Originally Posted by brewer12345
I never bothered. There was always only one financial goal and I knew when it was an indeterminate number of years away and when it was imminent. Until it was imminent, I just kept my head down and kept swinging the hammer.
I did the things under my control (maxing out retirement accounts, paying down the mortgage, diverting as much earned income as possible to those goals.)
I didn't have control over market gains... so I didn't set goals for those gains. Just kept working/saving.... and smiling BIG when the market did go up a lot.
Sure - I celebrated when the investable assets hit 1 million, and then 1.5 million. I celebrated when I paid off the mortgage. But I didn't set timetable goals for them to happen. (Well, sort of, for the mortgage - but that's because my ER plans always assumed a budget without a mortgage.)