Re: Citibank Dividend Cards
We have two citibank cards (well, one citibank branded and one at&t mastercard thats owned by citibank and has the same terms) and a discover rewards card. When one citibank card fills up, we use the other.
Get one of the citibank non-citibank branded cards, like the at&t universal rewards card. You dont have to wait at all.
The at&t card is sort of funky in that it also has a calling card number on it. Never used it in the 15 or so years I've had it though.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.