Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Goosebumps
Old 01-05-2007, 11:00 AM   #1
Dryer sheet aficionado
 
Join Date: Sep 2005
Posts: 42
Goosebumps

It's been an interesting month for my family. We have 2 different friends who have fallen behind on their mortgages and one of the homes is being foreclosed, while the other couple is praying theirs sells quickly. We anonymously sent them Grocery Store gift cards to help out, they have no savings whatsoever and one couple has 5 kids.

My wife and I have been working our plan for a couple of years now. My wife just sent me an e-mail with the following commenting on my obsessive number crunching:


"I actually think it's "cute" the way you run numbers (in the legal
running numbers kinda way). I like that you've got the knack for saving
and working our finances the way you do. You truly make it possible for
us to do so many of the wonderful things we can. I can sleep at night
because I know you've got us taken care of and we're not going to end up
out on the street or taking hand outs because we need it to survive.
THANK YOU!"

Gave me goosebumps. A lot of our good fortune is luck and our parents values instilled in us, but a lot of it is sacrifice and hard work. I'm not one to brag or feel excessive pride in owning the right clothes or car, but I feel immense pride and truly blessed knowing that my family is taken care of for now (who knows what tomorrow brings). There really is a lot to be said for LBYM, preparing for the future, and learning to delay(some, not all) gratification until you can truly afford it. Thanks to many of you for giving me great ideas on living/saving/investing over the past year or so.

Now Nords, if I can lose a few pounds so I won't sink the surfboard, and learn to surf all will be perfect

Mudd

__________________

__________________
Mudd is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Goosebumps
Old 01-05-2007, 11:23 AM   #2
Thinks s/he gets paid by the post
SecondCor521's Avatar
 
Join Date: Jun 2006
Location: Boise
Posts: 2,401
Re: Goosebumps

I am glad for you that your wife appreciates your LBYM and planning. I hope you appreciate her as well for her good qualities.

2Cor521
__________________

__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
SecondCor521 is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 11:34 AM   #3
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,616
Re: Goosebumps

Quote:
Originally Posted by Mudd
Now Nords, if I can lose a few pounds so I won't sink the surfboard, and learn to surf all will be perfect
Dude, as Buffalo Keaulana would say, you don't need to lose weight-- you just need to buy a bigger longboard.
Attached Images
File Type: jpg Buffalo Keaulana.jpg (28.4 KB, 10 views)
Attached Files
File Type: jpg_thumb Buffalo Keaulana.jpg_thumb (33.8 KB, 0 views)
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 11:54 AM   #4
Full time employment: Posting here.
bow-tie's Avatar
 
Join Date: Mar 2004
Posts: 687
Re: Goosebumps

Well done Mudd.

Remember that an important aspect for her sake is to make sure she has at least some understanding of how you got there and how you want to proceed. I try to do the same with DW. If I get hit by a bus, I don't want her flying blind...
__________________
Diggin' my way to financial freedom, one buck-at-a-time
bow-tie is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 12:08 PM   #5
Recycles dryer sheets
 
Join Date: Feb 2006
Posts: 403
Re: Goosebumps

You're a lucky guy Mudd...
__________________
macdaddy is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 12:42 PM   #6
Dryer sheet aficionado
 
Join Date: Sep 2005
Posts: 42
Re: Goosebumps

Bow-tie - Yep we've gone through everything for the hit by bus scenario.

She knows where all the documents are, she knows why were invested the way we are, and she knows she has to wait until after the funeral to start dating George Clooney or Brad Pitt.

Second-Cor- I appreciate her very much. Besides for her lack in taste in men, she's a wonderful person.

Nords- At 245 lbs. I would probably just stand up in a dinghy and call it surfing. Seriously I've never wanted to sky dive or do anything height related, but surfing has always been on my to do in my lifetime list. In fact I used to watch Baywatch in college, JUST for the surfing scenes !
__________________
Mudd is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 01:02 PM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2004
Posts: 11,615
Re: Goosebumps

Just so everyone knows--the "cheat sheet" I have put away for my wife includes intructions for accessing this board, and a rundown of a few of the regulars here who she should trust for solid advice. Obviously, this is just part of a larger package for her use, but the community here is a great resource, and one that I feel could be a big help to her in her time of delirious celebration confusion.

Has anybody else left a similar note in a bottle?
__________________
"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 01:20 PM   #8
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,074
Re: Goosebumps

Quote:
Originally Posted by samclem
Just so everyone knows--the "cheat sheet" I have put away for my wife includes intructions for accessing this board, and a rundown of a few of the regulars here who she should trust for solid advice.

Has anybody else left a similar note in a bottle?
Yes, but knowing DW's disdain for using a computer I don't see her ever getting involved on the board. So I left her instructions on how to log in and asked that she tell ******, *** and ********** *** to $#!% off everyone what happened to me.

__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 01:36 PM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Re: Goosebumps

Quote:
Originally Posted by samclem
Just so everyone knows--the "cheat sheet" I have put away for my wife includes intructions for accessing this board, and a rundown of a few of the regulars here who she should trust for solid advice. Obviously, this is just part of a larger package for her use, but the community here is a great resource, and one that I feel could be a big help to her in her time of delirious celebration confusion.

Has anybody else left a similar note in a bottle?
That's actually a really, really good idea. I have simple instructions, but adding the board info is probably a good idea.
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 02:11 PM   #10
Full time employment: Posting here.
sailor's Avatar
 
Join Date: May 2005
Location: Atlanta suburbs
Posts: 881
Re: Goosebumps

Quote:
Originally Posted by samclem
Has anybody else left a similar note in a bottle?
Yup. Excerpt from my "when I croak letter":

Who to notify in addition to family & friends:
...
2. ER Forum, sailor/***** http://early-retirement.org/forums/ I would also trust
(collectively, not a single member) them with financial advice about what to do with
the money. After the life is less hectic and you got a hold of both life insurance
money and Social Security survivor benefits, if you could donate $1k to support this
forum that would be great.
...
__________________
sailor is offline   Reply With Quote
Re: Goosebumps
Old 01-05-2007, 08:03 PM   #11
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,616
Re: Goosebumps

Quote:
Originally Posted by Mudd
Nords- At 245 lbs. I would probably just stand up in a dinghy and call it surfing. Seriously I've never wanted to sky dive or do anything height related, but surfing has always been on my to do in my lifetime list. In fact I used to watch Baywatch in college, JUST for the surfing scenes !
Well, for Buffalo's "Big Boy" surfing contest you'd have to gain five pounds to meet the minimum requirements.

I'd recommend starting out with anything 11' or longer, about 23-25" at its widest and probably 3-3.5" thick. If the waves are 4-6 feet then you'd do fine on a 10-footer. And if they get bigger than that you might even step down to a 9'6" like some locals I see at White Plains Beach.

I tried to ride a 6'10" in 10-12 foot waves but I quickly realized, as I peered over the lip into the abyss, that I'm a wimp.

There is a guy at White Plains who surfs his one-seater kayak in the six-footers, but he also (wisely) wears a helmet.
__________________

__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 06:34 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.