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How distant is your FIRE date?
Old 08-27-2007, 02:03 PM   #1
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How distant is your FIRE date?

I find myself wondering if anyone has a FIRE date further in the future than me.

My FIRE date (as of yesterday's calculations) is October 26, 2022.

What's yours?

2Cor521

P.S. -- If I may express a preference, I would like to hear mainly from those who are not yet FIRE'd and have done at least some rudimentary calculations based on their own data.
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Old 08-27-2007, 02:09 PM   #2
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March 2011.

I just read your P.S.. Not sure I'm still qualified to answer. I did not do any rudimentary calculations. My calcs are extensively detailed.
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Old 08-27-2007, 02:14 PM   #3
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It's when I hit 40, or sometime thereabouts. That's my goal, although in reality it's when I think I can sustain a 4% or better SWR. It should happen when I'm 40, but anything can happen between now and then.
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Old 08-27-2007, 02:17 PM   #4
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May of 2025. My wife and I will both be 45 and happily retired on a beach in San Diego.
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Old 08-27-2007, 02:18 PM   #5
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Aiming for 2012. I will be 55.
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Old 08-27-2007, 02:20 PM   #6
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Quote:
Originally Posted by Sam View Post
March 2011.

I just read your P.S.. Not sure I'm still qualified to answer. I did not do any rudimentary calculations. My calcs are extensively detailed.
My PS was intended to rule out folks who say "Well, I'd like to retire when I'm 55" or "I'm hoping to retire early" and have not run the numbers for themselves. I'm looking for folks who have put their actual retirement balances into a web calculator or who have their own Excel spreadsheet or done calculations on an envelope, but I don't mean to establish any minimum complexity level for their calculations. Personally, I have an Excel spreadsheet that goes out to about 2045 and has a couple dozen different columns of data.

Mainly I just want to see if I'm the biggest loser on this site ;-).

2Cor521
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Old 08-27-2007, 02:32 PM   #7
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July 31, 2010, give or take 8 months if the unexpected interferes. It would take something on the order of another Katrina or a devastating stock market collapse to delay things past that date, though.

It's not as far in the future as yours, but then I am in my late 50's already.
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Old 08-27-2007, 02:42 PM   #8
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Two answers:
DH will quit when he turns 50, in 2012. Geezer!
I will quit in another 5 years, in 2017 (I'll be 47 then).
If we have more money than I've calculated, then I'll quit sooner.

2Cor, when you are talking to this crowd, you gotta remember that this place is like a 12-step for spreadsheet addicts!
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Old 08-27-2007, 02:47 PM   #9
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2Cor, when you are talking to this crowd, you gotta remember that this place is like a 12-step for spreadsheet addicts!
Sarah
It sure is!!
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Old 08-27-2007, 02:58 PM   #10
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November 21, 2019...my birthday present to myself.....I will be 45.
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Old 08-27-2007, 03:16 PM   #11
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December, 2010 -- give or take a few months.
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Old 08-27-2007, 03:39 PM   #12
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December 2017 as of my latest calculations (I'll be 50 and DW will be 48. There are a lot of variables in my spreadsheet so I'll be shocked if this turns out to be my actual FIRE date, but it's something to aim for.
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Old 08-27-2007, 06:16 PM   #13
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15 years, 4 months from now...
so.. um.. 2022...
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Old 08-27-2007, 06:34 PM   #14
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I think I have everyone beat..but not in a good way.

05/29/2027 - I will be 50

I'm sure I could squeak out another year or two, but this date is already at a 40% savings rate. Still something to look forward to!
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Old 08-27-2007, 06:49 PM   #15
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On my birthday, January 18th, 2013. Not maybe, but absolutely positively. I'll be 55 and will be required to retire from my federal service job at that time, so no sticking around any longer. UNLESS, I decide to look for a different fed job that will allow me to continue working. AIN't GONNA HAPPEN!!!

DW will retire Feb 2016 when she reaches 55 as well. That's the earliest she can tap her 401k without penalty.
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Old 08-27-2007, 06:57 PM   #16
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Quote:
Originally Posted by SecondCor521 View Post
I find myself wondering if anyone has a FIRE date further in the future than me.
I hope, and I do stress "hope", to be able to walk away no later than December 31, 2008. Failing that, I would prefer April 22, 2010 when I turn 50...
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Old 08-27-2007, 07:18 PM   #17
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Not to rub it it, but I plan to go on 12/31/2007. I started planning with detailed spreadsheets about 5 years ago. Since than, I've gone through a number of scenarios, many firecalc simulations, vanguard calculators, JP Morgan (401K manager) calculators, t rowe price, etc., etc. The end of this year is still a go. 10 years ago, my first son was finishing college and my second was a year away form college. Putting 2 kids through college made early retirement a hazy dream.
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2029
Old 08-27-2007, 07:28 PM   #18
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2029

I think I've got everyone beat so far. Because mine's so far out, I haven't calculated down to the month yet, but I do have a year: 2029. I'll be 55. That's a long stretch in between, so things could change drastically, but based on reasonable projections, that's my current date.
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Old 08-27-2007, 08:20 PM   #19
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At the outside, Independence Day will be July 4, 2014 (I'll be 55 then). Depending on the performance of my portfolio and my ability to endure office BS, maybe sooner.
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Old 08-27-2007, 08:45 PM   #20
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I have thought about leaving as early as first half of 2010 (probably do my Roth for the year first)....it would be borderline (and might just take off some time to consider other career options) and depends on how the job is going by then....
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