When planning ...
Many here plan out for 50 years or maybe more, to be really conservative.
Listening now to 94-year old William Paul Stevens, who sounds sharp and speaks very clearly in promotion of his book.
Don't know what kind of physical condition he's in but mentally, he seems to have a lot of life left.
We should all be so lucky to be still mentally sharp at that age.
So maybe planning out to the mid 90s is not enough for some ...