Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Yes we are, no we're not, yes we are
Old 07-03-2017, 06:25 PM   #1
Full time employment: Posting here.
 
Join Date: Jan 2007
Posts: 818
Yes we are, no we're not, yes we are

No doubt we will eventually be able to give ourselves an ER grade of "A" ... but there are twists and turns and false starts in the journey.

THE PLAN: We planned to sell our house and RV full-time for a couple of years and then relocate.

DH's last day was Fourth of July two years ago. Yay! Can't believe it's been that long. It took him a year to feel rested. Boo! Put the house on the market in early 2016. Yay! Then to pass the time while we were waiting to sell, I took a six-month work contract that fell into my lap. Boo!

Found out we were going to be grandparents. Yay! Can't move away now! Took the house off the market - and then the work people asked for an extension. Boo! Grand baby born. Yay! DH was good and rested bored by this time, and I was still stuck at work, so he asked his old company if they wanted him to work a couple of days a week with complete flexibility for RV travel. My six-month contract stretched into ten-and-a-half months. Boo!

Finally took a 10-week trip in the RV. It was awesome and included spending April in Texas seeing friends, family and bluebonnets. Yay! It would have been longer but but our mom was hospitalized and needed to move to memory care. Boo! So thankful to have the flexibility and time to turn around, retrace our steps and go help my sister and her DH move our mom, as well as help them move into their new house. Yay! (They were pretty happy about it, too.)

Of course, I've happily ditched "The Plan" in exchange for staying close to the grand baby!

So, this gives me another opportunity to say thank you to "All Ya'll." Appreciate this forum and the diverse learning to be found here.

Feel free to comment.........

Did you have a false start, or some back and forth when you ER'd?

Or did everything go as smooth as a baby's butt and exactly according to your plan?
__________________

__________________
Kindest regards.
spncity is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-03-2017, 06:29 PM   #2
Thinks s/he gets paid by the post
 
Join Date: Mar 2017
Location: New York City
Posts: 2,669
I thoroughly enjoyed your post. Yay!
__________________

__________________
Retired October 2008, Withdrawal Rate currently zero, Pension 137 % of our spending, Wasted 5 years of my prime working extra for a safe withdrawal rate. I can live like a King for a year, or a Prince for the rest of my life.
Blue Collar Guy is online now   Reply With Quote
Old 07-03-2017, 07:23 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2006
Posts: 10,763
Quote:
Originally Posted by Blue Collar Guy View Post
I thoroughly enjoyed your post. Yay!
+1

The best laid plans......
__________________
Meadbh is offline   Reply With Quote
Old 07-03-2017, 07:45 PM   #4
Thinks s/he gets paid by the post
 
Join Date: May 2014
Posts: 2,750
Our downsizing definitely did not go according to plan. Spent a LOT fixing up the old place (you know it's bad when they head into the basement with a jackhammer) and making changes to the new place. Fortunately the house was the perfect choice, we were glad to ditch the McMansion and carrying costs on the new place are definitely lower. Overall, finances have worked more or less according to plan, too. Big "yay!"on that one.
__________________
athena53 is online now   Reply With Quote
Old 07-03-2017, 08:21 PM   #5
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,196
Well, we didn't move to Missouri after all. It all worked out.
__________________
Always be yourself, express yourself, have faith in yourself; do not go out and look for a successful personality and duplicate it.

― B. Lee








W2R is offline   Reply With Quote
Old 07-03-2017, 08:46 PM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 9,920
I retired in 2007 . Got talked into working a few days a week . I then retired in 2008 and started an ebay business . Surprise , business is very successful .After 8 years decide to close business and really retire .
__________________
Moemg is offline   Reply With Quote
Old 07-03-2017, 09:11 PM   #7
Full time employment: Posting here.
 
Join Date: Jun 2016
Posts: 934
Quote:
Originally Posted by Blue Collar Guy View Post
I thoroughly enjoyed your post. Yay!


