Finally Started my Journey to FIRE 28 yr old
I finally started my journey to FIRE! I started my Roth IRA this past year for 2015. However my job does not offer 401k, so wanted a few inputs on how to invest additional monies.
28 yrs old, Married
Free Medical Insurance via Job (No need for HSA)
No self employment income (Although maybe I could look for a side job in the future for a possible self employment IRA)
Paid off school loans
120K Mortgage left @ 3.5%
20k Car debt left @ 1.9%
My wife was suppose to star working as a teacher this past year, but we decided that she was going back to school for a nursing career, so hopefully if all goes great she should start working in 24 months from May and we can her salary to my current income.
So what would be the best way to invest more income after Roth IRA?
I was thinking:
After Tax Brokerage Account
Im only paying 3.5% on Mortgage so I would think paying off the mortgage early would not be the best option
Thanks for any input!