Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: Curious About Net Worth % Growth YOY
Old 08-06-2006, 11:48 AM   #21
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,617
Re: Curious About Net Worth % Growth YOY

Quote:
Originally Posted by 3 Yrs to Go
My mistake.* *The 5-yr CAGR is actually 61% or (1+0.61)^5 for a ~10x increase.
Phew, what a relief, I was concerned that you might be into something risky or volatile!

Quote:
Originally Posted by 3 Yrs to Go
But that is most certainly not my investment return. The OP asked about NW growth, which is ROI +/- savings. My 5-yr ROI is something in the neighborhood of 8%. The balance reflects new contributions to the portfolio. My 2006-2007 forecast of ~21% only includes an expected portfolio return of 5%.
I'm not a stickler for accounting definitions, especially not on this board, but the Beardstown Ladies caused a world of hurt & confusion by blowing off accidentally omitting additional contributions. I'd think that comparing CAGRs to CAGRs would be limited to just the growth of the original investment.

http://www.investopedia.com/terms/c/cagr.asp
__________________

__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Curious About Net Worth % Growth YOY
Old 08-06-2006, 12:29 PM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Gone4Good's Avatar
 
Join Date: Sep 2005
Posts: 5,381
Re: Curious About Net Worth % Growth YOY

Quote:
Originally Posted by Nords
I'd think that comparing CAGRs to CAGRs would be limited to just the growth of the original investment.
I understand the confusion, but I'm not sure I agree with the definition.* CAGR is just a growth rate . . . GDP grew at a compound annual growth rate of 3% over the past 10 years, Toyota's North American Sales increased by a CAGR of ??, etc..* ROI specifically references return on investment, CAGR measures the rate of growth regardless of source. I didn't take the OP to mean ROI but rather growth in NW from all sources.

Just semantics, in any event.
__________________

__________________
Retired early, traveling perpetually.
Gone4Good is offline   Reply With Quote
Re: Curious About Net Worth % Growth YOY
Old 08-06-2006, 12:32 PM   #23
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,617
Re: Curious About Net Worth % Growth YOY

Quote:
Originally Posted by 3 Yrs to Go
Just semantics, in any event.
Par for the course on a board that can't agree on a definition of net worth...
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Re: Curious About Net Worth % Growth YOY
Old 08-06-2006, 04:36 PM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
kcowan's Avatar
 
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 5,725
Send a message via Skype™ to kcowan
Re: Curious About Net Worth % Growth YOY

Since retiring in August 2002. and depending on portfolio performance for supplementing pensions, we have achieved the following results:
2003 - 24.94%
2004 - (5.52%)
2005 - 10.95%
2006 - 5.16% YTD

So I guess the ROI for the first 3 years would be close to 6.5%?
__________________
For the fun of it...Keith
kcowan is offline   Reply With Quote
Re: Curious About Net Worth % Growth YOY
Old 08-07-2006, 12:09 AM   #25
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 1,152
Re: Curious About Net Worth % Growth YOY

Here is my portfolio growth -- counting contributions, of course. The amount I had saved as of Jan 1, 2000, was well above my gross annual salary then or now.

2000: 58.3%
2001: 13.7%
2002: 17.5%
2003: 56.4%
2004: 30.8%
2005: 20.0%
2006: up 11.7% so far in 7.25 months

Kramer
__________________
kramer is online now   Reply With Quote
Re: Curious About Net Worth % Growth YOY
Old 08-07-2006, 05:40 PM   #26
Recycles dryer sheets
 
Join Date: May 2006
Posts: 442
Re: Curious About Net Worth % Growth YOY

OK, I'll bite here. We are in our mid 40s.
At the end of 1990 my NW was 150K. At the end of 2005 my NW was 2M.
This works out to a growth rate of about 19%.
Some years were better than other years. The year 2000 had no NW growth.
Over the 15 years: The value of our house went 2.5x. Our salary(s) went 3.3x.
__________________

__________________
dmpi is offline   Reply With Quote
Reply

Tags
net worth


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
net worth spreadsheet Martha FIRE and Money 26 07-31-2005 10:09 PM
Net Worth by Age Anon FIRE and Money 18 09-14-2004 05:34 PM
Net worth sunrunner4@hotmail.com Life after FIRE 23 08-11-2004 12:23 PM
Updated Net Worth Figures - How Do You Rate? intercst Other topics 0 01-22-2003 07:00 PM

 

 
All times are GMT -6. The time now is 09:44 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.