Allocations for 20-30 somethings?

[brewer12345]

Great, a private investment in a third world country with little or no regulation.

No thanks...

 

[Hamlet]

I'm 34 years old.

I'm at 100% equities.

About 50% of my money is in mutual funds within 401ks (mostly index funds) I'm pretty heavily weighted towards large-caps (S&P500). I've started allocating new money to two international funds to diversify a little.

The rest of my money is invested in individual stocks that I listed here:

http://early-retirement.org/forums/index.php?topic=8977.0

I'm not much of a bond guy. That might change as I get older, but I think even then that I'd just look for equities with a high dividend yield. I'm currently getting 6-7% on the REITs I own, and the dividends seem reasonably safe (knock on wood). Unless those yields get hit, I just won't be interested in bonds.