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27, married and semi-obsessed with retiring early
Old 12-01-2005, 01:24 PM   #1
Dryer sheet wannabe
 
Join Date: Dec 2005
Posts: 12
I've found this forum a few months ago and have been avidly reading people's opinions.

Without getting into too much detail (althoug I will if I need to) I want to hear what your opinions are on saving for retirement or just killing off mortgage debt.

I purchased a duplex in 2003 inside the beltway in the DC area for 232k and it could probably now sell for 360+.

I would love to retire early, but I'm wondering about whether paying off the home would be better than maxing out all 401k/IRA options. Being (completely) out of debt excites me because of the freedom I'd have from a monthly noose around my neck and I'd feel more free to pursue a job I love more than a job that pays well.

I'm guessing that most answers will be that its up to my desire and financial situation, but I want to see if anyone has any strong feelings about it.
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