heeyy_joe
Thinks s/he gets paid by the post
I would NOT do that. First, if you cashed it in you will probably have a taxable event for the excess of the cash value over the premiums you have paid in. Second, my guess would be that the current growth of your whole life policy is greater than your mortgage interest rate. Finally as you probably well know, it you were to die your beneficiaries would receive the death benefit tax free.
I view my whole life policy as a bond equivalent. Even ignoring the mortality protection I am earning a long term bond rate with minimal credit risk and no interest rate risk. The mortality protection is gravy.
Just keep making the payments on your mortgage - it will be gone soon enough if you stay the course.
+1