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Re: Allocations for 20-30 somethings?
Old 08-17-2006, 10:01 AM   #21
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Re: Allocations for 20-30 somethings?

all right I'll play:

I'm 36 YO:

equity in residence* ** * * * * * * * * * ** * * * 29%
rented single family (fully owned)** ** * *31%
rented 2 family* * * * * * * * * * * * * * * * * * * * 8%
(partnership owned)
mmf* * * * * * * * * * * * * * * * * * * * * * * * * * * * *4%
sp500* * * * * * * * * * * * * * * * * * * * * * * ** ** 20%
bonds* * * * * * * * * * * * * * * * * * * * * * * * * * * 3%
other assets* * * * * * * * * * * * * * * * * * * * * * 5%

Kinda real estate heavy eh ?* What can I say, I'm still young, still working,
and still playing around with this stuff !

-Pan-
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Re: Allocations for 20-30 somethings?
Old 08-17-2006, 06:14 PM   #22
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Re: Allocations for 20-30 somethings?

Quote:
Originally Posted by Peter76

44.6% "Fixed Income"
9.0% Municipal ETFs
3.3% Closed-end Bond ETFs
2.6% Individual Corporate Bonds(junk and investment grade)
8.5% I-Bonds and Inflation-indexed treasury bond
21.2% Preferred stocks (too high...need to trim down)
Thanks for the audit, segfault.

Corrected allocation is above (added the preferred stock allocation)
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Re: Allocations for 20-30 somethings?
Old 08-17-2006, 07:14 PM   #23
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Re: Allocations for 20-30 somethings?

Quote:
Originally Posted by brewer12345
I am about:

8% non-US bonds
8% commodity futures
10% high grade US bonds and CDS
1 to 2% options and warrants
72 to 73% "other"
CDS?? In your PA?? How'd you manage that?
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Re: Allocations for 20-30 somethings?
Old 08-18-2006, 06:51 AM   #24
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Re: Allocations for 20-30 somethings?

Quote:
Originally Posted by 3 Yrs to Go
CDS?? In your PA??* How'd you manage that?
Heheh, chalk it up to bad typing: CDs, not CDS. Although there are some names I would have happily written 1 year protection on over the past year...
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Re: Allocations for 20-30 somethings?
Old 08-18-2006, 10:57 AM   #25
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Re: Allocations for 20-30 somethings?

Quote:
Originally Posted by Peter76
Thanks for the audit, segfault.
I also found another Costa Rican tree farm in my search:

http://www.fincaleola.com/index.php

They're pretty intriguing.
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Re: Allocations for 20-30 somethings?
Old 08-18-2006, 11:00 AM   #26
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Re: Allocations for 20-30 somethings?

Great, a private investment in a third world country with little or no regulation.

No thanks...
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Re: Allocations for 20-30 somethings?
Old 08-18-2006, 11:19 AM   #27
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Re: Allocations for 20-30 somethings?

I'm 34 years old.

I'm at 100% equities.

About 50% of my money is in mutual funds within 401ks (mostly index funds) I'm pretty heavily weighted towards large-caps (S&P500). I've started allocating new money to two international funds to diversify a little.

The rest of my money is invested in individual stocks that I listed here:

http://early-retirement.org/forums/i...p?topic=8977.0

I'm not much of a bond guy. That might change as I get older, but I think even then that I'd just look for equities with a high dividend yield. I'm currently getting 6-7% on the REITs I own, and the dividends seem reasonably safe (knock on wood). Unless those yields get hit, I just won't be interested in bonds.

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