Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Your Most Meaningful Change?
Old 02-11-2014, 09:18 PM   #1
Recycles dryer sheets
ICNTR's Avatar
 
Join Date: Jul 2012
Posts: 79
Your Most Meaningful Change?

What is the most significant opportunity that FI or ER has provided you?
Maybe asked another way, how have you invested the rare opportunity of more free time and what returns have you received on those investments?

All responses are invited and appreciated but I am guessing that there are some that have found great pleasure and meaningful life rewards as a result of how they have decided to use their FI/ER. I would love to hear about those experiences.

Thanks
__________________

__________________
ICNTR is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-11-2014, 09:26 PM   #2
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Posts: 3,862
Way more Netflix movies and video games.
__________________

__________________
Animorph is offline   Reply With Quote
Old 02-11-2014, 09:43 PM   #3
Recycles dryer sheets
Louis2's Avatar
 
Join Date: Jan 2014
Posts: 54
I am trying to learn to volunteer. When young I was somewhat self-centered. When I had children, became family-centered. When the kids got older I became career-centered. Now I am trying to learn to be community-centered. I have been blessed and lucky, and I feel like I need to give back.

It sounds good on paper, but I'm finding the change to be slow. I am not a natural extrovert, so every first time volunteering task is hard for me. But it gets easier and I am committed to doing more over time.

ER has taken away my "not enough time" excuse!
__________________
I reserve the right to change my mind as I get smarter.
Louis2 is offline   Reply With Quote
Old 02-11-2014, 09:52 PM   #4
Recycles dryer sheets
ICNTR's Avatar
 
Join Date: Jul 2012
Posts: 79
I can relate. Thought I would volunteer a lot too but have not as of yet due to similar reservations. Sort of hoping to hear enough inspirational experiences on this thread to help get me started in one direction or another.
I ER'ed about 20 months ago but still enjoy do some occasional contract work amounting to about 14 hrs a week. I am starting to think that I may be using that as a poor excuse to not do something more meaningful.......hmmm..
__________________
ICNTR is offline   Reply With Quote
Old 02-12-2014, 04:56 AM   #5
Thinks s/he gets paid by the post
obgyn65's Avatar
 
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
I have already mentioned many meaningful life rewards that I will continue in retirement. Please feel free to use the google function on this site.

Quote:
Originally Posted by ICNTR View Post
What is the most significant opportunity that FI or ER has provided you?
Maybe asked another way, how have you invested the rare opportunity of more free time and what returns have you received on those investments?

All responses are invited and appreciated but I am guessing that there are some that have found great pleasure and meaningful life rewards as a result of how they have decided to use their FI/ER. I would love to hear about those experiences.

Thanks
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
obgyn65 is offline   Reply With Quote
Old 02-12-2014, 06:06 AM   #6
Full time employment: Posting here.
 
Join Date: Jul 2011
Posts: 571
Peace Corps which was a great experience but also taught me NGO and community organization skills. These skils continue to be helpfyl.

BTW, age is not an issue. Heath and perhaps other things may not allow a person to qualify for PC.
__________________
davef is offline   Reply With Quote
Old 02-12-2014, 07:35 AM   #7
Recycles dryer sheets
 
Join Date: Feb 2014
Posts: 158
Quote:
Originally Posted by ICNTR View Post
What is the most significant opportunity that FI or ER has provided you?
Maybe asked another way, how have you invested the rare opportunity of more free time and what returns have you received on those investments?

All responses are invited and appreciated but I am guessing that there are some that have found great pleasure and meaningful life rewards as a result of how they have decided to use their FI/ER. I would love to hear about those experiences.

Thanks
Have not yet retired...that is still 18 months away until we can break away from this high COL when our son no longer needs these great schools...But FI has been wonderful. It has allowed me to push back at work without fear of reprisal when I was asked to do something I felt was wrong. It allowed us to not worry too badly when DH's company was on the selling block, and going to be shut down if no buyer was found. 18 months of worry at FI level was bad enough...can't imagine going through that if we were not already pretty firmly on track to retire.

Early retirement is wonderful, but IMO the real goal is financial independence. Lets face it, ER is only made possible by FI. That is the message I am trying to get through to our kids, hoping it will make putting money in those Roths more meaningful.
__________________
InParadise is offline   Reply With Quote
Old 02-12-2014, 10:36 AM   #8
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,359
Quote:
Originally Posted by InParadise View Post
Have not yet retired...that is still 18 months away until we can break away from this high COL when our son no longer needs these great schools...But FI has been wonderful. It has allowed me to push back at work without fear of reprisal when I was asked to do something I felt was wrong. It allowed us to not worry too badly when DH's company was on the selling block, and going to be shut down if no buyer was found. 18 months of worry at FI level was bad enough...can't imagine going through that if we were not already pretty firmly on track to retire.

