Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Going to grad school - would you adjust your portfolio?
Old 04-04-2007, 02:19 PM   #1
Thinks s/he gets paid by the post
Join Date: Aug 2004
Location: Houston
Posts: 1,406
Going to grad school - would you adjust your portfolio?

I'm headed to grad school this fall (MBA) and this means I'll be without any salary for 9 months, but I'll continue to have my normal living expenses. On the plus side, tuition has been taken care of, so I won't have to budget anything for that (beyond texbooks).

Other than building up a cash reserve to get through the next year, would you do anythind different with your portfolio during this time (expected 2 years to complete the program). Would you shift to more or less risky equities? Would you adjust your asset allocation to include more bonds? Would you hold more investments that produce current income (REITs, bonds, etc.) in a taxable account since your tax bracket will be low for the next 2 years?

soupcxan is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Going to grad school - would you adjust your portfolio?
Old 04-04-2007, 02:23 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
Join Date: Mar 2003
Posts: 15,910
Re: Going to grad school - would you adjust your portfolio?

Prolly not with twiddling with it at this point, so long as you have your expected cash needs taken care of. Besides, you might want to change your port after taking a few graduate finance courses.

"Neither my companion or I carry firearms on our persons. We depend on the goodwill of our fellow man and the forbearance of reptiles."

- English Bob
brewer12345 is offline   Reply With Quote
Re: Going to grad school - would you adjust your portfolio?
Old 04-05-2007, 09:48 AM   #3
Recycles dryer sheets
Lagniappe's Avatar
Join Date: Mar 2006
Posts: 174
Re: Going to grad school - would you adjust your portfolio?

Went through same questions went I went to grad school (seems like yesterday, but over ten years ago). Ended up leaving everything the same, just turning off the automatic monthly investments while I had no income. It just wasn't worth the time and effort. You'll be very consumed in classes, study groups, etc., and you may even learn a few things about your portfolio (which you can put into action the summer after you graduate).

Lagniappe is online now   Reply With Quote
Re: Going to grad school - would you adjust your portfolio?
Old 04-05-2007, 01:17 PM   #4
Full time employment: Posting here.
Sandy's Avatar
Join Date: Dec 2006
Location: Florida
Posts: 855
Re: Going to grad school - would you adjust your portfolio?

A word of warning on applying what you know. Classes may make you think that you can outsmart and out analyze the market and individual stocks. Keep reading this board for a reality check. If you bring up in class the types of analyses you hear here, (low cost indexes) be ready for push back.

As has been said, if you are comfortable with your current investments, and have the 2 years needed cash, leave them alone.

I would not have anyone adopt my mode of living...but I would have each one be very careful to find out and pursue his own way, and not his father's or his mother's or his neighbor's instead. Thoreau, Walden
Sandy is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
School me on schools justin Other topics 26 04-03-2007 06:15 PM
SWR - Amortize your portfolio RgrGd FIRE and Money 5 03-28-2007 10:29 AM
Public, private, homeschool, or no school? Nords Other topics 33 12-15-2005 09:23 AM
Conservative distribution phase portfolio peteyperson FIRE and Money 13 03-22-2005 06:48 AM
Volatility in your Portfolio ESRBob FIRE and Money 5 03-03-2005 09:09 AM


All times are GMT -6. The time now is 07:06 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.