Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Blowing the chance to ER
Old 07-19-2006, 05:07 PM   #1
Thinks s/he gets paid by the post
Helen's Avatar
 
Join Date: Oct 2004
Location: Portland
Posts: 1,351
Blowing the chance to ER

Does anyone else have dreams where they make a stupid financial decision and blow the chance to ER ?

Last night I dreamt that I left my Government job for a private industry job for less money and then was laid off. A month ago I dreamt I bought a new house then realized I had blown my ability to ER.

I think these nightmares are replacing my college nightmare - the one where I have a final exam I haven't studied for and can't find the classroom and yada yada yada ...

Less than seven years to go and all I have to do is stick with the plan.
__________________

__________________
Helen is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Blowing the chance to ER
Old 07-19-2006, 06:34 PM   #2
Full time employment: Posting here.
Arif's Avatar
 
Join Date: Jun 2005
Posts: 761
Re: Blowing the chance to ER

At least you can wake up from that dream nightmare. There are a lot of boomers that wish what they were living through was a dream.
__________________

__________________
You take the blue pill - the story ends, you wake up in your bed and believe whatever you want to believe. You take the red pill - you stay in Wonderland and I show you how deep the rabbit-hole goes.
Arif is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-19-2006, 07:19 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2004
Posts: 11,615
Re: Blowing the chance to ER

Nope, no terrible dreams about ER being trashed. I remember very few of my dreams unless I make a special effort to think about it just as I wake up.

Last night I dreamt that I ate a five pound marshmallow. When I woke up, my pillow was gone.

__________________
"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-19-2006, 08:47 PM   #4
Recycles dryer sheets
poboy's Avatar
 
Join Date: Jan 2006
Posts: 362
Re: Blowing the chance to ER

My recurring nightmare is the four kids, (with their families) all show up and declare they have decided to move back home. I wake up screaming.
__________________
Fat, drunk, and stupid is no way to go through life, son.
poboy is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-19-2006, 08:53 PM   #5
Thinks s/he gets paid by the post
Helen's Avatar
 
Join Date: Oct 2004
Location: Portland
Posts: 1,351
Re: Blowing the chance to ER

Quote:
Originally Posted by poboy
My recurring nightmare is the four kids, (with their families) all show up and declare they have decided to move back home.* I wake up screaming.
That has happened to three of my coworkers. In each case, they are raising three of their Grandchildren - yikes !!!!
__________________
Helen is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-19-2006, 08:58 PM   #6
Thinks s/he gets paid by the post
73ss454's Avatar
 
Join Date: Oct 2004
Location: LaLa Land
Posts: 4,378
Re: Blowing the chance to ER

I have a 65 year old friend who had to adopt 2 grand children because of a daughter in drug rehab. They have no idea who the fathers are.

I know I would do the same thing if I had to.

It gives me the chill's.
__________________
Work is something you do to get enough $ so you don't have to....Me.
73ss454 is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-20-2006, 11:54 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Blowing the chance to ER

All I get are dreams about one of my ex girlfriends showing up at my house, and they always bring their dang sisters...

It'd be fun to have a dream about screwing up my finances, just to break up the monotony...
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-20-2006, 05:19 PM   #8
Dryer sheet aficionado
 
Join Date: Jan 2006
Posts: 44
Re: Blowing the chance to ER

Quote:
Originally Posted by Helen
Less than seven years to go and all I have to do is stick with the plan.
This statement says it all. I have 10 years to worry about how I may eventually mess my plan up.

__________________
elroy is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-20-2006, 08:54 PM   #9
Recycles dryer sheets
just_hatched's Avatar
 
Join Date: Sep 2005
Posts: 90
Re: Blowing the chance to ER

Quote:
Originally Posted by Helen
Does anyone else have dreams where they make a stupid financial decision and blow the chance to ER ?
"Was it a dream where you see yourself standing in sort of sun-god robes on a pyramid with a thousand naked women screaming and throwing little pickles at you?"

"Why am I the only one who has that dream?"

- movie "Real Genius", 1985

__________________
just_hatched is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 05:26 AM   #10
Full time employment: Posting here.
flipstress's Avatar
 
Join Date: Jun 2004
Posts: 537
Re: Blowing the chance to ER

Quote:
Originally Posted by Helen
Does anyone else have dreams where they make a stupid financial decision and blow the chance to ER ?
Dreams:* no.*

Daydreams/fantasies: yes - actually went looking at expensive,* new condo units; nice, luxurious, very tempting but too much for me (priced 5 times my gross income, ~$200 monthly fees, plus killer property taxes).
My temporary solution to condo lust:* lots of mulch (I am a reluctant gardener.)

Quote:
Originally Posted by samclem
Last night I dreamt that I ate a five pound marshmallow. When I woke up, my pillow was gone.
__________________
flipstress is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 10:21 AM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Ed_The_Gypsy's Avatar
 
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,293
Re: Blowing the chance to ER

Helen,

I have already made stupid financial decisions and blown ER. I am only looking at our survival now.

Ed
__________________
my bumpersticker:
"I am not in a hurry.
I am retired.
And I don't care how big your truck is."
Ed_The_Gypsy is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 01:38 PM   #12
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,914
Re: Blowing the chance to ER

Quote:
Originally Posted by 73ss454
I have a 65 year old friend who had to adopt 2 grand children because of a daughter in drug rehab.* They have no idea who the fathers are.