Early retirement is wonderful, but IMO the real goal is financial independence. Lets face it, ER is only made possible by FI. That is the message I am trying to get through to our kids, hoping it will make putting money in those Roths more meaningful.
+ 1

Once you realize that, if pushed, you'll just walk out that door and not come back, then things change mentally for you. The boss isn't such a jerk anymore. The co-workers are more tolerable. And you can relax a bit and have more fun at work.

I agree, FI is the real payoff.
__________________
MasterBlaster is offline   Reply With Quote
Old 02-12-2014, 11:30 AM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,676
Quote:
Originally Posted by ICNTR View Post
What is the most significant opportunity that FI or ER has provided you?
...
1) I used to invest somewhat haphazardly. I've had lots of time to do some research and come up with a methodology that is fairly unique. Always trying to find the efficient frontier (loosely speaking).
2) I've explored various artistic areas: drawing, oil painting, watercolor + sketching. It takes a long time to develop one's skills and I had many pieces that I tossed out after a time. Nowadays I'm doing almost exclusively plein air painting and sketching. My goal is just to do a very nice piece that other art types can appreciate.
3) More time to do sensible exercise routines. Running every other day, 5 miles in hilly terrain. Off days I try now to work in a walk or two per week.
4) Better eating habits. More time to think about the alternatives, but also more time to try snacks.
5) Getting the house and garden in shape. A constant work in progress.
6) Taking pot-shots at ReWahoo.
__________________
Lsbcal is online now   Reply With Quote
Old 02-12-2014, 11:33 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 5,326
We spent a week day at the Asian Art Museum to see the Maharaja Exhibit, including jewels and a silver carriage, on a free library pass, while our former co-workers were all working in their offices and cubicles.

We try to plan many activities like that now, but that was the first day I remember thinking that this lower overhead, semi-ER lifestyle was really going to be pretty cool.

I have read that spending money on experiences rather that stuff makes people happier, but I am having fun finding experiences that are interesting yet also free or inexpensive.
__________________
daylatedollarshort is offline   Reply With Quote
Old 02-12-2014, 01:00 PM   #11
Thinks s/he gets paid by the post
seraphim's Avatar
 
Join Date: Mar 2012
Posts: 1,492
I think the biggest gains have been non-tangible: more relaxed, no stress, happier, enjoy each moment a bit more, no worries ... and I think it's nicer being around me, now lol.
__________________
"Growing old is no excuse for growing up."
seraphim is offline   Reply With Quote
Old 02-12-2014, 02:04 PM   #12
Recycles dryer sheets
 
Join Date: Dec 2011
Location: Chicago area
Posts: 427
5 days after retiring my family moved aboard a sailboat and cruised the Bahamas for a year. ;-)

Besides that, I'm able to be very involved in my school aged children's lives and really have a relationship with them beyond an hour after work and a few hours on the weekends.

I'm also vigorously pursuing some of my lifelong interests that were put on hold because of career. I'm considering attending either bakery/pastry school or traditional boatbuilding school, in order to really build deep artisan skills in some area that I have a strong hobbyist interest.

But having lots of free time with DW in the middle of the day is the best reward!
__________________
AnIntentionalRoad is offline   Reply With Quote
Old 02-12-2014, 02:23 PM   #13
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,676
Quote:
Originally Posted by AnIntentionalRoad View Post
...
I'm considering attending either bakery/pastry school or traditional boatbuilding school, in order to really build deep artisan skills in some area that I have a strong hobbyist interest.
...
I would say go for it. Building up a skill set at your own pace can be very satisfying. Having some years to develop skills and not having to report to anyone can make the process fun too.
__________________
Lsbcal is online now   Reply With Quote
Old 02-12-2014, 02:30 PM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 7,885
I can buy groceries during an uncrowded weekday instead of battling the crowds during the weekend with all the suckers other folks
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
easysurfer is online now   Reply With Quote
Old 02-12-2014, 02:39 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 5,326
Quote:
Originally Posted by easysurfer View Post
I can buy groceries during an uncrowded weekday instead of battling the crowds during the weekend with all the suckers other folks
If you go to Trader Joe's it is best to go at nap time so you don't get run into by the customer in training carts. I narrowly missed a total cart wipe out this morning.
__________________
daylatedollarshort is offline   Reply With Quote
Old 02-12-2014, 03:23 PM   #16
Thinks s/he gets paid by the post
Major Tom's Avatar
 
