eyeonFI
Recycles dryer sheets
- Joined
- Mar 21, 2005
- Messages
- 105
Hi everyone,
My benefits open enrollment period is about to end, and I'm trying to decide if I should sign up for prescription coverage or not. I've signed up for medical and dental, but the prescription coverage is an extra $400/year with the lowest co-payment for anything being $15 for up to 45 days worth of drugs (for some things the co-pays are $30 or more). I'm 34, single, healthy, and don't currently take any drugs on a regular basis. The last time I needed a prescription was in 1999 for some generic painkillers (broke a knee).
So, I'm tempted to keep my $400 this year (I can always opt in next year). Any thoughts? Does going without the coverage sound foolish?
Thanks.
My benefits open enrollment period is about to end, and I'm trying to decide if I should sign up for prescription coverage or not. I've signed up for medical and dental, but the prescription coverage is an extra $400/year with the lowest co-payment for anything being $15 for up to 45 days worth of drugs (for some things the co-pays are $30 or more). I'm 34, single, healthy, and don't currently take any drugs on a regular basis. The last time I needed a prescription was in 1999 for some generic painkillers (broke a knee).
So, I'm tempted to keep my $400 this year (I can always opt in next year). Any thoughts? Does going without the coverage sound foolish?
Thanks.