I know I would do the same thing if I had to.*

It gives me the chill's.
What is done, is done, but she could have entered into a foster care agreement (where the State would have helped with the cost) and court ordered custody (so their mother won't be able to snatch them back). I hope she won't need to work to support the children as well as care for them.

Raising children isn't what most of us plan in retirement. This is one of the best reasons to assure that our kids don't use drugs.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 01:51 PM   #13
Thinks s/he gets paid by the post
Bimmerbill's Avatar
 
Join Date: Jan 2006
Posts: 1,631
Re: Blowing the chance to ER

Well, if I stay with my current employer I am guaranteed an early retirement at age 57 with no reduction in federal benefits. I just have to stay in the national guard. Which probably means at least 3 mobilizations over the next 17 years.

But I am going to take the new job offered to me. It doesn't require military membership but I will have to work to age 60, or retire at age 56 with reductions in bennies.

So, I guess I am blowing ER by 3 years...
__________________
Bimmerbill is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 02:44 PM   #14
Full time employment: Posting here.
Alex's Avatar
 
Join Date: May 2006
Posts: 696
Re: Blowing the chance to ER

to me it sounds like you are a little bit obssessed with FIRE. Are you? If so, stop worrying and start living. Just because work is a means to an end, doesn't mean you can't enjoy it. Try to have more fun at work and live in the present moment as often as possible.
__________________
Oh, you hate your job? Why didn't you say so? There's a support group for that. It's called EVERYBODY, and they meet at the bar.--Drew Carey
Alex is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 06:55 PM   #15
Dryer sheet wannabe
 
Join Date: Jul 2006
Posts: 13
Re: Blowing the chance to ER

The problem is your focusing on the things in life that don't really matter. When I was a kid I had hopes and dreams. We all did. But over time, the daily grind gets in the way and you miss the things that really matter, even though they are right in front of you, staring you in the face. I think the next time you should ask yourself "Am I on the right track here?". I don't mean to be rude but people like you I really pity. So maybe you could use the few brain cells you have and take advantage of the knowledge I have given you now. Good luck.
__________________
jaredfogle is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-21-2006, 07:51 PM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2004
Posts: 11,615
Re: Blowing the chance to ER

Quote:
Originally Posted by jaredfogle
I don't mean to be rude but people like you I really pity. So maybe you could use the few brain cells you have and take advantage of the knowledge I have given you now. Good luck.
1) Who are you addressing?
2) Why are you being so rude about it, especially if you "don't mean to be"?
__________________
"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-28-2006, 05:41 PM   #17
Thinks s/he gets paid by the post
BunsGettingFirm's Avatar
 
Join Date: Jan 2004
Posts: 1,502
Re: Blowing the chance to ER

Quote:
Originally Posted by Cute Fuzzy Bunny
All I get are dreams about one of my ex girlfriends showing up at my house, and they always bring their dang sisters...

It'd be fun to have a dream about screwing up my finances, just to break up the monotony...

Why is this a nightmare? Unless they are also dragging their illegitimate kids, then turn on the hot tub!
__________________
Got retiree health care through your company? What if the company goes bankrupt? Retire and go RVing full time? RVs are not structurally sound. You'll die in a fiery crash. Retire and live overseas? What if you die? Aren't you worried about your body? No, I don't think I will be able to seeing how I am dead.
BunsGettingFirm is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-28-2006, 05:51 PM   #18
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,117
Re: Blowing the chance to ER

Quote:
Originally Posted by BunsOfVeal

Why is this a nightmare? Unless they are also dragging their illegitimate kids, then turn on the hot tub!
Nightmare? Hot tub? Oh yeah...
http://early-retirement.org/forums/i...8694#msg158694

__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Re: Blowing the chance to ER
Old 07-29-2006, 11:02 AM   #19
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Blowing the chance to ER

Christ...stop doing that!

I didnt say they were nightmares...

Although I must say its been quite a conundrum trying to figure out what to do with the sisters...they're sort of crimping my action...maybe in the next dream i'll send them out for pizza...
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Blowing the chance to ER
Old 08-10-2006, 08:54 AM   #20
Recycles dryer sheets
 
Join Date: Aug 2004
Posts: 74
Re: Blowing the chance to ER

I don't have literal dreams of this, but I do worry when I make big decisions. For example, I just started a new job, leaving a company I was at for 6 years. It was more or less a lateral move, but the hope is I'll enjoy the work more and hopefully the upside is better. I'm 28 and my calculations say I should be comfortably FI by 37. I could have stayed "safe" for another 9 years, but I was very bored. My biggest nemesis regarding FIRE is myself. I get restless and want a change. This is the first lateral move I've made, so I'm hoping it pans out. I'm hoping the "hang in there" mentality will get stronger as I get closer to the finish line and I can bear the boredom.
__________________

__________________
dunc0029 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
"Exceptional costs of exceptional kids" (or: blowing your retirement on a cello) S Young Dreamers 69 02-11-2008 10:51 AM
Chance to Make a Difference............:) FinanceDude Other topics 16 02-23-2007 05:02 PM
Should we allow Iraqis a chance to come to the US? wildcat Other topics 6 02-16-2007 07:07 PM
MOVED: Re: Blowing the chance to ER Cut-Throat Young Dreamers 0 07-21-2006 08:20 PM

 

 
All times are GMT -6. The time now is 07:39 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.