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azanon · 11-02-2006, 10:50 AM

Quote:

Originally Posted by Nords

It would seem wiser to insure one's gross worth rather than net worth. I don't think the plaintiff or the jury are going to care about a defendant's mortgage...

Good point.

azanon · 11-02-2006, 10:51 AM

Quote:

Originally Posted by FinanceDude

Dude, you gotta learn how to READ!! Where did I say it included HEALTH INSURANCE?? Maybe in your world, DI is health insurance.......... :

:

Why would it be foolish to carry more umbrella coverage than your net worth? I guess perhaps you're not as brilliant as you want us to believe............

And all your insurance cost you 250 a month. You really should stop. Disqualify yourself.

azanon · 11-02-2006, 10:54 AM

Quote:

Originally Posted by FinanceDude

Perfect logic. The first million is the most expensive in buying umbrella. The next million is usually HALF of the first million, and so on. I think of it as "pennies for thousands". If I get sued, the PI attorney is going to look for WHERE they can get MONEY. And I would rather have them beat on my insurance company than me.

BTW, Azanon, if you get a big judgement against you, and even if you file bankruptcy, the court will order restitution for you to pay for the rest of your life..............

All this in theory. I dont live in fear, and luck/fortunate is my best friend.

Yes the sky could fall tomorrow, i'll concede that. You keep worrying about it on my behalf... mmmk?

The insurance and warranty companies make billions a year on people fear's and you guys are biting hard, hook, line and sinker.

azanon · 11-02-2006, 10:55 AM

Quote:

Originally Posted by brewer12345

He doesn't have to worry about it. The purple unicorns won't let that happen to him.

I choose not to worry about it.

brewer12345 · 11-02-2006, 10:57 AM

Quote:

Originally Posted by Azanon

I choose not to worry about it.

Well then Bob's your uncle. And he rides a purple unicorn.

FinanceDude · 11-02-2006, 11:00 AM

Quote:

Originally Posted by Azanon

And all your insurance cost you 250 a month. You really should stop. Disqualify yourself.

That's right, you KNOW my whole financial situation, right? Maybe you need to shop for better rates........

azanon · 11-02-2006, 11:00 AM

Quote:

Originally Posted by brewer12345

Well then Bob's your uncle. And he rides a purple unicorn.

Whatever results in me enjoying life and not worrying about much of anything, is fine with me. The ends matters; the means is relatively irrelevant.

azanon · 11-02-2006, 11:01 AM

Quote:

Originally Posted by FinanceDude

That's right, you KNOW my whole financial situation, right? Maybe you need to shop for better rates........

I know what a full health insurance with a reputable company costs, yes exactly right. You're either have one equilivant to mine, or you dont. So your figures are wrong, or you lack a full health policy - either makes you look pretty ignorant, given your profession.

Property insurance? (or you rent?) isnt cheap either. 250 a month (total for all insurance) my ass.

FinanceDude · 11-02-2006, 11:03 AM

Quote:

Originally Posted by Azanon

Whatever results in me enjoying life and not worrying about much of anything, is fine with me. The ends matters; the means is relatively irrelevant.

Perhaps being critical of others is part of your world.........like the tin foil hat and the purple unicorns............

azanon · 11-02-2006, 11:04 AM

Quote:

Originally Posted by FinanceDude

Perhaps being critical of others is part of your world.........like the tin foil hat and the purple unicorns............

Forums aren't real to me. I see a monitor in front of me, and that's it. I turn it off, you disappear.

brewer12345 · 11-02-2006, 11:12 AM

Quote:

Originally Posted by Azanon

Whatever results in me enjoying life and not worrying about much of anything, is fine with me. The ends matters; the means is relatively irrelevant.

Oh, there is just so far I could run with this. But I will spare the mods some work.

Especially since others have picked up bats and joined me around the Az pinata.

azanon · 11-02-2006, 11:18 AM

Quote:

Originally Posted by brewer12345

Oh, there is just so far I could run with this. But I will spare the mods some work.

Especially since others have picked up bats and joined me around the Az pinata.

Me exposing you for the fool you are is hardly you swinging anything. You do most of the work for me. So does finance.

I want a decent challenge, you guys are too easy. Come back TH!

Patrick · 11-02-2006, 11:36 AM

Quote:

Originally Posted by Azanon

All this in theory. I dont live in fear, and luck/fortunate is my best friend.

Yes the sky could fall tomorrow, i'll concede that. You keep worrying about it on my behalf... mmmk?

The insurance and warranty companies make billions a year on people fear's and you guys are biting hard, hook, line and sinker.

The whole purpose of insurance is to spread risk. If you want to assume all the risk and go bare and wind up getting wiped out, well I guess that's your choice . . . :

azanon · 11-02-2006, 11:39 AM

Quote:

Originally Posted by Patrick

The whole purpose of insurance is to spread risk. If you want to assume all the risk and go bare and wind up getting wiped out, well I guess that's your choice . . . :

Ok i'm done with this one. People are just posting and not reading the thread, because twice now i've listed my many insurance policies.

brewer12345 · 11-02-2006, 11:49 AM

Quote:

Originally Posted by Azanon

Ok i'm done with this one. People are just posting and not reading the thread, because twice now i've listed my many insurance policies.

Yet you still appear to be unable to find your own butt with both hands and a flashlight. How strange. Perhaps the tinfoil hat is getting in the way?

Patrick · 11-02-2006, 11:57 AM

Quote:

Originally Posted by brewer12345

Yet you still appear to be unable to find your own butt with both hands and a flashlight. How strange. Perhaps the tinfoil hat is getting in the way?

Hey, Brewer, is this guy aka ***** from the other board?

brewer12345 · 11-02-2006, 12:02 PM

Quote:

Originally Posted by Patrick

Hey, Brewer, is this guy aka ***** from the other board?

No, I don't think so. H0suc wouldn't be able to shut up this long about SWRs and the global conspiracy following him around.

Az appears to be a sociopathic narcissist sorely in need of medifcation or, failing that, a comeuppance.

FinanceDude · 11-02-2006, 02:25 PM

Quote:

Originally Posted by Azanon

I know what a full health insurance with a reputable company costs, yes exactly right. You're either have one equilivant to mine, or you dont. So your figures are wrong, or you lack a full health policy - either makes you look pretty ignorant, given your profession.

Property insurance? (or you rent?) isnt cheap either. 250 a month (total for all insurance) my ass.

Again, I NEVER said FULL HEALTH INSURANCE..........I listed the policies and the total premium I pay for them. BTW, my wife works at a company that pays the entire cost of our health insurance.........so that's one way my costs are lower.

Man, just because YOUR belief isn't reality, doesn't mean I have to accept it. My car insurance (full coverage for 2 cars) is $1900 a year, but since neither of us has had an accident in 20 years, I get a payback check, which this year was $846.00. So my NET cost of car insurance is $1054 a year, leaving me about $2000 for a supplemental DI, $2 million in term life coverage, homeowners and a $5 million umbrella.

Do the math, it's no harder than connect-the-dots............

I forgot, the $1900 includes the homeowners............