+1
We didn't plan on any major lifestyle changes and so far after only 8 months, there haven't been any big twists and turns we didn't expect. But it's only been 8 months so who knows what the future will bring?
__________________
Scuba is offline   Reply With Quote
Old 07-04-2017, 07:40 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
kcowan's Avatar
 
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 5,468
Send a message via Skype™ to kcowan
If we let proximity to 5 grandkids influence our retirement, we would have missed 14 wonderful years of being free! But we fully understand how it impacts others.

And a plan is just something to measure how much you miss it by. In14 years, we have had 5 versions of the plan! Flexibility is what an interesting retirement is about.
__________________
For the fun of it...Keith
kcowan is offline   Reply With Quote
Old 07-04-2017, 08:44 AM   #9
Recycles dryer sheets
Maenad's Avatar
 
Join Date: Oct 2012
Location: Minneapolis 'burbs
Posts: 167
Quote:
Originally Posted by kcowan View Post
Flexibility is what an interesting retirement is about.
Exactly! I think you did a great job of rolling with the punches. The resilience to update plans based on new information is a skill you should be proud of.
__________________
Maenad is online now   Reply With Quote
Old 07-04-2017, 09:21 AM   #10
Recycles dryer sheets
 
Join Date: Jul 2017
Location: Long Island
Posts: 90
Not retired yet, so can't answer that - but it sounds as if you're doing great! DH got to rest, you decided to take a project on your own terms, you did get to RV, you were there for your Mom, and now it's your choice to be there for grandbaby, which I totally understand.
__________________
MarieIG is offline   Reply With Quote
Old 07-04-2017, 09:28 AM   #11
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 248
Quote:
Originally Posted by Maenad View Post
Exactly! I think you did a great job of rolling with the punches. The resilience to update plans based on new information is a skill you should be proud of.
+1. You have been able to do what you want with your time, that is what is important !
__________________
Give me a fish, I will eat for a day. Teach me to fish, I will eat for a lifetime.
pacergal is offline   Reply With Quote
Old 07-04-2017, 10:27 AM   #12
Thinks s/he gets paid by the post
Fedup's Avatar
 
Join Date: Mar 2014
Location: Southern Cal
Posts: 2,930
I told my kids I don't want to be a grandma yet until I'm 60, that's for sure give me plenty of margin to retire early at 55. In the mean time I was having fun playing with my niece's baby in my U.K. trip, a beautiful baby who I'm going to paint this summer, when I have some free time. So I got my fix after all without any derailing.
__________________
Fedup is offline   Reply With Quote
Old 07-04-2017, 10:31 AM   #13
Thinks s/he gets paid by the post
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 2,283
You experienced SOOMY. Sort Of One More Year.

__________________
JoeWras is offline   Reply With Quote
Old 07-04-2017, 08:17 PM   #14
Full time employment: Posting here.
 
Join Date: Jan 2007
Posts: 818
Quote:
Originally Posted by JoeWras View Post
You experienced SOOMY. Sort Of One More Year.

The ER-org acronym list will now have to be updated!
Save
Save
__________________
Kindest regards.
spncity is offline   Reply With Quote
Old 07-04-2017, 09:16 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Apr 2013
Posts: 5,279
Plan? What plan?
__________________
MRG is offline   Reply With Quote
Old 07-05-2017, 06:14 PM   #16
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,067
Quote:
Originally Posted by spncity View Post
Did you have a false start, or some back and forth when you ER'd?
A few years after I retired at 52 I stumbled into a nearby (3.4 miles) low-stress job that paid almost what I was making before I retired so I took that, intending to commit to one year as long as there were no unpleasant surprises and reassess yearly after that. I ended up staying for a bit over five years, then things went downhill. They downgraded the qualifications and the pay scale so I didn't go with the new contractor. Good thing too, because from what I heard conditions got real bad and I would have quit in a day or two. By "real bad" I mean violations of both federal and state labor laws - no breaks for meals or anything else because so many like me did not need to have a job and quit, leaving them short on staff. Clearly not tolerable conditions. I felt bad for the people who had to stay because they needed the money.

