figner
Recycles dryer sheets
Do most others max out at $15.5K and then open some sort of IRA? Or just stop contributing and enjoy the "raise"?
IRA (possibly non-deductible due to having an employer retirement plan), Roth IRA, or taxable accounts are all reasonable options once the 401K is maxed out. I contribute to 401K, Roth, and then taxable. Just because it's not called a retirement account doesn't mean it can't be for retirement...