules are very reasonable. However, you know I would find a LOT OF RULES against a single man hiring a 18 year old school girl to work at my house as a live-in housekeeper/ babysitter - even if I were able to provide a better life for her than she had at home. The worst problem is that American society "looks down" on such an arrangement. And if that isn't bad enough, think what it would like if I tried to marry her! Those are American social rules.
Americans as a general rule do not 'disappear' and melt into the general population in Arab countries and later become citizens.

Heck even the contract workers I knew in the oil patch came back to good old Louisiana to retire.

heh heh heh - I got your point - it's just that I'm having a good time with this thread.
__________________
unclemick is offline   Reply With Quote
Old 02-21-2009, 01:59 PM   #40
Moderator Emeritus
CuppaJoe's Avatar
 
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,866
Quote:
Originally Posted by unclemick View Post
....

heh heh heh - I got your point - it's just that I'm having a good time with this thread.
Regarding the OP, looks like your retirement is looking like a lot of fun, Uncle Mick.
__________________

__________________
CuppaJoe is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Transitioning from semi-retirement to retirement? RDamien FIRE and Money 0 06-17-2008 02:01 PM
What'll he do all day? cute fuzzy bunny Life after FIRE 16 01-10-2008 11:12 PM
Paritioned portfolios of Target Retirement 20XX for each decade of retirement chinaco FIRE and Money 11 03-15-2007 06:06 PM
Retirement Accounts and Early Retirement heebygeeby Young Dreamers 9 03-14-2007 04:56 PM
Duration of retirement and size of retirement fund Cool Dood FIRE and Money 9 06-28-2006 09:34 AM

 

 
All times are GMT -6. The time now is 11:43 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.