Hi everyone! I am new to this forum. I am 43 years old and I dream of retiring everyday. Can I do it? Probably not right now, but would love to by age 55. I have a home that it is paid off, a second home in another state that is also paid for. We are set in vehicles for a while. Between my husband and I (who is 7 years older than I) we have approximately $800k in 401k and IRAs, 200k in a whole life policy, 200k in an annuity, and 400k in personal savings. We max out our 401ks and IRAs every year and are always looking for another investment tool to sock money away for retirement. I figure we need about $100k/year during retirement, at least for the first 15 years. We have been married 18 years and do not have any children, nor plan to have any. We also do not have any debt. However, our taxes, insurance and HOA fees are high...together on both home we pay about $3,100/month. We do not intend to sell either home in the near future. Our income level in the future will not be at the level that it has been the past 5 years as we have a business that is in decline. However, it will likely still render us $200k per year working full time. When can we retire?