50% of gross is pretty darn good, considering most Americans have a negative savings rate. My employer has a pension too, and it should be fairly secure, but I'm trying to save as though I don't have one. I just try to keep my eye on the goal.
Originally Posted by Bimmerbill
I can't approach a 60% savings rate either. My take home is barely 50% of my gross (FSA and day care FSA, insurance, 15% into 401K, tax, etc).
If I had a spouse making a similar wage, we could both probably save 50% of our combined salary. But that isn't the case.
So I do the best I can. I've been lucky working for companies with pensions. That reduces the $ I need to save right now. I hope.