Join Date: Nov 2009
Location: SF East Bay
Posts: 3,129
Quote:
Originally Posted by ICNTR View Post
I can relate. Thought I would volunteer a lot too but have not as of yet due to similar reservations. Sort of hoping to hear enough inspirational experiences on this thread to help get me started in one direction or another.
I can relate to this as well. After almost 5 years of not working, I have just started doing some very limited volunteer work. It only involves 4 hours a month, so doesn't represent much of a commitment. I thought about Peace Corps and toyed with the idea of volunteer work as a result of a vague urge to "help people" but have had to face the fact that I am not at all community-oriented. I can be very helpful and supportive to individuals with whom I am close but the community and team aspect of much volunteer work doesn't do it for me. What an awful confession - it makes me sound like a completely anti-social misanthrope (which I am not).

Quote:
Originally Posted by ICNTR View Post
I ER'ed about 20 months ago but still enjoy do some occasional contract work amounting to about 14 hrs a week. I am starting to think that I may be using that as a poor excuse to not do something more meaningful.......hmmm..
Perhaps your work is actually more meaningful to you than you are letting on? Only you know this, of course, but is it possible that instead of merely continuing your work because you can't think of anything else to do, there is some aspect of it that you find engrossing and satisfying?

There are worse things than continuing to work!
__________________
ER, for all intents and purposes. Part-time income <5% of annual expenditure.
Major Tom is offline   Reply With Quote
Old 02-12-2014, 03:56 PM   #17
Dryer sheet aficionado
 
Join Date: Apr 2010
Posts: 42
Quote:
Originally Posted by davef View Post
Peace Corps which was a great experience but also taught me NGO and community organization skills. These skils continue to be helpfyl.

BTW, age is not an issue. Heath and perhaps other things may not allow a person to qualify for PC.
Where did you serve? I was Peace Corps Cape Verde 96-98.
__________________
movaly1 is offline   Reply With Quote
Old 02-12-2014, 05:51 PM   #18
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,511
Quote:
Originally Posted by seraphim View Post
I think the biggest gains have been non-tangible: more relaxed, no stress, happier, enjoy each moment a bit more, no worries ... and I think it's nicer being around me, now lol.
Quote:
Originally Posted by easysurfer View Post
I can buy groceries during an uncrowded weekday instead of battling the crowds during the weekend with all the suckers other folks
Those. And my consumption of Excedrin dropped to zero.

That's enough for me.
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 02-12-2014, 08:38 PM   #19
Recycles dryer sheets
 
Join Date: Oct 2013
Posts: 281
DH and I have embraced the outdoors since we ER'd. We've always enjoyed hiking and biking, but we've kicked it up a big old notch now that we have more time to do so. We are currently in the midst of a wilderness training course that is sharpening our skills with regard to rock scrabbling, backpacking, snow traveling, snow backpacking, navigation and a lot more. Even though we are both in our 50's, we have exceeded the physical limits of our 40's and earlier, which feels absolutely amazing.

Going forward, the outdoors will continue to be our focus, with plans to become trained wilderness volunteers on behalf of our national park system. In the interim, we're newly involved with backpacking via the Sierra Club, and look forward to continuing both the new hobby and the association with the club.

I feel as excited about life, and what the future will bring to us, as I did when I first set out in my 20's.
__________________
RetiredAndFree is offline   Reply With Quote
Old 02-12-2014, 08:48 PM   #20
Recycles dryer sheets
ICNTR's Avatar
 
Join Date: Jul 2012
Posts: 79
RetiredandFree.....sounds great. I would love that. I recently did a thread about my "big adventure" plans for a three night river float trip living on what can be fished, gigged, or gathered. Also going to a free orienteering course being offered this Saturday. 4 hrs of classroom work then 4 mile hike through the woods!

Thanks to all for the responses. I also agree with those appreciating the small but significant things. Happier, less stress, sleep when I want and be able top plan such fun activities as those described by all of you.
__________________

__________________
ICNTR is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Meaningful Purpose BradMM Hi, I am... 63 06-08-2011 08:02 AM
If You Could Change One Thing About Your Personality, What Would You Change? haha Other topics 57 09-17-2009 02:10 PM
Looking to fine tune investments and the amount of meaningful work gryffindor Hi, I am... 4 04-06-2008 12:37 PM
Has there been any meaningful music since the 70's??? Howard Other topics 28 01-06-2006 10:50 PM

 

 
All times are GMT -6. The time now is 11:46 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.