However, because of that job I was able to put off taking SS at 62 and instead took it at FRA of 66 and our savings/investments are higher so we are better off than we had planned on, in addition to being able to do some spending that we probably would not have otherwise done.

DW had wanted to continue working after we moved and she applied for several jobs and was interviewed for several but never got hired. We finally figured out that here you pretty much have to have an inside contact and because we were new to the area we didn't have that. In hindsight I'm surprised I was hired but perhaps they ran out of qualified applicants - it would be difficult for most people. Later when her father needed more and more assistance she was happy to not have to deal with that and a job too.
__________________
I heard the call to do nothing. So I answered it.
Walt34 is online now   Reply With Quote
Old 07-06-2017, 07:17 AM   #17
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 15,487
No major surprises here. Had sort of planned to do some consulting with my former employer but they never called me and I never chased them as I was enjoying my newfound freedom too much.

Stepped into guardian roles for my grandmother and my great-aunt and was thankful that I had the flexibility of time to do so. That's about it.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
pb4uski is online now   Reply With Quote
Old 07-06-2017, 07:53 AM   #18
Thinks s/he gets paid by the post
Senator's Avatar
 
Join Date: Feb 2014
Location: Eagan, MN
Posts: 2,730
Once I set the date, about 30 months out, it was set in stone. Then, after about 6 months after setting the date, I realized I could have gone sooner. I was saving 2x my gross pay, from my rental income.

But I stuck with the plan.
__________________
FIRE no later than 7/5/2016 at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!
Senator is offline   Reply With Quote
Old 07-06-2017, 01:26 PM   #19
Thinks s/he gets paid by the post
 
Join Date: Jun 2014
Posts: 1,218
No big surprises here either. I have lived all over the country and love where I have been the past 20 years. My DH is from here so did not want to leave either. We did downsize and that turned out great. One great thing is that after 7 months I was offered a chance to teach an online college class and I love it. Now 4 years later you could not pull it out of my cold, dead hands. I can do it from anywhere so it does not affect our ability to travel.
__________________
Teacher Terry is offline   Reply With Quote
Old 07-07-2017, 09:01 PM   #20
Thinks s/he gets paid by the post
Koolau's Avatar
 
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 3,188
Quote:
Originally Posted by kcowan View Post
If we let proximity to 5 grandkids influence our retirement, we would have missed 14 wonderful years of being free! But we fully understand how it impacts others.

And a plan is just something to measure how much you miss it by. In14 years, we have had 5 versions of the plan! Flexibility is what an interesting retirement is about.
Only 2 so far. Love the grand kids, but don't live our lives around them. Don't plan our travels around them. We get to see them once or twice a year and they are welcome to come visit US.

We know folks who are ready to pull up stakes of 35 years and move, sight unseen to a new area because that's where their kids are taking the grand kids. They drive 70 miles one way to provide free baby sitting so mom and dad can w*rk. The kids make a lot more than mom and dad. I understand some families are "close" but this just seems a bit much, but of course, YMMV.
__________________

__________________
Ko'olau's Law -

Anything which can be used can be misused. Anything which can be misused will be.
Koolau is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Rich? Yes. Financially literate? Not so much braumeister FIRE and Money 35 11-28-2015 05:29 AM
If not a professional, but getting paid, do I have to claim it? If yes, how? Fireup2020 FIRE and Money 5 03-09-2007 03:02 PM
Yes, Yes, That's What Happened, I Was Sleepwalking poboy Other topics 10 02-06-2007 08:05 PM
Re:  Yes, but. Nords Other topics 1 04-01-2004 11:19 AM
Yes Virginia There is a Santa Claus moguls Life after FIRE 9 12-09-2003 04:01 AM

 

 
All times are GMT -6. The time now is 02:02 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.